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- for free.

Unlike other cards that entice you to spend with complicated reward programs, Ramp is the only card platform built around saving time for you and your team, and keeping money in your bank.

Special Growth offer:  For a limited time – get 12 months free.

Essential

Manage your spend seamlessly - for free.
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Free

Top features:
1.5% cash back.
Unlimited users & cards.
Savings insights.
$175,000 in rewards.
For companies under 50 FTEs.

Platform

Premium functionality that gives teams more control.
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$7 per user / month

Top features:
Everything from Essential
Category restrictions.
Vendor management.
Slack integration.
For companies under 100 FTEs.

Enterprise

A managed experience for larger teams.
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Custom

Top features:
Everything from Platform
Vendor negotiation.
Quarterly spend audits.
Dedicated Account Manager.
For companies over 100 FTEs.
Add-On: Reimbursements
Consolidate out-of-pocket spend into one system.
$5
per user / month
Ramp found over $250,000 in savings right out of the gate. That, plus Ramp's cash back is far more valuable than any points program.
Nick Greenfield Founder, CEO at Candid Co.

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Essential
Platform
Enterprise
1.5% Cashback
Get the highest cashback of any corporate card, on all spend.
Unlimited virtual & physical cards
Instantly request or issue as many virtual cards as you need (1 physical card per user).
Unlimited users
Invite as many employees to the Ramp platform as you need.
$175,000 in partner rewards
The most valuable collection of exclusive deals, discounts, and sign-up offers in the industry.
Advanced reporting
See every transaction the instant it happens, forecast spend, and correct wasteful behavior.
Automated savings insights
Alerts for your finance team about price increases or wasteful spend.
Automated receipt matching
Automate receipt reminders and collections. Receipts sent via SMS and Email are automatically matched to the right transaction.
Direct accounting integrations
Seamless integrations to Quickbooks, Sage Intacct, Xero, NetSuite, and more. Close your books 5x faster.
Custom accounting fields
Code transactions to fit your specific accounting fields (like project, class, customer, etc.).
Manager role
Set up Manager accounts that can invite users, issue cards, and oversee spend for their teams.
Card-level spend controls
Issue cards with automatic controls around how much and how often cards can be used.
SSO integrations
Protect your organization from cyber attacks and streamline login with Google and Okta SSO.
Request & approval flows
Users can submit spend requests in just a few clicks for multiple managers or approvers to review.
Category spend controls
Control spend even more finely - restrict what types of merchants a card can be used for.
Slack integration
Request, review, and issue spend without leaving Slack.
Vendor management
Automatically track and predict upcoming payments for your subscriptions and vendors.
Audit trail
Keep track of all historical requests and approvals.
Dedicated account manager
Access to Ramp experts so you can get the most out of Ramp.
Quarterly spending audits
Discover how to best utilize Ramp savings insights and reduce wasteful spend.
Vendor negotiation
Use a Ramp negotiation expert to get lower prices on your overpriced vendor contracts.
Essential
Platform
Enterprise
Unlimited users
Automated savings insights
Custom accounting fields
Advanced reporting
1.5% Cashback
Unlimited virtual & physical cards
$175,000 in partner rewards
Card-level spend controls
Automated receipt matching
Direct accounting integrations
Manager role
Request & approval flows
SSO integrations
Vendor management
Audit trail
Category spend controls
Slack integration
Vendor negotiation
Dedicated account manager
Quarterly spending audits
Frequently asked questions.
How does Ramp track user count?
We believe in only charging where Ramp is actively delivering value. Ramp will track the number of users each month and bill you only for the users who engaged with Ramp. You can safely invite everyone to Ramp and issue as many cards as you want without fear of being over-charged.

For the core card and spend management platform, you will only be billed for users who spend on a Ramp card or log into their Ramp account in a given month.

For Reimbursements, you will only be billed for users who submit a personal reimbursement in a given month.
Are there any additional fees?
We strive to be as transparent and fair as possible. There are no fees for using Ramp beyond the software fee (if using a paid plan) and the Reimbursements fee.
How and when do we get charged for Ramp?
Ramp’s software and Reimbursements charge will be included on your monthly card statement, just like any other Ramp card transaction.