More than just a corporate card
from one place
Issue unlimited cards
Control every dollar spent
The card is just the start
With no annual revenue requirements and the most intuitive spend platform, Ramp is the ultimate finance solution for modern teams to save you time and money. From automating expense reports to spending less with smart insights, you can do it all from one card.
Upgrading from a business credit card to a corporate card does bring important benefits.
- First and foremost, it shifts liability for any debts to your corporation. Though no leader wants to think about the worst-case scenario for their company, having your assets completely separate from your company’s finances will protect you in case of a lean year.
- While business credit cards allow you to add on additional cards for employee use, corporate credit accounts are built on the assumption your company has multiple authorized spenders. Therefore, they come with tools to help you manage this level of shared financial control.
- Most card issuers’ corporate offerings include robust spend control tools, including virtual cards, expense tracking software, and the means to set limits on cards. No more need for your employees to pay out of pocket and inundate your finance team with expense reports.
In order to be eligible for a corporate card, your company must be incorporated (as an LLC, C-Corp, S-Corp, or another individual legal entity) and meet the card providers' further requirements.Traditional corporate cards require businesses to make at least $4 million in annual revenue. Some corporate cards expect you to have at least 15 authorized spenders on your account and a minimum annual spending expectation of $250,000 or more.
Fortunately, newer corporate cards like Ramp are now available with more flexible eligibility requirements and zero spending expectations.
Ramp gives you 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting, and reporting into one simple and free solution designed to save time and money.
Increase your visibility with unlimited cards and access a new level of control over your spend.
Save time by eliminating expense reports, giving time back to your employees.
Get the card that works for you with no annual fees, high limits and real money back.
Ramp is a corporate charge card powered by the Visa network. Unlike credit cards, charge cards require you to pay your monthly balance in full by each statement period. There is no ability to carry over balances, and therefore, Ramp does not charge interest. Learn more about the difference between charge cards and credit cards.
Ramp corporate cards come with unlimited 1.5% cashback, up to $175K in partner perks, and free time-saving software.
Transparent 1.5% cashback on every purchase
Spend on anything and get industry-leading 1.5% cashback—not opaque rewards points. Ramp’s corporate card puts the most money back in your pocket so you can invest even more in growth.
Up to $175k in partner rewards
Save thousands on services you’re already paying for, from AWS to Slack. Ramp partners with leading companies to offer industry-leading discounts and rewards.
Automatic savings alerts
Get actionable alerts and insights on duplicate subscriptions, unclaimed rewards, and lower pricing plans. Businesses that use Ramp save an average of 5%1 on spend.
Real-time spend visibility
See every expense in real-time and generate reports on anything—from the most common merchant to the highest-spending department—to identify spending patterns. Ramp gives you everything you need to stay on top of wasteful spend.