More than a corporate card
Step into the future with a beautiful corporate card, powered by revolutionary software.
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Limitless
Unlimited physical and virtual cards, available instantly, accepted everywhere.
10-20x higher limits
Ramp’s proprietary underwriting means we look at your business from every angle.
A new kind of power
Millions of lines of code make every one of your cards a supercomputer.
Remarkable precision
Access a new level of control with the only card on the market that can block or restrict spend to a specific vendor—on a specific card or for your entire company.
Mobile pay
Download Ramp Mobile and always have access to your cards, expense policies, and transactions. Add your card to your digital wallet and pay on the go.
Software first
Manage thousands of cards in a few clicks and see them update in real time.
Best-in-class comes standard
Thousands of hours of design and engineering have gone into making Ramp corporate cards the most intelligent in the industry.
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Unlimited 1.5% cashback
Forget points with confusing multipliers, get real money back with every single purchase. No 'gotchas.'
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Get started for free
No annual, setup, or replacement fees.
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Runs on Visa
Accepted at millions of retailers all over the world, with built-in fraud protections and benefits.
Mobile-ready
Add your Ramp virtual cards to Apple Wallet or Google Pay for on-the-go swipes.
FAQ
What is a corporate card?
Corporate cards are a convenient way for companies and organizations to manage their employees' business expenses. They work just like regular credit cards, but with extra benefits that make it easier to keep track of spending.
With a corporate card, employees can make purchases for travel, office supplies, and other necessary expenses. These cards often have higher spending limits and features like detailed expense reporting and the ability to set spending limits for each employee.
Using a corporate card helps simplify the expense management process and allows employees to focus on their work without worrying about the hassle of managing receipts and expense reports.
With a corporate card, employees can make purchases for travel, office supplies, and other necessary expenses. These cards often have higher spending limits and features like detailed expense reporting and the ability to set spending limits for each employee.
Using a corporate card helps simplify the expense management process and allows employees to focus on their work without worrying about the hassle of managing receipts and expense reports.
Why switch to a corporate card?
Upgrading from a business credit card to a corporate card does bring important benefits.
- First and foremost, it shifts liability for any debts to your corporation. Though no leader wants to think about the worst-case scenario for their company, having your assets completely separate from your company’s finances will protect you in case of a lean year.
- While business credit cards allow you to add on additional cards for employee use, corporate credit accounts are built on the assumption your company has multiple authorized spenders. Therefore, they come with tools to help you manage this level of shared financial control.
- Most card issuers’ corporate offerings include robust spend control tools, including virtual cards, expense tracking software, and the means to set limits on cards. No more need for your employees to pay out of pocket and inundate your finance team with expense reports.
How can I get a corporate card?
In order to be eligible for a corporate card, your company must be incorporated (as an LLC, C-Corp, S-Corp, or another individual legal entity) and meet the card providers' further requirements.Traditional corporate cards require businesses to make at least $4 million in annual revenue. Some corporate cards expect you to have at least 15 authorized spenders on your account and a minimum annual spending expectation of $250,000 or more.
Fortunately, newer corporate cards like Ramp are now available with more flexible eligibility requirements and zero spending expectations.
Fortunately, newer corporate cards like Ramp are now available with more flexible eligibility requirements and zero spending expectations.
What is the advantage of choosing Ramp?
Ramp gives you 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting, and reporting into one simple and free solution designed to save time and money.
Full Control
Increase your visibility with unlimited cards and access a new level of control over your spend.
Zero Touch Expenses
Save time by eliminating expense reports, giving time back to your employees.
Rewarding Transactions
Get the card that works for you with no annual fees, high limits and real money back.
Full Control
Increase your visibility with unlimited cards and access a new level of control over your spend.
Zero Touch Expenses
Save time by eliminating expense reports, giving time back to your employees.
Rewarding Transactions
Get the card that works for you with no annual fees, high limits and real money back.
How much does the Ramp corporate card cost?
The Ramp Corporate Card is free to use, and comes with 1.5% cashback on all spend. That means no user fees, no annual fees, no late payment fees, and no additional card or card replacement fees.
What type of card is Ramp?
Ramp is a corporate charge card powered by the Visa network. Unlike credit cards, charge cards require you to pay your monthly balance in full by each statement period. There is no ability to carry over balances, and therefore, Ramp does not charge interest. If you’re interested in learning more about the difference between charge cards and credit cards, check out our article.
Does the Ramp corporate card offer any rewards?
Ramp corporate cards come with unlimited 1.5% cashback, up to $175K in partner perks, and free time-saving software.
Transparent 1.5% cashback on every purchase
Spend on anything and get industry-leading 1.5% cashback—not opaque rewards points. Ramp’s corporate card puts the most money back in your pocket so you can invest even more in growth.
Up to $175k in partner rewards
Save thousands on services you’re already paying for, from AWS to Slack. Ramp partners with leading companies to offer industry-leading discounts and rewards.
Transparent 1.5% cashback on every purchase
Spend on anything and get industry-leading 1.5% cashback—not opaque rewards points. Ramp’s corporate card puts the most money back in your pocket so you can invest even more in growth.
Up to $175k in partner rewards
Save thousands on services you’re already paying for, from AWS to Slack. Ramp partners with leading companies to offer industry-leading discounts and rewards.
How does the Ramp corporate card help me save money?
Automatic savings alerts
Get actionable alerts and insights on duplicate subscriptions, unclaimed rewards, and lower pricing plans. Businesses that use Ramp save an average of 3.5% on spend.
Real-time spend visibility
See every expense in real-time and generate reports on anything—from the most common merchant to the highest-spending department—to identify spending patterns. Ramp gives you everything you need to stay on top of wasteful spend.
Get actionable alerts and insights on duplicate subscriptions, unclaimed rewards, and lower pricing plans. Businesses that use Ramp save an average of 3.5% on spend.
Real-time spend visibility
See every expense in real-time and generate reports on anything—from the most common merchant to the highest-spending department—to identify spending patterns. Ramp gives you everything you need to stay on top of wasteful spend.
How does the Ramp corporate card help simplify expense reports?
Ramp will save your company time by making it incredibly easy to collect receipts and enforce expense policies. With our integrations to apps like Lyft, Gmail, and Amazon Business we’ll automatically find and match those receipts for you. You can also text or email any other receipt to us, and we’ll automatically match it to the right purchase on your Ramp corporate card.
How can I use Ramp as a business card?
You can use Ramp as a business card by putting all your business expenses on your Ramp card. You can pay your vendors, buy ads, take your clients dinner, and stock up on office supplies (just don’t forget the snacks).
How can we use Ramp corporate cards for travel?
Will applying impact my personal credit score?
You can be assured that applying to Ramp will never affect your personal credit score. Get started with Ramp today and apply in seconds.
