Silicon Valley Bank (SVB) news and updates

Some advice on how finance teams can enhance their risk management and corporate treasury strategy to prevent future disruption

The timing of the SVB collapse could not be worse for publicly traded companies. Depending on when a company’s specific corporate quarter ends, the Q1 earning report could be incredibly noisy and create a lot of uncertainty for investors and shareholders.

A former Wall Street bond trader’s take on the SVB collapse. Few have explained it from a fixed income investing perspective. The core issue at the heart of SVB’s collapse is really interest rate risk and asset liability duration mismatch.

Fed, Treasury, and FDIC guarantee SVB deposits, bringing relief to startups. Transactions are smooth, and support is available.

As Silicon Valley Bank considers acquisition, private equity firms and larger banks may be potential buyers. Concerns about the future of startup funding and if it will be bought remain.

The Silicon Valley Bank collapse represents the largest bank failure since the 2008 economic collapse, where 25 banks failed after the stock crash, including Washington Mutual, which had $300B in assets.

This is a uniquely stressful situation for those who bank with SVB. We want to share what Ramp is doing to support our customers through this challenge and provide options to those in need of immediate assistance.