Time is money. Save both.
Bring corporate cards, expenses, bill payments and accounting automation together. Built for UK finance teams.
Your spending, working together.
From the first purchase to the month-end close, keep your spending and accounting connected.
Snap and done.
Submit receipts through WhatsApp or the Ramp mobile app. Ramp matches them to the right transaction, so finance has less to chase.
Busywork? Sorted.
Your finance team loses hours to receipt matching, expense coding, and policy checks every week. Ramp automates the admin no one wants to do.
Stop chasing receipts.
Categorise expenses automatically.
Only review the exceptions.
Keep your books current.
“I wasn't shopping for a card program. I wanted one tool that could take several workflows off my desk, and it was the only one where the OCR actually worked on a real invoice.”
Maciej Mylik
Finance, ElevenLabs
Trusted by finance, loved by employees
Up to
5%+
average customer savings in the first year¹
Up to
85%
transaction reviews automated²
Up to
3x
faster book close after switching³
Fyxer
We became Ramp customers in the US and loved the product. When we moved back to the UK, we had to make do without it. As soon as we heard Ramp was launching here, we immediately wanted back in.
- Richard Hollingsworth, CEO and Co-Founder
Attio
With Ramp, our two-person finance team can support a company of over 200. And we completed the migration in less than a week.
- Roberto Restrepo, Head of Finance
Multiverse
Ramp helped us replace rigid limits with smarter guardrails. Employees get less friction, while AI catches policy issues and brings humans in only for exceptions.
- Brandon Law, Senior Finance Manager
One platform, for all of finance.
Travel
Turn travel policies into guardrails everyone on the team will follow.
Expense management
Automate expense management with Ramp’s corporate card, reimbursements, and more.
Vendor management
Track all your vendor data and discover pricing insights in one convenient place.
Procurement
Intake-to-pay simplified and automated every step of the way.
Integrations
Seamless automation and direct integrations for audit-proof accounting.
FAQs
Ramp gives UK businesses a single finance platform that combines GBP corporate cards, expense management, employee reimbursements, bill pay, and accounting automation. Instead of managing spend across disconnected tools, finance teams get real-time visibility and controls in one place. Ramp is used by over 70,000 businesses globally and is now purpose-built for the UK market, with GBP pricing, VAT coding, and native integrations with the accounting software UK businesses already use.
On Ramp, UK businesses get:
- GBP-settled physical and virtual corporate cards with spend controls
- Automated expense management with receipt capture and policy enforcement
- GBP employee reimbursement
- Bill pay for eligible GBP supplier payments with invoice ingestion and approval routing
- Accounting sync with VAT coding
The platform is built around the GBP workflows UK finance teams run day to day.
The core platform is the same: corporate cards, expenses, reimbursements, accounting, and accounts payable automation, all powered by the same AI engine. The difference is that Ramp for UK businesses runs in GBP, captures and codes VAT on transactions, issues cards for the UK market, and integrates natively with the ERPs UK businesses use.
Ramp automatically captures and codes VAT on transactions using OCR. When an employee uses a card or submits a receipt, Ramp reads the receipt, identifies the VAT amount, and maps it to the correct tax code in your accounting software. This works across Xero, QuickBooks Online, NetSuite, Sage Intacct, and Microsoft Business Central. Ramp helps capture and code VAT so your books stay up to date in real time—it does not file or reclaim VAT on your behalf.
Ramp's UK pricing starts with free plans, with more advanced capabilities and multi-entity support priced on a custom basis. Learn more about Ramp pricing for UK businesses.
Most UK expense tools handle cards or receipts, but not the full workflow. Ramp combines corporate cards, expense management, AP, reimbursements, and accounting sync in one platform—so finance teams don't need to switch between tools. Unlike prepaid card providers, Ramp offers a credit model with no top-ups required. And unlike a business bank card, Ramp gives you real-time spend controls, automated receipt capture, approval routing, reporting, and direct accounting sync with VAT coding built in.