Meet Ramp Treasury

Most banks hope you never see this.

Earn 2.5%1 in a business account, and 4.38%2 in an investment account.

Operations
2.5%1
Operations
Investment
4.38%2
Investment
No account fees
Same-day ACH
Next-day liquidity

Operations: Ramp Business Corporation is a financial technology company and is proudly not a bank. Bank deposit services provided by First Internet Bank of Indiana, Member FDIC.

Investment: Securities products and brokerage services provided by Apex Clearing Corporation, an SEC registered broker dealer, Member FINRA, SIPC. The Investment account is not a deposit product, not insured by the FDIC, and may lose value.

No fees, minimum deposits, or transfer caps. Access and move your money with ease.

Get free, unlimited same-day ACH. Fast payments keep your cash earning until bills are due.

Automate the manual work. Ramp alerts you before funds are low or if cash is available to invest.

Join our customers who are already saving time and earning more with Ramp Treasury.

Ramp Business Account

Give your company a raise.

Most US businesses still use low-interest checking accounts. Don’t be one of them—start earning 2.5%1 on your operating cash with a Ramp Business Account today.

$0/Year

vs. national average (0.07%) = $03

Protect millions with insurance for full peace of mind.

Securely store multi-million-dollar deposits in the Ramp Business Account.

Protect millions with FDIC insurance for full peace of mind.

Ramp Business Corporation is a financial technology company and is not a bank. Bank deposit services provided by First Internet Bank of Indiana, Member FDIC. Customers with a Ramp Business Account can use the ICS service provided by IntraFi Network LLC. Subject to the terms of the applicable ICS Deposit Placement Agreement, First Internet Bank of Indiana, member FDIC, will place deposits at FDIC-insured institutions through IntraFi’s ICS service. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Deposits are insured by the FDIC up to the maximum allowed by law; deposit insurance only covers deposits in the Ramp Business Deposit Account in the event of the failure of the FDIC-insured bank.

Slow payments,
are old news.

Keep your cash earning longer. Pay bills4 and reimbursements on the day they’re due with free, unlimited same-day ACH.

Slow payments, are old news.
How do faster payments earn more?
Same-day ACH lets you keep your money earning, and available until the day bills are due. Say goodbye to your money getting stuck in limbo.
Faster payments.

Know exactly what’s around the corner.

Ramp Intelligence automatically alerts you if your balance won’t cover your bills, or if you have extra cash that could be invested.

All the control.
None of the complexity.

Robust money management with beautiful design and thoughtful workflows—that’s just simple to use.

One login. Unlimited accounts.

Still juggling multiple accounts and passwords? Create as many business accounts as you need, all under one secure roof.

Fully integrated workflows, from beginning to end.
Cash transfers and earnings automatically sync to your connected ERP and get categorized to the correct GL accounts.
Money won’t move, unless you approve.
Money won’t move, unless you approve.
Only authorized people can transfer or release money— and always get a comprehensive audit trail.
Put your morning account checks on autopilot.
Set a target balance for your Ramp Business Account and top up from your checking account. Maximize earnings while never missing a bill.

Ramp Business Corporation is a financial technology company and is not a bank. Bank deposit services provided by First Internet Bank of Indiana, Member FDIC.

Ramp Investment Account

An investment account that works for you.

Ramp Treasury

Securities products and brokerage services are provided by Apex Clearing Corporation. Apex Clearing Corporation is an SEC registered broker dealer, a member of FINRA and SIPC, and is licensed in 53 states and territories. FINRA BrokerCheck reports for Apex Clearing Corporation are available at: http://www.finra.org/brokercheck. The Investment account is not a deposit product, not insured by the FDIC, and may lose value.

FAQ

Ramp Business Account

Ramp Investment Account

Time is money. Save both.