Global Spend Management

Think global. Pay local.

Cards, payments, reimbursements — all on one unified platform, available in 190+ countries.

Operate in local currencies. Pounds, euro or dollar—issue cards and settle payments locally.

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Send payments anywhere. Pay vendors and reimburse employees globally.

Unify global spend. Track, control, and reconcile spend across any currencies or markets.

Don’t take it from us—these are just some of the companies that run their global business on Ramp.

Manage spend locally, from first swipe to close.

Say adiós to foreign exchange headaches and messy month-end close.

Spend like a local.

Issue local cards in 30+ countries—no foreign exchange fees, no unnecessary intercompany transfers. Pay how you want, where you want.

Pay like a local.

Send payments to 185+ countries, with free unlimited international wires with Ramp Treasury. Plus, pay statements using any international bank.

Learn about Ramp Treasury
Ramp global bill pay

Submit expenses like a local.

Give employees the same seamless experience, no matter where they work. Manage reimbursements in local currencies and handle approvals—all in one platform.

"As a global organization, it’s impossible to track every expense line by line. Ramp provides the guardrails and automation to maintain the oversight I need."

Michael Litwin

VP Controller, Virgin Voyages

One platform. 190+ countries.

Track spend, issue cards, and manage every cardholder across all entities.

All transactions, all currencies, full visibility.

Generate real-time spend reports and track transactions in the currencies that matter to you. No spreadsheets or conversions needed here.

Ramp reporting
Set controls that work across borders.
Enforce budgets, approvals, and limits for every entity—so global teams stay compliant wherever they are.
Ramp expense intelligence
Reconcile global spend without the headaches.
Sync every transaction in the right currency, capture VAT, and stop FX mistakes before they happen.

Time is money. Save both.