Supercharge your startup

Get America's fastest-growing corporate card and free software that scales as you grow—from 10 to 1,000 employees and beyond.

Get Ramp – for Free
Startups
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Mode LogoClubhouse LogoMarqeta LogoBetter LogoRo LogoRocket Lawyer IconPlanned Parenthood LogoClickUp LogoBristol Hospice LogoLO3 Energy LogoDouglas Elliman LogoDoNotPay LogoWalther Farms LogoApplied Intuition Logo
Mode LogoClubhouse LogoMarqeta LogoBetter LogoRo LogoRocket Lawyer IconPlanned Parenthood LogoClickUp LogoBristol Hospice LogoLO3 Energy LogoDouglas Elliman LogoDoNotPay LogoWalther Farms LogoApplied Intuition Logo
Mode LogoClubhouse LogoMarqeta LogoBetter LogoRo LogoRocket Lawyer IconPlanned Parenthood LogoClickUp LogoBristol Hospice LogoLO3 Energy LogoDouglas Elliman LogoDoNotPay LogoWalther Farms LogoApplied Intuition Logo
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Start in minutes with up to 20x higher limits

Apply in under 15 minutes with no personal credit checks, fees, or founder guarantees, and up to 20x higher limits.
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Get #1 rated software for free, seriously

Get 5-in-1 software that combines corporate cards, expenses, payments, accounting, and reporting—for free.
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Save time and money so you can grow faster

Maximize savings with 1.5% cashback on every purchase and finance automation that helps you close your books faster.

Cards and software that

Give corporate cards to every employee that needs one

Issue cards in seconds with limits & category restrictions that automatically enforce your expense policy. Then, when employees spend, get 1.5% cashback to reinvest in your company.

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Pointing at laptop

Automate expense reporting and track every dollar spent

Close your books 5 days faster with software that automates 90% of expense reports. Save thousands each month with real-time reporting & insights that identify wasteful spending patterns.

Pay your invoices with AI-powered bill payments

Forward invoices by email and let Ramp automatically detect vendors, line items, and payment details. Pay by ACH or check, or pay with your Ramp card and get 1.5% back on your largest expenses.

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Integrate Ramp with the rest of your tech stack

Onboard employees faster with HRIS and Slack integrations. Then streamline month-end close with best-in-class accounting integrations for QuickBooks, Xero, Sage, and NetSuite.

“The three things I love about Ramp are its easy adoption, great customer service, and perks that help you grow.”
Zuben Mathews • CEO & Co-Founder of Brigit
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FAQs
Who qualifies for Ramp?

In order to qualify for Ramp, a business must:

  • Be registered in the US.
  • Be a corporation or limited liability company (LLCs). Currently, we are not accepting individuals, sole proprietors, and other types of unregistered businesses.
  • Have at least $75,000 in cash in a US business bank account.
  • Have most of your operations and corporate spend in the US. Ramp waives all international transaction fees.
Will my personal credit be affected if I apply for Ramp?

No. We do not use an individual's credit reports. Applying for Ramp will never affect your personal credit score.

How is my company’s business limit calculated?

Ramp considers a number of factors when determining the limit that is right for your business. We look at your company's liquid assets, debt liabilities, spending patterns and your monthly needs in areas like SaaS, Advertising, and T&E among others. Ramp uses a variety of technologies to assess your business's financial fitness, including bank and accounting platforms integrations.

Your limit might increase as your assets grow over time, but can also be lowered if your cash position decreases. We reassess limits on a daily basis and your company limit might be adjusted as the balance in your connected bank account fluctuates

What are Ramp Savings Insights?

Ramp Savings Insights are personalized recommendations sent periodically to admins and managers to help lower your company's spend.

As you begin using your card, Ramp will automatically analyze transactions and find ways to help improve your company's financial health.

Learn more about Ramp

Blog post

How to track business expenses & control company costs

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Blog post

The Briefing: First controller at a startup? Your priorities for the first 100 days

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Case study

How Squared Away uses Ramp to automatically search for savings

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