Start earning on customer spend
Ramp handles PCI, fraud controls, spend limits, and reconciliation—so your team can support payments without breaking a sweat.
5 stars on G2
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Earn on interchange
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No capital requirements
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Global acceptance
Earn margin from every payout
Ramp lets you earn interchange on vendor payments without needing to build your own payment stack.
From card to close, fully automated
A single API to automatically generate cards, deliver payment details to vendors and reconcile transactions.
Deliver payments instantly
Eliminate payout delays — vendors receive cards immediately and can use them with no delay.
Launch in 24 hours
PCI compliance, fraud, merchant controls, and the card network—all fully managed by Ramp.
FAQs
A single-use virtual card is a unique payment method generated for a specific transaction or use case. It can be configured with expiration dates, merchant restrictions, and spending caps—ideal for precise, auditable payments tied to a single vendor, booking, or invoice.
Ramp's single-use virtual cards are ideal for:
- Travel aggregators
- B2B marketplaces
- Field service platforms
If your platform facilitates payments between buyers and suppliers—or needs to control spend per transaction—this solution is for you.
Yes. You can:
- Restrict cards to specific merchant categories (e.g., airlines, hotels)
- Lock cards to specific vendors
- Set spending limits and expiration dates to prevent misuse
Ramp uses a unique Card ID to Transaction mapping so every card is directly linked to the payment, booking, or vendor it represents.
- Simplifies refund workflows
- Supports reconciliation even after a card is locked or expired
- Enables webhook notifications for charges, refunds, and declines
Yes. Refunds can still be processed on locked or expired cards, which ensures clean reconciliation without any manual intervention.
A traditional credit card will let you carry a balance month over month and will charge you interest. Ramp cards are a charge card, which means you can’t carry a balance and you don’t have to pay any interest or fees. Ramp cards also come with advanced expense management software and time-saving features that are unavailable on traditional credit cards.
Platforms earn interchange revenue on every transaction processed through Ramp’s virtual cards—without needing to build a full payments stack.