Ramp is more than just a corporate card. It is the only finance automation platform designed to save you time and money. Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform providing you the best control and visibility.

Ramp is a corporate charge card powered by the Visa network. Unlike conventional credit cards, charge cards require you to pay your monthly balance in full by each statement period. Therefore, Ramp does not charge interest.

Ramp cards are corporate cards issued to employees that allow them to charge their authorized business expenses without having to use their own card or cash and reimburse the amounts. With Ramp, you can issue an unlimited number of physical or virtual cards to employees, manage employee expenses with precise controls, and have real-time visibility in spending insights and trends. Modern financial leaders know they need to empower their employees to create a healthy organizational culture, automatically enforce finance policies, and limit the expense fraud risk by giving employees their own corporate cards with sensible controls to drive business growth.

Ramp doesn't make money through interests, membership, or fees. Ramp gets a share of interchange fee that is split between Visa and the merchant's underlying bank every time you make a transaction using Ramp.

Nope to both questions.

In order to qualify for Ramp, a business must be: 1) Be registered in the United States; 2) Be a corporation, limited liability company, or LP; and 3) Have >=$75,000 in cash in a US business bank account