Best expense management for FinTech startups

The fastest growing FinTech startups trust Ramp's expense management solution to automate busywork. Take it from the fastest growing FinTech startup in NYC.
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Best expense management for FinTech startups

The fastest growing FinTech startups trust Ramp's expense management solution to automate busywork. Take it from the fastest growing FinTech startup in NYC.
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Join the 10,000+ companies using Ramp
Join the 10,000+ businesses already simplifying their finances
An illustration of a Ramp card with separate coffe, flight and hotel category limits. Coffee is only allowed at La Colombe.

Create expense policies, reduce spend

Creating your own expense policy with Ramp only takes minutes. To make things easier, we've created an expense policy generator so you can produce your own personalized policy in just a few clicks. Ramp enforces your expense policy and ensure your employees make the smart spending decisions.

Empower your team, drive growth

With Ramp, you can issue unlimited cards at scale in seconds to your team and precisely limit spending to certain amounts, categories, and vendors. Your employees can also request physical or visual cards or increate their limits within their Ramp account. Requests are sent directly to the admin for review. Once approved, they’ll have immediate access to the new card.
A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.

Automate busywork, save time

Just snap a photo of your receipt and text it to Ramp, our AI-powered technology will match it to the appropriate transaction. Better yet, Ramp automatically collects receipts from your Gmail, Lyft and Amazon Business transactions and matches them with the right transactions, then automatically categorize your expenses based on the rules you create. Your accountant will love you!

More than just best-in-class expense management

Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform
Replace your corporate card and expense management system today

Unlimited 1.5% cashback

Complicated points programs don't cut it. Get real money back.

100% free

No membership, foreign-transaction, setup, or replacement fees.

Runs on Visa

Accepted by millions of merchants all over the world.

Live support

Our customer success experts are standing by to help you troubleshoot or offer guidance anytime you need it.

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s Free

Apply easily and get the full Ramp experience for free. No personal credit checks or personal guarantees.

Get started today

Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

FAQ

What is Ramp?
Ramp is the finance automation platform designed to save you time and money. Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform providing you the best control and visibility.
What is expense management automation?
Expense management tracks, monitors, audits employee spends, and approves or reimburses the expenses that are aligned with the company's expense policy. The traditional expense management process typically includes 5 - 10 manual steps and uses a paper- and spreadsheet-based system that requires a lot of time and energy to maintain and store. Finance team members have to chase down employees for receipts and expense reports at each month end to make sure the timely and accurate reimbursement and reporting. Unlike traditional expense management, expense management automation system like Ramp allows you to use software to automatically manage recording, tracking, reviewing, approving, and reporting for any employee expenses. Following the company's own expense policy, Ramp also automatically helps assure no one is overspending on any areas.
Why is expense management automation important to my FinTech startup?
Traditional expense management requires a long manual process and a lot of paperwork that are time-consuming, costly, and error-prone. Expense management automation can 1) significantly simplify the expense reporting process for both employees and managers, 2) save a significant amount of time for finance teams so that they can focus on what matters the most, and 3) help finance leaders get access to real-time visibility into company spending insights and trends.
How can Ramp automate the expense management process?
Ramp have the following features that help your company automate the tedious expense management process: 1) Advanced card level controls: Ramp allows Admins to set and adjust spend limits on every card used in the business business. Managers can do the same with their teams. 2) Receipt and memo requirements: Admins can also set the business-level threshold for receipts, and then receive SMS or email notifications whenever these large transactions occur. 3) Automatic receipt matching: Employees are prompted to provide their receipts after each transaction, and Ramp will automatically match their receipts with the appropriate transactions. 4) Request and approval workflows: Employees can request to spend within Ramp, and you will be able to review and approve the spend in real time. 5) Multi-level approvals: You can set up custom approvals flows to help track approved expenses and new cards that are being created for employees and managers. 6) Real-time visibility: Through the Ramp dashboard, Admins can easily remind team members to upload their receipts, as well as view spend analytics and identify trends.
How can Ramp help my FinTech startup save time?
On average, Ramp helps customers close their books in 8 hours, not days. Here are just a few ways Ramp automates your expense management: 1) Advanced card level controls: Ramp allows Admins to set and adjust spend limits on every card used in the business business. Managers can do the same with their teams. 2) Receipt and memo requirements: Admins can also set the business-level threshold for receipts, and then receive SMS or email notifications whenever these large transactions occur. 3) Automatic receipt matching: Employees are prompted to provide their receipts after each transaction, and Ramp will automatically match their receipts with the appropriate transactions. 4) Request and approval workflows: Employees can request to spend within Ramp, and you will be able to review and approve the spend in real time. 5) Multi-level approvals: You can set up custom approvals flows to help track approved expenses and new cards that are being created for employees and managers. 6) Real-time visibility: Through the Ramp dashboard, Admins can easily remind team members to upload their receipts, as well as view spend analytics and identify trends.
How can Ramp help my FinTech startup save money?
Ramp has saved its customers over $135 million and counting. Here are a few ways Ramp saves your company money: 1. Unlimited cash back: Ramp offers 1.5% cash back on all transactions. 2. Exclusive savings insights: Ramp helps companies reduce overall spend by 3.3% through finding redundant subscriptions, identifying the vendors that you might want to switch to Ramp to maximize cashback, and providing SaaS price insights 3. Partner rewards: Ramp has over $200k in exclusive partner rewards with leading software and vendors such as AWS, Notion, etc. 4. Free negotiation services: Ramp provides free negotiation services for your SaaS contracts for free.

Relevant posts

Learn more about expense management
Get started in 15 minutes
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

See more use cases

Learn how Ramp can help you save time and money regardless of your industry or business size