Free bill payment and AP automation for marketing agencies

Meet Ramp's intelligent bill payment and AP automation solution—process invoices automatically and see reports in real-time, so you don't have to worry about vendor deadlines or loose invoices. All within your Ramp account and 100% free.
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100% free

All Ramp features are completely free, no fine print, tiers or interest to worry about.

Focus on ROAS, not routing

With Ramp, it's easy to create approval policies that flag appropriate stakeholders to review, and sign off on vendor payments. Automatically route approvals to the right person, with a full audit trail.

No more manual invoice processing

Say goodbye to loose invoices, redundant paperwork, and file cabinets. Stay organized and take control of your vendor bills with AI-powered blazing fast invoice processing and a convenient dashboard that syncs in real-time to your favorite accounting tools such as Xero, Netsuite, Sage, and QuickBooks.


Is Ramp just an AP/bill payment automation tool?
No, Ramp is more than just that. Ramp is the only finance automation platform designed to save you time and money. Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform providing you the best control and visibility. A typical Ramp customer will close its book in 8 hours.
What is AP automation?
Accounts payable (AP) automation is a method of digitalizing and streamlining the vendor invoicing and bill payment workflows between a company and its suppliers by use of software. With AP automation, a company can easily manage large quantities of vendor invoices without handling paper invoices and receipts, issuing paper checks, and forwarding emails back-and-forth.
What are the benefits of AP automation for my marketing agency?
Here are a few ways AP automation can benefit your agency's business: 1. Save time: Process increasing quantities of invoices can be such a pain. AP automation minimizes human intervention and enables your employees to focus on value-added jobs for your business. Let software handle the mundane tasks. 2. Move fast: Software can often process hundreds of invoices in seconds at scale, allowing your business move faster with invoice processing. 3. Reduce errors: AP automation can largely eliminate human errors that are inevitable with manual work, and provide clear visibility and control into important financial data in real-time. 4. Go paperless: Too much paper is painful and unsustainable. AP automation allows you to digitalize the bill payment process, and streamline the workflow online. No cutting and mailing paper checks. 5. Stay organized: Switch from filing cabinets to online storage. Easily access to past invoices, proof of payment, and more.
Is Ramp Bill Pay a good fit for my marketing agency?
Ramp Bill Pay is the fastest bill payment product on the market. Our product uses AI to scan invoices and pull line items and due dates automatically with 99.9% accuracy, chases down the right approvers for review, makes the payments via Ramp cards that give you 1.5% cashback, physical checks, or ACH, and syncs every bill payment to your accounting software. Bill Pay is currently available to customers that have QuickBooks Online, QuickBooks Desktop, Xero, and Universal CSV accounting systems connected. It's also available to customers who have no accounting system connected. Ramp Bill Pay isn't only a platform to manage your accounts payable faster than anyone else. It is built to ensure accurate records and categorizations between Ramp Bill Pay and your accounting software.
Will my bookkeeper love Ramp?
Accountants and bookkeepers absolutely love Ramp! We integrate with the most popular accounting software such as Quickbooks, Xero, Sage Intacct, and NetSuite.
Is there a fee for Ramp Bill Pay?
No, all of Ramp is free.

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Learn more about bill payment automation

More than just the right bill payment automation solution

All-in-one finance automation for marketing agencies

Stronger controls and real-time visibility

Control your business spend with daily limits and auto-locking cards, card programs, and an intuitive dashboard

Expense management, bill pay, reimbursement—all in one

Ramp is a consolidated platform with reimbursements and bill payment software that scales with your agency.

Seamless accounting

Plug Ramp into your accounting tool and orchestrate your ideal workflows from accounts payable to reconciliation.

Entirely free plus 1.5% cashback

Don't waste time playing the points game. Get 1.5% cashback on every single transaction. Pay your bills with Ramp cards.
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