Setting finance free to build healthier businesses

Ramp is on a mission to help finance teams build healthier businesses. By reimagining technology for back office finance from the ground up, Ramp provides businesses of all sizes and at all stages with the essential tools to modernize finance operations and help their business thrive.
Combining corporate cards with best-in-class finance operations software, Ramp is the only all-in-one solution designed to help customers save more money and free finance teams to do the best work of their lives.
Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, enabling tens of billions of dollars in purchases each year. We’re building a new way forward for finance, and we’re just getting started.

Time is money. Save both.

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Customer savings
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Loved by thousands

Hundreds of 5-star reviews of Ramp’s award winning software

All-around impressive

Their platform has the most innovative & advanced functionalities, which make my life and job much easier. I'm obsessed with the fact that Ramp can automatically recognize and pull receipts from my email account, and they auto-link them for me.
Kendal S., Finance, HR, and Operations Manager

All-around impressive

Their platform has the most innovative & advanced functionalities, which make my life and job much easier. I'm obsessed with the fact that Ramp can automatically recognize and pull receipts from my email account, and they auto-link them for me.
Kendal S., Finance, HR, and Operations Manager

Simplifies so much of our accounting

Anyone can text or email their receipts, and Ramp automatically attaches them to the charge. This is so fast and easy for every employee. Accounting has significantly less work to do.
Kirsten M., COO

Big time saver

The onboarding process is easy and seamless (makes switching painless), customer service is excellent/responsive, and the accounting software sync is great. They are always adding useful new features.
Victor C., Co-founder

One of the best business cards around

No personal guarantee is needed, [...] monthly float for points (unlike Brex), and solid support team. Tracking all corporate spend and expensing is much easier with Ramp than doing it by hand or via other cards.
Jimmy H., Founder

Transformed our spending process

We are able to auto sync with our GL, review and approve expenses, define importing rules and have complete visibility into our spend. Unsecured credit card program with high limits allows us to put our cash to work.
Dillon L., Controller

Spend management done right

Ramp stands out from other corporate credit cards because they don't gamify their platform to incentivize you to spend more. Great tool if you want to maximize savings. Total game changer!
Paige D., Founder

10x better than other options

It is easy to set up, easier for our employees - I was able to use a virtual card in the first hour. I'd recommend very highly above all other credit card options - AND above all expensing solutions.
Jordan T., CEO

The solution we needed

We tried a number of solutions, and Ramp came out on top...with no annoying per-user or per-transaction fees. It's made all of our processes easier, reduced the burden on our admin staff and was quickly adopted by employees.
Neil C., CEO

Love at first swipe

Hundreds of 5-star reviews make us the top-rated finance, expense, and card software.

Special team

Our team is over 600 strong. We combine experience from some of the leading financial services and fintech companies—Capital One, Stripe, Affirm, Goldman Sachs, American Express, Visa—with high-growth technology companies like Facebook, Spotify, Microsoft, and Slack. This combination gives us a special edge and is why we believe it should be software first, card second.

We build relationships with strategic partners to help our mutual customers create value.
Emily, Business Development
It’s time finance professionals stop wrestling with spreadsheets and painful expense reports.
Karim, Co-Founder & CTO
Elevate the finance function of companies by harnessing the power of technology.
Geoff, Product
Our people are the heart of our organization. Building an inclusive workforce is critical to our success!
Adele, Talent
We want to solve problems for finance professionals so that they can do more each day.
Gene, Co-Founder & CPO
I want to help our customers be more profitable so they can invest in faster growth, more hiring, and higher pay.
Eric, Co-Founder & CEO
We want to provide our customers with all the financial resources they need to innovate and grow.
Alex, Capital Markets
We're transforming corporate spend management into a smooth and effortless experience.
Akash, Engineering
We're building the best engineering talent in FinTech to change the way businesses work!
Nik, Risk Engineering
We build based on what should be, not what others are doing.
Diego, Design & Marketing
We love simple, elegant solutions - but our concern is for our customers, not our ideas.
Calvin, Chief of Staff
Programming is often compared to magic, our job is to bring this superpower to all of our customers.
Veeral, Engineering

Our values

We win when customers win
Ramp succeeds when our customers succeed. Our products are a competitive advantage for our customers, helping them run their businesses as effectively as possible. The only way we can continue delivering is by ensuring customers have a seat at every table, a voice in every debate, and a vote in every decision we make. We must obsess about making customers more successful.

We always keep customers' interests top of mind and expect our teammates to do the same.
Amp it up
Speed matters. Getting back to someone today is better than tomorrow. We push ourselves to make decisions when we have just enough information rather than waste time collecting more data. A simple solution that ships is better than a perfect one stuck on the cutting floor. We make faster progress on the projects that are of the highest priority by saying “no” to the ones that aren’t.

We’re comfortable asking if a timeline is ambitious enough - and appreciate when someone pushes us to do the same. We make the most of our scarce time to push forward, little by little, each day.
We’re one team
If we want to go far, we must go together. Ramp is a collection of people who, together, can achieve things that none of us could on our own. We lean on each other for input and guidance and are good teammates. We default to open channels and docs so people can follow along with our work. We optimize for the company, no one individual project or team.

We won’t always agree, and at our pace, everyone can’t be in every discussion. Instead, we trust that all of us solve problems by identifying what will be best for our customers and for Ramp.
Ramp is built for everyone
We’re here to help businesses be more successful. We don’t select our customers based on the ideology or views of their organization or owners. Similarly, Ramplings join us based on their ability to drive the business forward.

We focus on our commonalities - a desire to contribute to the mission - rather than our differences. As an organization, we take stances on issues that impact our business directly and do not comment on ones that don’t.
Take ownership
A company is nothing but a collection of people. We believe in the power of every individual at Ramp. We channel that power by giving individuals significant ownership of their work. In exchange, we require everyone here to care. To care a lot.

Caring can be draining. It’s following through on commitments, it’s asking ‘why’ until we fully understand, it’s getting annoyed, and taking initiative when the quality doesn’t meet our bar. And sometimes it’s respecting the decision of another owner, even when you disagree. Feathers will get ruffled - and that’s the price we’re willing to pay to keep pushing our standards ever higher.
Grow without fear
As Ramp grows, we will face new challenges. To overcome them, each of us will be asked to grow alongside the company. We expect this to be uncomfortable at times, and we grow by embracing this discomfort.

We place smart bets on people’s potential, and we don’t aim for zero defects. We seek out growth areas, think boldly, and aim for excellence. It is your responsibility to challenge yourself and support your teammates as we reach new heights together.

Strong backing

Founders Fund
D1 Capital Partners
Goldman Sachs
Thrive Capital
Redpoint Ventures
Iconiq Growth
General Catalyst
Over 100 of the most influential angels, founders, and board members in Fintech

In the press

This company uses generative AI to generate savings for businesses

More than 10,000 businesses have signed up for spend management platform Ramp over the past year. That growth helped quadruple Ramp’s annualized revenue, which topped $300 million in 2023. Strong demand also positioned Ramp to close a $300 million Series D round in August 2023, at a time when many startups were fighting for survival. Business customers are drawn to Ramp for its clever AI integrations and clear-eyed focus on saving finance teams time and money.
Fast Company, March 2024

This company uses generative AI to generate savings for businesses

More than 10,000 businesses have signed up for spend management platform Ramp over the past year. That growth helped quadruple Ramp’s annualized revenue, which topped $300 million in 2023. Strong demand also positioned Ramp to close a $300 million Series D round in August 2023, at a time when many startups were fighting for survival. Business customers are drawn to Ramp for its clever AI integrations and clear-eyed focus on saving finance teams time and money.
Fast Company, March 2024

Ramp CEO says the fintech startup is just scratching the surface

Ramp cofounder and CEO Eric Glyman joins TechCrunch FOUND to discuss the fintech's rapid growth, how Ramp thinks about scaling and expanding into new categories, and lessons learned as a second-time founder.
TechCrunch, March 2024

How Ramp's CEO Built And Leads The Nearly $6 Billion Startup

Ramp co-founder and CEO Eric Glyman sits down with Forbes Assistant Managing Editor Steven Bertoni to talk about building the fintech unicorn, and evolving as its leader.
Forbes, March 2024

Fintech Ramp acquires another AI-powered startup

The acquisition makes sense considering that last summer, Ramp announced that it was entering the procurement space as it focused more on “complex” enterprises. “Our plans are to grow this segment and serve more businesses with simple software that transforms a clunky, slow, and painful process into an efficient and organized one,” Glyman said. “This way, we’re enabling customers to put money movement at the center of their decision-making and helping them build stronger, more sustainable businesses for the long-term.” Today, Ramp claims to power over $10 billion in accounts payable spend each year, a 10x increase in just over two years, execs say.
TechCrunch, January 2024

These 20-something entrepreneurs needed less than a year to sell their company to Ramp

Since the sale, TK Kong, Young Kim, and Kevin Chan have joined Ramp as part of its procurement team. Kong, who leads the unit, has spent the months since the acquisition building out Venue, which is part of Ramp Plus. Improvements to Ramp Plus include purchase order enhancements, collaboration tools, and an activity feed. For Ramp, Venue was the company’s third acquisition and its fastest deal. “This is one of our larger new bets, and we see it growing very materially over the next two years,” Glyman said. “Great companies are bought, not sold.”
Fortune, January 2024

Ramp taps AI as fintech hunts for growth

Ramp says its plug-in with Copilot for Microsoft 365 means businesses don’t have to bounce between multiple tools and applications to gather spend insights or set up advanced controls. “Now they can use natural language to access Ramp’s smart AI assistant from their workspace and get the most advanced work done faster,” said Ramp CEO and co-founder Eric Glyman.
TechCrunch, November 2023

Corporate card startup Ramp integrates with Microsoft Teams and 365 Copilot

Now, employees who use the Microsoft messaging app, even on mobile, can find expense-related information right at their fingertips and have their questions answered by a knowledgable AI assistant. The Ramp integration in Teams and Microsoft 365 Copilot also includes interactive actions, such as approvals, that Ramp customer administrators can set up. That way, if an employee asks for approval on an expense, the Ramp bot can verify that the expense is in line with the company’s policy and approve it right within Teams. “When the chance appeared to integrate into the Copilot ecosystem, we were really excited because we saw this as a very intuitive way to not just do things effortlessly, but to extend Ramp’s capabilities…to where people work,” CEO Eric Glyman told VentureBeat.
VentureBeat, November 2023

This fintech upstart doing $300 million a year in revenue is the top startup in the U.S., according to LinkedIn data

It used to be that when employees swiped their corporate credit cards, it wasn’t connected to software that the finance team could immediately access. Enter Ramp. At four and a half years old, the fast-growing fintech company leads the LinkedIn Top Startups 2023 list, a data-driven ranking of the young businesses where U.S. professionals most want to work. Ramp’s model has attracted high-profile customers such as Eventbrite, Discord, Glossier and Shopify. The Finance Files sat down with Glyman, Ramp’s CEO, to discuss what makes this fintech upstart so appealing to customers, investors and employees.
Linkedin, September 2023

Eric Glyman, Ramp CEO: A Fortt Knox Conversation

Ramp CEO Eric Glyman speaks with CNBC's Jon Fortt about the fintech landscape for businesses, Ramp's latest funding round, and Eric's entrepreneurial journey.
Fortt Knox, September 2023

Latest Funding Round Was an Opportunistic Raise: Ramp CEO

Ramp CEO Eric Glyman discusses why the firm raised $300 million from investors at a $5.8 billion valuation. He speaks with Caroline Hyde and Ed Ludlow on "Bloomberg Technology."
Bloomberg Technology, August 2023

Finance Platform Ramp Raises Funds at $5.8 Billion Value

Ramp has surpassed $300 million in annualized revenue, a metric that multiplies the current month’s revenue 12 times, co-founder and Chief Executive Officer Eric Glyman said in an interview with Bloomberg News. Ramp’s pitch to customers is that their incentives are aligned. The firm, which offers a corporate card, says that it helps customers reduce spending, unlike some credit card businesses. The company recently expanded into procurement software with Ramp Plus. It also acquired, an AI-powered customer support business. Microsoft Corp. CEO Satya Nadella was announced as an investor and adviser. There is still plenty of room for growth because the total addressable market Ramp’s chasing is large, due to the large number of companies with finance departments, Glyman said. We have “99% of the market left to go,” he added.
Bloomberg, August 2023

Velocity over everything: How Ramp became the fastest-growing SaaS startup of all time

Geoff Charles, VP of Product at Ramp has led the product team from the early days, including the development and release of 60+ products and features in the past year alone. In this podcast, he and Lenny discuss how velocity is at the heart of Ramp’s culture and success, Ramp's approach to hiring, problem-solving, and execution, as well as tips on how to break into and succeed in product management.
Lenny's Podcast, August 2023

Fast-growing expense and credit card startup Ramp introduces Ramp Plus, bags Shopify

Hypergrowth could also describe Ramp’s own trajectory, with the company reporting 100% growth in global customers and 83% growth in enterprise customers in the last six months alone. Now with Ramp Plus and Shopify under its belt, the startup is poised to continue its expansion, challenging corporate card stalwarts like American Express and SAP Concur. “We also are the most comprehensive financial operations solution available in the market,” Glyman told VentureBeat. “Ramp is the only company aligning our bottom line with our customers spending less. That’s why we’re seeing industry-leading growth, with the majority of Ramp’s enterprise and midmarket customers in the last 6 months coming from AmEx, Bill, Concur, or Expensify.”
VentureBeat, August 2023

As the generative AI craze rages on, Ramp acquires customer support startup

The company’s automation product was used by teams like Ramp and Deel to generate “high-quality support knowledge” from existing customer interactions, and automatically resolve up to 60% of tickets, the company said. As part of the acquisition, Ramp said all customers will continue to be served “in maintenance mode,” but it will focus its efforts on adapting the LLM-powered automation product to help Ramp customers automate their workflows and better use and understand their spend data.
TechCrunch, June 2023

Fintech Ramp Launches Money Saving AI Tools For Businesses—Announces Microsoft CEO, More As Investors

"For many people going to [software-as-a-service] vendors, it's very hard these days to know that you're getting a great price," Ramp cofounder and CEO Eric Glyman tells Forbes of the company's new AI-powered contract analysis tool. "Often your only resort is to go to a pricing page that may not tell you anything, or ask around." With GPT-4, Ramp can take vendor contracts that businesses upload and automatically pull out details such as pricing and software seats. The service then compares the pricing against anonymized data from the close to $1 billion some 15,000 companies spend on Ramp each month to show how the quoted price compares to market averages on a graph—and say whether it's a good deal. If it's not, Ramp can then go back to vendors and negotiate prices, using their data as leverage...Glyman says he believes Ramp is the first company bringing large-scale pricing data to consumers.
Forbes, May 2023

Ramp to introduce AI tools for tracking business costs

With the introduction of new AI features, corporate finance teams will have improved oversight, Ramp CEO Eric Glyman told Reuters. For instance, companies will be able to better detect unusual employee spending in real time, said Ramp investor Logan Bartlett of Redpoint Ventures.
Reuters, May 2023

Intelligent Money: Fintech's AI Moment

Ramp, a fintech startup that is noted for being one of the fastest-growing companies ever to hit $100M in ARR, is among the fintech frontrunners using automation and machine learning to help customers with expense management, payments, reporting, and more. The upside of automated, intelligent, personalized, and more secure financial services with the help of AI is in reach.
Greymatter, March 2023

Ramp reports 4x revenue growth, says it still has ‘vast majority’ of equity funding

Over time, Ramp said it has helped its customers cut expenses by over $400 million. It counts over 15,000 businesses as customers with “well into hundreds of thousands of users” and is onboarding about 1,000 users per day...“We think that our customers evaluate companies and their character, and what they’ve done, not just at a moment in time, but what they’ve done over the years,” Glyman said. “I think when other players in the market don’t serve companies or change their behavior rapidly, companies will often ask their peers who they recommend.”
TechCrunch, March 2023

This company is making expense reports way less of a hassle

If last year is any indication, Ramp’s product-first, gimmick-free approach has struck a chord, especially with small-business owners. More than 13,000 businesses now use the platform, a threefold increase year over year. Ramp has issued more than 240,000 employee credit cards, providing the company with a steady stream of interchange income. In March 2022, Ramp disclosed that it had reached $100 million in annualized revenue.
Fast Company, March 2023

Ramp rolls out product for accountants

"Ramp said in the blog post announcing the product that it wants to be more than just a vendor, aiming to create genuine partnerships with accounting firms."
Accounting Today, November 2022

Fintech Ramp Surfs Dollar Wave By Helping U.S. Companies Turn To International Markets

"With its international play, Ramp customers—all based in the United States—can now pay vendors in foreign currencies within minutes or reimburse employees in two days or less for out-of-pocket expenses overseas...The push helps expand Ramp’s reach in the $120 trillion payments market as many fintechs struggle... CEO Eric Glyman says, 'Now as the cost of capital keeps going way up, and combined with other challenges, this idea of being more efficient with your spending and time has gone from being nice to a real necessity.'"
Forbes, September 2022

Brex and Ramp’s rivalry is personal

"Ramp [is appealing to] an ethos of humble growth...'If you can help people go home earlier and spend time with their families and do more things for less, I think that should work,' CEO Eric Glyman said."
Protocol, September 2022

New ‘Flex’ Offering For Businesses

"The offering builds upon Ramp’s Bill Pay service, which automates payments by using artificial intelligence to process email invoices in seconds and then approve payments via credit card, ACH or check. Glyman notes Bill Pay is Ramp’s fastest-growing offering yet. After launching last October, it took just six months to surpass $1 billion in annualized volume, less than half the time it took Ramp’s cards to cross that threshold... Glyman says at the rate Bill Pay is growing, it could surpass card volume as soon as next year."
Forbes, August 2022

Fintechs are racing to help businesses pay their bills

“Ramp, a corporate card and spend-management startup, launched a new financing option for its bill-pay product Tuesday that will allow customers to stretch — or "Flex" — payments between 30 and 90 days...Ramp's announcement described it as the first service of its kind where businesses can finance all bills…CEO Eric Glyman anticipates that Flex funding could be particularly useful in helping companies manage expenses such as inventory, especially in an era when supply chain delays are common.”
Protocol, August 2022

Fintech isn’t dead, as Ramp reports accelerating revenue growth

"Corporate management startup Ramp says it has seen its business grow exponentially across all segments in 2022 so far."
TechCrunch, July 2022

Ramp just raised $750 million and is now valued at $8.1 billion. The startup's CEO explains how the fintech is nabbing customers from rivals like Amex and Brex.

"One of the corporate card industry's fastest-growing players just received a boost as it nabs clients from the industry's biggest names like American Express, Capital One, and Silicon Valley Bank."
Insider, March 2022

Payments startup Ramp valued at $8.1 billion in latest funding round

"Ramp has been building its finance platform for businesses, including a corporate card that tracks employees’ expenses and a bill-pay service that’s its fastest-growing product. The handles more than $5 billion of payments volume on its platform annually, with revenue growing almost 10-fold last year."
Bloomberg, March 2022

Ramp confirms new $8.1B valuation after ‘a nearly 10x’ YoY increase in revenue

"Today, more than 5,000 businesses use Ramp, powering over $5 billion in annualized payments volume. Notably, its customer base is up 7x and cardholder growth is up 15x year-over-year. Some of its larger customers spend “in excess of $10 million a month” with Ramp, Glyman said."
TechCrunch, March 2022

The 10 most innovative finance companies of 2022

"Barely a year after its launch, Ramp is the fastest-growing corporate card in the United States. Its 2,000 enterprise customers—from the real estate broker Douglas Elliman to the creative agency Red Antler—use Ramp to consolidate corporate cards, expense management, bill payment, and more into one Slack-integrated platform."
Fast Company, March 2022

Ramp expands into travel as the corporate spend category goes horizontal

"The startup’s goal with the new offering, which will be offered to all existing customers and any new ones at no additional cost, according to Glyman is to help business travelers 'book anywhere' while giving businesses an 'unprecedented level of insight and control over their travel.'"
TechCrunch, Feb 2022

While finance chiefs weigh crypto, unicorn fintech Ramp is adding stablecoins to its balance sheet

"Because the stablecoins have a higher yield, Song says, than, say, an investment-grade corporate bond, that 5% allocation Ramp has made to stablecoins is able to provide it with the same level of returns it would see from a 95% allocation to those bonds."
Fortune, Jan 2022

Corporate card start-up Ramp targets with free payments software

"The start-up has grown rapidly this year by offering small and medium-sized businesses a cashback card paired with software that identifies ways clients can save money. Ramp says that transaction volumes have jumped 50% in the two months since the company last raised funds at a $3.9 billion valuation."
CNBC, Oct 2021

University endowments mint billions in golden era of venture capital

"Endowments notched their biggest investment gains in decades, thanks to portfolios boosted by huge VC returns...Corporate credit-card company Ramp, which launched early last year, has raised two rounds of financing already this year, with the company’s valuation rising to nearly $4 billion, an extraordinary run for a two-year-old startup."
Wall Street Journal, Sept 2021

3 questions with…Eric Glyman, CEO, Ramp

“The biggest opportunity in fintech is to turn this upside down and build companies where business incentives are aligned with what's best for the customer.”
Protocol, Sept 2021

Fintech Ramp more than doubles valuation to $3.9 billion, raising $300 million to take on AmEx in massive corporate card market

"Ramp offers a corporate credit card with zero fees, no interest rates and cashback rewards, but it aims to differentiate itself with an expense-management platform that uses artificial intelligence to analyze transactions and identify savings opportunities."
Forbes, Aug 2021

The start-ups disrupting the corporate credit card market

"Ramp, which had already started offering cards to a few other start-ups before its public launch in February 2020, now facilitates more than $1bn in annualised transaction volume, which Glyman said makes it the fastest-growing corporate card in the US. 'We’re collapsing a lot of the software processes and doing some of the heavy lifting,' Glyman said. 'An interesting product can be built when we do it that way.'"
Financial Times, May 2021

PS: We’re hiring.