All-in-one Corporate Card for D2C Startups

Scale your D2C business with Ramp — Upgrade your financial infrastructure with cards, integrated bill pay, expense management, accounting automation, and real-time reporting all within your Ramp account.
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No personal credit checks or founder guarantee.
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Join the 5000+ companies using Ramp
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Upgrade your finance stack

Ramp is a superpowered charge card, surfacing insights on spend, managing your spend, negotiating SaaS contracts on your behalf, and more. Spend less time nose-deep in paperwork, and more time scaling your online business..

Close books in hours, not days

Pending and cleared transactions are automatically categorized and ready to sync in real-time. Ramp integrates with your existing accounting workflow to manage spend, save time and close your books 8x faster.

100% free, and 100% on your team

Access over $350,000 in partner rewards to modernize your software stack, no strings attached. Ramp is completely free, and offers 1.5% cashback on every transaction, so you don't have to keep track of another subscription, or wonder about another loyalty program.

FAQ

Is Ramp just a corporate card?
Ramp is more than just a corporate card. It is the only finance automation platform designed to save you time and money. Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform providing you the best control and visibility.
Is Ramp a charge card or credit card?
Ramp is a corporate charge card powered by the Visa network. Unlike conventional credit cards, charge cards require you to pay your monthly balance in full by each statement period. Therefore, Ramp does not charge interest.
What is a corporate card?
Corporate cards are cards issued to employees that allow them to charge their authorized business expenses without having to use their own card or cash and reimburse the amounts. With Ramp, you can issue an unlimited number of physical or virtual cards to employees, manage employee expenses with precise controls, and have real-time visibility in spending insights and trends.
How does Ramp make money?
Ramp doesn't make money through interests, membership, or fees. Ramp gets a share of interchange fee that is split between Visa and the merchant's underlying bank every time you make a transaction using Ramp.
Will applying Ramp affect my personal credit score, or do I have to personally guarantee the cards?
Nope to both questions.
How does my company qualify for a Ramp card?
In order to qualify for Ramp, a business must be: 1) Be registered in the United States; 2) Be a corporation, limited liability company, or LP; and 3) Have >=$75,000 in cash in a US business bank account

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Learn more about Ramp and corporate card

More than just the right corporate card for your D2C business

Upgrade your finance stack with Ramp today

Strong control and great visibility

Manage spend down to the merchant and card level. Spend less time doing repeat paperwork, and more time growing your business.

No fees of any kind

No membership, foreign-transaction, setup, or replacement fees.

Runs on Visa

Accepted at millions of merchants all over the world, with built-in fraud protections and security benefits.

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes.
Get started in 15 minutes
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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
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