The #1 business card and finance platform
Powerful physical and virtual cards with unlimited 1.5% cashback, entirely free.
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Join the 15,000+ businesses already simplifying their finances
See how Ramp compares to other financial platforms
Ramp
Brex
- Virtual and physical cards=true,true
- Slack integration=true,true
- Simple, unlimited 1.5% cash back=true,false
- Sub-admin role that enables executive delegation=true,false
- Expert negotiators to help with your largest software contracts (save 27%)=true,false
- Basic reimbursements=true,true
- Reimbursements at scale (custom policies, bulk approvals, OCR, etc.)=true,false
Ramp
Brex
Meets requirements
Ease of use
Ease of admin
Quality of support
Ease of setup
Ease of doing business with
Why UpEquity switched from Brex to Ramp:
"Ramp’s ability to approve reimbursements and employee expenses on the fly has made my job a lot easier"
Tyler Bliha
Head of Strategy and Finance, UpEquity
Top 3 reasons leaders pick Ramp over Brex
1. Entirely free plus 1.5% cashback
Don't waste time playing the points game. Ramp's 1.5% cashback is simple and straightforward.
2. Expense management and Bill Pay
Ramp is a consolidated platform with reimbursements and bill payment software that scales.
3. Stronger controls and real-time visibility
Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role
Ramp
Bill.com
- Centralized email inbox=true,true
- AI that captures all invoice line items=true,false
- Multi-level approval flows=true,true
- No per seat software fees=true,false
- Free ACH and check payments=true,false
- Consolidated card and expense management software=true,false
Ramp
Bill.com
Meets requirements
Ease of use
Ease of admin
Quality of support
Ease of setup
Ease of doing business with
Why Sam Meek picked Ramp Bill Pay
"I was spending four hours a month on Expensify, two hours a month on Amex, and probably five hours a month on Bill.com. And now, I’m just spending a little bit of time in Ramp."
Sam Meek
Founder and CEO, Sandboxx
Top 3 reasons leaders pick Ramp over Bill.com
All-in-one solution. All free
Consolidate bill payments, corporate cards, and expense management in a single, free solution
Stronger controls and real-time visibility
Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role
Best in class integrations
Ramp integrates with Netsuite, Quickbooks, Xero, and Sage Intacct
Ramp
Concur
- Basic reimbursements=true,true
- Transaction reviews=true,true
- iOS App=true,true
- Bulk Approvals=true,true
- Automatic receipt matching=true,false
- Reverse reimbursements=true,false
- Virtual and physical cards=true,false
- Simple, unlimited 1.5% cash back=true,false
- HRIS Integration and continuous sync=true,false
- Pricing intelligence insights=true,false
- Negotiations as a service=true,false
- All features for free=true,false
Ramp
SAP Concur
Meets requirements
Ease of use
Ease of admin
Quality of support
Ease of setup
Ease of doing business with
Why UpEquity picked Ramp
"Ramp’s ability to approve reimbursements and employee expenses on the fly has made my job a lot easier"
Tyler Bliha
Head of Strategy and Finance, UpEquity
Top 3 reasons leaders pick Ramp over SAP Concur
Entirely free plus 1.5% cashback
Don't waste time playing the points game. Ramp's 1.5% cashback is simple and straightforward.
Automatic receipt matching
Millions of data points feed the world’s most advanced receipt matching AI. It can even match receipts that are crumpled, blurry, and in foreign currencies.
Pricing intelligence insights
Let Ramp get you the best price on SaaS with benchmarking across thousands of customers. Unlock massive savings of 27% on average.
Ramp
Expensify
- Virtual and physical cards=true,true
- Simple, unlimited 1.5% cash back=true,false
- Built-in Slack integration=true,false
- Daily limits and customizable auto-locking cards=true,false
- Basic reimbursements=true,true
- Automatic zero-click receipt capture=true,false
- All features for free=true,false
- Dedicated procurement team to help you save=true,false
Ramp
Expensify
Meets requirements
Ease of use
Ease of admin
Quality of support
Ease of setup
Ease of doing business with
Roll out in minutes
Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.
Live support
Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.
It’s Free
Apply easily and get the full Ramp experience for free. No personal credit checks or personal guarantees.
