Industry-leading card controls

Digitize your expense policy & block out-of-policy spend before it happens. With Ramp, you get recurring limits, merchant-blocking controls, and approvals that scale to 1000s of employees.

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Block merchants & expense categories
Rest easy with restrictions on what employees can spend on & how much vendors charge. Ramp is the first card ever to give customers this level of control.
Set recurring spend limits
From per diems to virtual card for subscriptions, control spend against budgets with built-in limits—one-time, daily, monthly, or annually.
Manage approvals at every level
Approve high-limit cards and delegate the rest. With support for your company hierarchy, it's easy to give everyone a card that needs one.
Issue employee cards at scale
Manage employee programs from one place with custom virtual card templates you can design for wellness benefits, home office stipends, and more.
Digitize your expense policy
Create policies for every use case. Then sit back and relax with automatic receipt collection and verification that automates 90% of expense reports.

Learn more about Ramp

Issue instant cards.
Unlimited virtual and physical cards with built-in spend limits, instantly available for everyone in your team. Define spend rules and let your smart cards enforce your policies automatically. No more surprises or under-the-radar spending.
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See spend as it happens.
Stop waiting on monthly statements or manual spreadsheets. Find, browse, and download real-time transactions from any employee, department, or merchant – on any device.
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Close your books 5x faster.
An accounting experience by finance teams, built for speed and efficiency. Automate manual processes and start enjoying instant reconciliation – Ramp does all the heavy lifting.
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Trim wasteful spend.
Ramp analyzes every transaction and finds hundreds of ways your company can cut expenses. It’s like having a second finance team, laser-focused on cutting costs.
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Consolidate reimbursements.
Ramp makes it easy to reimburse your employees for all their spend that's not on a card. Set up review & approval flows within Ramp, and see your reimbursements on your dashboard, alongside all your other transactions.
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