Start for free.
Start the savings.
Whether you’re a startup, global enterprise, or somewhere in between, Ramp is designed to save you time and money.
Free
$0/mo/user
Best for smaller teams who want to simplify finances.
Key features:
Corporate card
checkUnlimited cards
checkCard issuing controls
checkExpense policy enforcement
Travel & Expense
checkAnswer policy questions over SMS
checkTravel bookings
checkAuto-receipt collection and matching
checkBasic approval policies
Accounts Payable
checkInvoice extraction (OCR)
checkBasic approval workflows
checkPay bills by ACH, card, check, and more
Treasury
checkEarn 2.25%* in a FDIC-insured Ramp business account
checkEarn 4.14%* in a Ramp investment account
checkNo fees, minimum deposits, or transfer caps
Accounting
checkBasic accounting rules
checkQuickBooks Online and Xero integrations
Reporting & Vendor Management
checkCompare vendor contract pricing
checkVendor and spend tracking
Plus
$15/mo/user
+ Platform fee based on team size
Save 20% with annual billing
Perfect for teams who want to automate away busywork.
All the features of Free, and:
Corporate card
checkAuto-lock cards
Travel & Expense
checkCustom travel policies
checkLimit reimbursement spending
checkAI agents that enforce your policy for you
checkAdvanced approval policies
Accounts Payable
checkAdvanced approval routing
checkAutomated batch payments
checkPayment release approvals
checkThree-way match with imported purchase orders
Procurement (Add-on to Plus or Enterprise)
checkAdvanced workflow builder
checkIntegrations with CLM, TPRM, and Ticketing tools
checkVendor onboarding with custom forms
checkThree-way match with Ramp purchase orders
Accounting
checkAI-assisted coding
checkAdvanced accounting rules
checkNetSuite, Sage Intacct, and more integrations
Global
checkPay card statements with local currency
checkAuto tax capture
checkLocal reimbursements
checkSet spend limits in local currency
Reporting
checkCustom report builder
checkBudgeting
Vendor Management
checkPrice intelligence
checkContract extraction
checkAutomatic vendor tracking
User Management
checkCustom user roles and multi-entity restrictions
checkCustom fields
Enterprise
Custom
Annual billing
Specifically made for teams who need full customization.
All the features of Plus, and:
Accounting
checkDirect and custom ERP integrations
Security & Compliance
checkRole customization
Custom Services
checkCustom development
Global
checkLocal currency cards
checkLocal currency reimbursements
45,000+ finance teams have saved millions of hours with Ramp.
+ Automatically lock cards if an employee fails to submit the required receipt or items after a set time period
+ Automatically lock cards if an employee fails to submit the required receipt or items after a set time period
Create company-wide policies
+ Create custom travel policies for different teams based on role, department, location, and more
+ Create custom travel policies for different teams based on role, department, location, and more
+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Submit and review reimbursements in bulk
+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Submit and review reimbursements in bulk
+ Require itemized receipts, flag alcohol spend, weekend transaction, and other conditions
+ Require itemized receipts, flag alcohol spend, weekend transaction, and other conditions
+ Route based on GL code, entity, and other accounting conditions
+ Route based on GL code, entity, and other accounting conditions
+W8 uploads
+W8 uploads
+ Route based on vendor, department, accounting field, payment type, and more
+ Route based on vendor, department, accounting field, payment type, and more
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
Add-on
QuickBooks Online, Xero
+ NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central
+ Workday
+ Workday
+ Workday
Compare features
Free | Plus | Enterprise | |
|---|---|---|---|
Corporate Card | |||
Corporate liability charge card | |||
20x higher credit limits | |||
Unlimited physical and virtual cards | |||
Card issuing controls | |||
Category and vendor controls | |||
Expense policy enforcement | + Automatically lock cards if an employee fails to submit the required receipt or items after a set time period | + Automatically lock cards if an employee fails to submit the required receipt or items after a set time period | |
Travel | |||
Travel bookings | |||
Employee rewards | |||
Travel policies | Create company-wide policies | + Create custom travel policies for different teams based on role, department, location, and more | + Create custom travel policies for different teams based on role, department, location, and more |
Expense Management | |||
Spend limits with preset accounting codes | |||
Automatic receipt collection and generation | |||
Automatic receipt matching | |||
Reimbursements | + Limit reimbursement spending + Submit and review reimbursements in bulk | + Limit reimbursement spending + Submit and review reimbursements in bulk | |
Employee repayments | |||
Answer policy questions over SMS | |||
Approval recommendations for every transaction | |||
Automatic policy enforcement | |||
Expense policy compliance insights | |||
Transaction alerts and flags | + Require itemized receipts, flag alcohol spend, weekend transaction, and other conditions | + Require itemized receipts, flag alcohol spend, weekend transaction, and other conditions | |
Approval workflows | + Route based on GL code, entity, and other accounting conditions | + Route based on GL code, entity, and other accounting conditions | |
Parallel approvers | |||
Missing receipt affidavits | |||
Auto-lock cards | |||
Sunshine Act | |||
Accounts Payable | |||
Invoice capture with AI-powered OCR | |||
Pay bills by check, ACH, card, and wire | |||
Advanced exports | |||
Tax management | +W8 uploads | +W8 uploads | |
Create bills using CSV uploads | |||
Mobile bill approvals | |||
Approval rules and routing | + Route based on vendor, department, accounting field, payment type, and more | + Route based on vendor, department, accounting field, payment type, and more | |
Basic vendor onboarding | |||
Automated batch payments | |||
Payment release approvals | |||
Line item splits | |||
Three-way match with imported purchase orders and item receipts | |||
Approval recommendations from AP agent | |||
Auto-coding from AP agent | |||
Procurement (Add-on to Plus or Enterprise) | |||
Custom intake | Add-on | Add-on | |
Advanced workflow builder | Add-on | Add-on | |
Integrations with CLM, TPRM, and Ticketing tools | Add-on | Add-on | |
Vendor onboarding with custom forms | Add-on | Add-on | |
Purchase order (PO) management | Add-on | Add-on | |
Match card transactions to purchase orders | Add-on | Add-on | |
Three-way match with Ramp purchase orders and item receipts | Add-on | Add-on | |
Treasury | |||
Earn 2.25%* in a FDIC-insured business account | |||
Earn 4.14%* in an investment account | |||
No fees, minimum deposits, or transfer caps | |||
Free, same-day ACH, domestic and international wires* | |||
Intelligent cash forecasting and automations | |||
DACAs and letters of credit | |||
Accounting automation | |||
Basic accounting rules | |||
Advanced accounting rules | |||
Advanced NetSuite support | |||
Multi-entity support | |||
Custom field support | |||
AI-assisted coding | |||
Integrations | |||
App Center | |||
Accounting integrations | QuickBooks Online, Xero | + NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central | + Workday |
HRIS integrations | + Workday | + Workday | |
Continuous HRIS sync | |||
Global | |||
Pay global vendors in USD or local currency | |||
Global reimbursements funded in USD and paid in local currency | |||
Global reimbursements funded and paid in local currency | |||
Issue limits and create spend programs in local currencies | |||
Pay card statements with local currency | |||
Auto tax capture | |||
Local card issuing | |||
Budgeting & Reporting | |||
Custom report builder | |||
Budgeting | |||
1099 reporting | |||
Expense policy compliance | |||
User management | |||
Secure logins with SSO and SAML | |||
Custom fields | |||
Custom user roles and multi entity restrictions | |||
Audit log | |||
Vendor management | |||
Price intelligence | |||
Contract extraction | |||
Automatic vendor tracking | |||
Support | |||
Help center | |||
Chat, email, and phone support | |||
Priority support | |||
Custom setup | |||
FAQ
Yes, Ramp Free is designed for smaller teams who want to get started with Ramp. If you would like to try Ramp Plus, you can sign up with a free 30-day trial, and easily switch plans anytime as your needs change.
No, you can issue unlimited virtual and physical cards to your team at no extra cost.
You can pay for Ramp Plus with ACH or the rewards you earn from your Ramp card spending.
You can upgrade or downgrade anytime within your Ramp dashboard or by contacting us directly. See here for more information.