Meet Ramp - Fintech's Favorite Corporate Card

Say hello to your all-in-one corporate card, and goodbye to wasted time diving into expense reports and paperwork. Leading FinTech companies trust Ramp to modernize their finance stack, and scale with confidence.
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No personal credit checks or founder guarantee.
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Meet Ramp - Fintech's Favorite Corporate Card

Say hello to your all-in-one corporate card, and goodbye to wasted time diving into expense reports and paperwork. Leading FinTech companies trust Ramp to modernize their finance stack, and scale with confidence.
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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Join the 10,000+ companies using Ramp
Join the 10,000+ businesses already simplifying their finances
An illustration of a Ramp card with separate coffe, flight and hotel category limits. Coffee is only allowed at La Colombe.

100% free, and 100% on your team

Access over $350,000 in partner rewards to modernize your software stack, no strings attached. Ramp is completely free, and offers 1.5% cashback on every transaction, so you don't have to keep track of another subscription, or wonder about another loyalty program.

Accountant and CFO-approved

Enhance your finance stack, don't disrupt it. Ramp's convenient dashboard syncs in real-time to your favorite accounting software such as Xero, Netsuite, Sage, and QuickBooks, and allows you to close your books 8X faster.
A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.

Sequester unnecessary tasks

Manage expenses down to the merchant and card level, get insights on spend real-time, spend less time nose-deep in manual work, and more time growing your FinTech business.

More just the right corporate card for your FinTech startup

Trust us, we understand FinTech.
Replace your corporate card and expense management system today

Stronger controls and real-time visibility

Control your business expenses with daily limits and auto-locking cards, card programs, and a sub-admin role

Live support

Our customer success experts are always here to help you troubleshoot or offer help anytime you need it.

Integrated accounting

Plug Ramp right into your accounting system. Eliminate hours of busywork every week–like chasing receipts, getting approvals or making reconciliations.

Easy to set up and growth with your business

Roll out in minutes—whether you have 2 employees or 2,000.

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s Free

Apply easily and get the full Ramp experience for free. No personal credit checks or personal guarantees.

Get started today

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FAQ

What is Ramp?
Ramp is the finance automation platform designed to save you time and money. Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform providing you the best control and visibility.
How can I qualify for a Ramp card?
In order to qualify for Ramp, a business must be: 1) Be registered in the United States; 2) Be a corporation, limited liability company, or LP; and 3) Have >=$75,000 in cash in a US business bank account
Is ramp a real credit card?
Ramp is a corporate charge card powered by the Visa network. Unlike conventional credit cards, charge cards require you to pay your monthly balance in full by each statement period. Therefore, Ramp does not charge interest.
What is a charge card?
A charge card is a payment card typically used by businesses. You can use charge cards to make purchases without any money being immediately debited from your business bank account. Unlike credit cards, charge cards require you to pay your monthly balance in full by each statement period. There is no ability to carry over balances, and therefore, Ramp does not charge interest.
Will applying Ramp affect my personal credit score, and do I have to personally guarantee the cards?
No to both questions.
How can Ramp help my company save money?
Ramp has saved its customers more than $135 million and counting. Here are a few ways Ramp saves money for your FinTech startup: 1. Unlimited cash back: Ramp offers 1.5% cash back on all transactions. 2. Exclusive savings insights: Ramp helps companies reduce overall spend by 3.3% through finding redundant subscriptions, identifying the vendors that you might want to switch to Ramp to maximize cashback, and providing SaaS price insights 3. Partner rewards: Ramp has over $200k in exclusive partner rewards with leading software and vendors such as AWS, Notion, etc. 4. Free negotiation services: Ramp provides free negotiation services for your SaaS contracts for free.
How can Ramp help save time for my FinTech startup?
Here are just a few ways Ramp saves time for FinTech startup: 1. Automatic expense submission: our automatic receipt matching saves time for both employees and finance teams. Users who make purchases simply need to take a picture of their receipt, then text or email it to Ramp! This also means that your finance team no longer needs to chase after employees for receipts. 2. Automatic categorization: Ramp automatically categorizes transactions based on the rules you set up so you can close your books more quickly. 3. Automatic policy enforcement: Ramp automatically declines out-of-policy transactions and flags them to the manager and your finance team. 4. Automatic invoice management: Ramp uses Optical Character Recognition (OCR) to automatically recognize the invoice and receipt details. 5. Automatic accounting sync: Your finance team can connect Ramp with your existing accounting software and sync Ramp data to your accounting system, making reconciliation simple.

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