Global Spend for Canadian Businesses

Think global. Pay local.

Cards, payments, and reimbursements for Canadian businesses—on one platform with a global footprint spanning 190+ countries.

Spend in the currencies you work in. Start with CAD and USD cards, with local-currency options for international entities.
Pay beyond borders. Pay international suppliers and reimburse employees in local currencies.
Unify global spend. Track, control, and reconcile spending across currencies and markets.

More currencies. Less complexity.

Keep currencies, payments, and month-end close connected.

Spend like a local.

Issue local cards in 30+ countries. Spend and settle in the same currency to avoid unnecessary FX conversions and intercompany transfers.

Your suppliers. Within reach.

Send payments to 185+ countries while also funding card statements by international bank transfer.

Your suppliers. Within reach.

Local currencies. One expense experience.

Reimburse employees in local currencies across 65+ countries. Manage submissions and approvals together in Ramp.

“Ramp is the only vendor that can service all of our employees across the globe in one unified system. They handle multiple currencies seamlessly, integrate with all of our accounting systems, and thanks to their customizable card and policy controls, we're compliant worldwide.”

Brandon Zell

Chief Accounting Officer, Notion

notion
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One platform. A global footprint.

Bring cardholders, transactions, and spend oversight together as your business works across borders.

All transactions, all currencies, full visibility.

See real-time spending across currencies, with reporting that keeps your Canadian finance team in control.

All transactions, all currencies, full visibility.

Set controls that work across borders.

Enforce budgets, approvals, and limits for every entity—so global teams stay compliant wherever they are.
Set controls that work across borders.

Simplify accounting for cross-border spend.

Connect spend to your accounting system, with Canadian GST, HST, and PST coding through your integrations.
Simplify accounting for cross-border spend.
virgin-voyages

“As a global organization, it’s impossible to track every expense line by line. Ramp provides the guardrails and automation to maintain the oversight I need.”

Michael Litwin

VP Controller, Virgin Voyages

Built for your business. Wherever it goes.

FAQs

Global spend management brings corporate cards, supplier payments, employee expenses, and reporting together. With Ramp, Canadian finance teams can manage spending at home and across borders, with connected approvals and visibility across currencies.

Yes. Issue CAD cards for Canadian purchases and USD virtual cards for US suppliers, software subscriptions, and other USD expenses—all in one Ramp account. Both currencies share the same spending controls, approvals, and reporting.

Matching your card currency to the purchase currency helps avoid unnecessary conversions. Use CAD cards for CAD purchases and USD cards for USD purchases, while keeping both connected in Ramp. Transactions that require currency conversion remain subject to applicable exchange rates and fees.

Yes. Ramp lets Canadian businesses manage international supplier invoices, approvals, and payments in one place. Its international payment network reaches 185+ countries, with available destinations and payment methods determined by your entity, currency, and funding setup.

Yes. Eligible Canadian businesses can reimburse employees in local currencies across 65+ countries. Employees submit expenses in Ramp, while finance teams manage reviews, approvals, and payouts in one connected workflow.

Ramp offers local card issuing in 30+ countries for eligible multinational setups. Available currencies and issuing options depend on where your entities operate; some programs require a US entity. Ramp can help identify the right setup for your international teams.

Set spending limits, approval rules, and receipt requirements in Ramp. Your team gets a consistent expense workflow, while finance maintains visibility into purchases and reviews spending against company policy.

Yes. Ramp connects spending to supported accounting systems, including QuickBooks Online, Xero, NetSuite, Sage Intacct, and Microsoft Dynamics 365 Business Central. Canadian tax coding—including GST, HST, and PST—is available through supported integrations and workflows.

Explore Ramp’s international coverage or speak with a Ramp specialist. Your entity locations, spending currencies, and funding accounts determine the card, supplier-payment, and reimbursement options available to your business.

Time is money. Save both.

Global Expense Management for Canadian Businesses