Name: Ramp Corporate Card
Brand: Ramp
Rating: 4.8 (2000 reviews)

Question 1

What is a corporate card?

Accepted Answer

Corporate cards are a convenient way for companies and organizations to manage their employees' business expenses. They work just like regular credit cards, but are traditionally designed for businesses with higher annual revenues and larger teams. While they often charge higher annual fees, they typically offer expense reporting features and more control over employee spend. With no annual revenue requirements and the most intuitive spend platform, Ramp is the ultimate finance solution for modern teams to save you time and money. From automating expense reports to spending less with smart insights, you can do it all from one card.

Question 2

Why switch to a corporate card?

Accepted Answer

Upgrading from a business credit card to a corporate card does bring important benefits. First and foremost, it shifts liability for any debts to your corporation. Though no leader wants to think about the worst-case scenario for their company, having your assets completely separate from your company’s finances will protect you in case of a lean year. While business credit cards allow you to add on additional cards for employee use, corporate credit accounts are built on the assumption your company has multiple authorized spenders. Therefore, they come with tools to help you manage this level of shared financial control. Most card issuers’ corporate offerings include robust spend control tools, including virtual cards, expense tracking software, and the means to set limits on cards. No more need for your employees to pay out of pocket and inundate your finance team with expense reports.

Question 3

How can I get a corporate card?

Accepted Answer

In order to be eligible for a corporate card,  your company must be incorporated (as an LLC, C-Corp, S-Corp, or another individual legal entity) and meet the card providers' further requirements.Traditional corporate cards require businesses to make at least $4 million in annual revenue. Some corporate cards expect you to have at least 15 authorized spenders on your account and a minimum annual spending expectation of $250,000 or more. Fortunately, newer corporate cards like Ramp are now available with more flexible eligibility requirements and zero spending expectations.

Question 4

What is the advantage of choosing Ramp?

Accepted Answer

Ramp gives you 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting, and reporting into one simple and free solution designed to save time and money. Full Control: Increase your visibility with unlimited cards and access a new level of control over your spend. Zero Touch Expenses: Save time by eliminating expense reports, giving time back to your employees.  Rewarding Transactions: Get the card that works for you with no annual fees, high limits and real money back.

Question 5

How much does the Ramp corporate card cost?

Accepted Answer

The Ramp Corporate Card is free to use. That means no user fees, no annual fees, no late payment fees, and no additional card or card replacement fees.

Question 6

What type of card is Ramp?

Accepted Answer

Ramp is a corporate charge card powered by the Visa network. Unlike credit cards, charge cards require you to pay your monthly balance in full by each statement period. There is no ability to carry over balances, and therefore, Ramp does not charge interest.

Question 7

How does the Ramp corporate card help me save money?

Accepted Answer

Automatic savings alerts: Get actionable alerts and insights on duplicate subscriptions, unclaimed rewards, and lower pricing plans. Businesses that use Ramp save an average of 3.5% on spend. Real-time spend visibility: See every expense in real-time and generate reports on anything—from the most common merchant to the highest-spending department—to identify spending patterns. Ramp gives you everything you need to stay on top of wasteful spend.

Question 8

How does the Ramp corporate card help simplify expense reports?

Accepted Answer

Ramp will save your company time by making it incredibly easy to collect receipts and enforce expense policies. With our integrations to apps like Lyft, Gmail, and Amazon Business we’ll automatically find and match those receipts for you. You can also text or email any other receipt to us, and we’ll automatically match it to the right purchase on your Ramp corporate card.

Question 9

How can I use Ramp as a business card?

Accepted Answer

You can use Ramp as a business card by putting all your business expenses on your Ramp card. You can pay your vendors, buy ads, take your clients dinner, and stock up on office supplies (just don’t forget the snacks).

Question 10

How can we use Ramp corporate cards for travel?

Accepted Answer

Use Ramp corporate cards for travel by creating company-wide travel policies in seconds and giving every employee their own corporate card with embedded controls and limits on flights, hotels, and per diems. We also have Google Maps integration to make reimbursements precise—down to the mile.

Question 11

Will applying impact my personal credit score?

Accepted Answer

You can be assured that applying to Ramp will never affect your personal credit score.  Get started with Ramp today and apply in seconds.

A corporate card designed for modern finance

Build control into the card, before spend even happens

More visibility, more time back

Effortless expenses for employees (and managers)

Automation, control, and rewards. The corporate card you've been looking for.

Spend to get cashback

Access over $350k in offers from our partners

Centralize your spend on one intuitive platform

Seamlessly integrates with your existing tools

Time is money. Save both.