Ramp Card Referral Program Agreement

Last Updated: June 22, 2020

This Referral Program Agreement, in combination with other Agreements relating to your use of the Ramp Card and Services, is made between Company ("you", "your") and Ramp ("we," "our", "us") and governs your participation in the Ramp Card Referral Program (the "Referral Program"). For purposes of this Referral Program Agreement, references to Company include any Users authorized to participate in the Referral Program on Company's behalf. Company shall be fully responsible for the acts or omissions of its Users. By requesting or sending a Referral Link (defined below), you will be deemed to have accepted and be bound by this Agreement. The Platform Agreement, as amended from time to time, is incorporated into and forms part of this Referral Program Agreement and shall apply to your participation in the Referral Program. In the event of any inconsistency between any of the provisions of the Platform Agreement and this Referral Program Agreement, this Referral Program Agreement will control. Any capitalized terms that are not defined in this Referral Program Agreement shall have the meaning provided in the Platform Agreement. We may modify this Referral Program Agreement by posting an updated version on our website. By continuing to participate in the Referral Program after the posting of such modifications, you shall be deemed to accept such modifications.

Referral Program Eligibility

In order to participate in the Ramp Card Referral Program, you must (1) be a Ramp Customer in good standing; and (2) ensure that all Users distributing Referral Links are natural persons of at least 18 years of age.

Qualifying Referrals

Ramp will provide you with a unique URL that can be provided to prospective Ramp customers (the "Referral Link"). Referred customers must be businesses or individuals engaging in commercial activity for the sale of goods and/or services. Referral Bonuses will only be awarded for Qualifying Referrals. A "Qualifying Referral" must meet all of the following conditions:

  • The referred customer is not registered, and was not previously registered, with Ramp under any email address or alias;
  • The referred customer is approved to use the Services, subject to Ramp's Know Your Customer ("KYC") process and Ramp approval policies in place at the time of the referred customer's application to register;
  • The referred customer completes the registration process with Ramp using the referrer's Referral Link. If a referred customer registers with Ramp using any other link or method, the registration will not count as a Qualifying Referral; and
  • The referred customer completes a statement payment of at least $1,000 (net of chargebacks and returns).

The Referral Link should only be provided directly to your Users' personal acquaintances. Additionally, you and your Users may not use any paid advertisement to promote the Referral Program, including but not limited to, paid search marketing, advertisements, affiliate networks, paid email campaigns or other similar methods. You may not use a Referral Link to create a new Ramp Account for Company, its affiliated entities, or yourself. By participating in the Referral Program, you represent and warrant that (i) each of your Users has a personal relationship with his/her referral or otherwise has the necessary consents to submit their information to the Referral Program; and (ii) each of your Users will comply with all applicable Ramp policies and terms, and any and all applicable laws or regulations.

Redemption Process

You may be eligible to earn a Referral Bonus for each qualified referral that you refer. The Referral Bonus changes from time to time and will be set forth on the relevant promotion page (e.g as a stored-value card or statement credit). The Referral Bonus is set to the value displayed on the relevant promotion page at the time the Referral Link is sent to the prospective customer.

You will receive a Referral Bonus when a Qualifying Referral is made. You will not be notified of whether a referred customer who has used your Referral Link has applied for a Ramp Account, or whether an application for a Ramp Card has been approved or denied. You will receive a notification, which may be in the form of a Referral Bonus delivered by a third party, if the Referral Bonus criteria are met. Please allow 8 weeks to receive the Referral Bonus. Your use of the Referral Bonus may be governed by additional or third party terms and conditions. Please note that the Referral Bonus may be issued to you or one of your authorized Users.


Any information obtained in connection with the Referral Program will be collected, processed and used in accordance with Ramp's Privacy Policy.

Intellectual Property

Ramp is the owner of all intellectual property related to the Referral Link, including and without limitation the Services and related technology; Ramp Data; and copyrights, patents, trade secrets, trade or service marks, brands, logos, and other intellectual property incorporated into each of the foregoing (the "Ramp Property"). Ramp grants you a limited, nonexclusive, revocable, and nontransferable license to use Ramp Property as permitted by this Referral Program Agreement.

Additional Terms and Restrictions

The Referral Bonus may qualify as taxable income for you. You are responsible for any federal or state taxes resulting from your participation in the Referral Program. Ramp will not be obligated to report federal and state taxes to relevant authorities, but may report such income as required by law.

Reservation of Rights

Ramp reserves the right to withhold, deny or cancel any Referrals Bonus and/or terminate your Ramp Account if we, in our sole discretion, deems the award of any Referral Bonus as fraudulent, abusive, unethical, suspicious or otherwise inconsistent with these Referral Program Terms, the Platform Agreement or any other applicable laws or regulations.


Ramp reserves the right to suspend or terminate the Referral Program at any time or to change this Referral Program Agreement at any time and for any reason in our sole discretion upon Notice to you or by deactivation of the Referral Link. Your eligibility for the Referral Program and the eligibility of any referrals is determined in the sole discretion of Ramp.

Entire Agreement

This Referral Program Agreement constitutes the entire understanding between Company and Ramp for the subject matter described and no other agreements, representations, or warranties other than those provided in this Referral Program Agreement will be binding unless in writing and signed by you and Ramp.

Additional Defined Terms

Cards or Ramp Cards means physical or virtual payment cards issued by Ramp and managed through your Ramp Account.

Company or you means the company that has opened a Ramp Account to use the Services and manage Cards and is executing this Referral Program Agreement.

Notice means any physical or electronic communication or legal notices related to this Referral Program Agreement that are provided to you through text or SMS, email, your Ramp Account, or by other means.

Platform Agreement means the Ramp Platform Agreement as amended.

Ramp or we means Ramp Business Corporation.

Ramp Account means your corporate account with Ramp that is used to access Services including reviewing expenses and managing Cards.

Referral Bonus means any consideration provided under the Referral Program Agreement, including without limitation stored-value cards and statement credits.

Services means the expense and corporate Card management services and all other services provided by Ramp through your Ramp Account.