Free bill payment and AP automation for marketplace startups

Meet Ramp's intelligent AP automation solution—automatically process invoices and see real-time insights, so you don't have to worry about vendor deadlines, loose invoices, or manual data entry. All within your Ramp account and 100% free.
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Automate mundane tasks, save countless hours

Ramp Bill Pay allows you to automate manual processes that would take dozens of hours a month to complete. This makes paying bills a breeze and condenses the process down to just a few clicks, saving you countless hours.

Bill payment automated, with unparalleled accuracy

Ramp Bill Pay will automatically scan invoices to pull line items such as due dates, vendors, amounts and more with 99.9% accuracy.

Focus on take rate, not fees

Paying bills should be a breeze, not cost you even MORE money. Ramp is entirely free. Take 1.5% cashback on every bill paid using Ramp cards, and find savings insights to slow burn.

FAQ

What is Ramp?
Ramp is the only finance automation platform designed to save you time and money. Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform providing you the best control and visibility.
How much does Ramp cost?
All of Ramp is free. It costs $0 to apply & use. No interests and no foreign transaction fees either.
What is the best way to pay bills online?
The best way to pay bills online for free is Ramp Bill Pay. Ramp provides accurate and blazing fast online bill pay services for free via card, ACH, or check. Additionally, you'll get 1.5% cashback when you pay bills using your Ramp cards.
Is Ramp Bill Pay a good fit for my marketplace startup?
Yes, Ramp Bill Pay is the fastest bill payment product on the market. Our product uses AI to scan invoices and pull line items and due dates automatically with 99.9% accuracy, chases down the right approvers for review, makes the payments via Ramp cards that give you 1.5% cashback, physical checks, or ACH, and syncs every bill payment to your accounting software. Bill Pay is currently available to customers that have QuickBooks Online, QuickBooks Desktop, Xero, and Universal CSV accounting systems connected. It's also available to customers who have no accounting system connected. Ramp Bill Pay isn't only a platform to manage your accounts payable faster than anyone else. It is built to ensure accurate records and categorizations between Ramp Bill Pay and your accounting software.
Why is AP automation important for my marketplace startup?
With AP/bill payment automation, you will be able to: 1. Save time: Process increasing quantities of invoices can be such a pain. AP automation minimizes human intervention and enables your employees to focus on value-added jobs for your business. Let software handle the mundane tasks. 2. Move fast: Software can often process hundreds of invoices in seconds at scale, allowing your business move faster with invoice processing. 3. Reduce errors: AP automation can largely eliminate human errors that are inevitable with manual work, and provide clear visibility and control into important financial data in real-time. 4. Go paperless: Too much paper is painful and unsustainable. AP automation allows you to digitalize the bill payment process, and streamline the workflow online. No cutting and mailing paper checks. 5. Stay organized: Switch from filing cabinets to online storage. Easily access to past invoices, proof of payment, and more.

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Learn more about bill payment automation

More than just best-in-class AP automation

Thousands of hours of design and engineering have gone into making Ramp corporate card and finance automation platform the best choice for marketplace startups

Unlimited 1.5% cashback

Forget points. Get real money back with every single transaction, be it marketing, inventory, or operation expense.

100% free

No membership, foreign-transaction, setup, or replacement fees, plus no interests.

Seamless accounting

Plug Ramp into your accounting tool and orchestrate your ideal workflows from accounts payable to reconciliation.

Stronger controls and real-time visibility

Control your business spend with daily limits and auto-locking cards, card programs, and an intuitive dashboard full of spend and savings insights.
Get started in 15 minutes
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