Simplify your finances

Save time & money with 1.5% cashback and easy-to-use software that helps you manage your expenses, pay your bills, and close your books.

Get Ramp – for Free
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Get 20x higher limits with no personal credit checks

Apply in minutes with no personal credit checks & get up to 20x higher limits than traditional corporate cards.
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Save money with 1.5% cashback on everything

Get 1.5% cashback on every purchase and save thousands each month to reinvest in your growing business.
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Manage bills and expenses with easy-to-use software

Get 5-in-1 software that combines cards, expenses, bill payments, accounting, and reporting—for free.

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Get branded corporate cards powered by Visa

Spend with no foreign transaction fees on the most widely accepted credit card network. Easily customize the look and feel with your unique branding and company logo.

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Ramp's texting integration on phone

Simplify expenses with receipt matching right from your phone

Submit receipts the moment you spend—by text or email. Ramp automatically collects, verifies, and reconciles over 90% of receipts to automate employee expense reports.

Manage your invoices and pay your bills in seconds

Pay vendors and suppliers by card, check, or ACH payment. Then let Ramp automatically categorize your expenses and sync with accounting software like QuickBooks to save days each month.

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Ramp Quickbooks Integration

Streamline your accounting with Ramp for QuickBooks

Say goodbye to tedious expense categorization. Ramp automatically categorizes each line item on your invoice to help you close your books 5 days faster.

Track every dollar spent across your business in real time

Get full visibility into every expense. Search and filter to analyze spend by department, location, merchant and more to find new ways to cut wasteful spending and save money.

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“Unlike other credit card companies which push us to spend more, Ramp is trying to help us spend less. It feels like finally there’s alignment.”
Nick Greenfield CEO & Co-Founder of Candid
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FAQs
Does Ramp require a personal guarantee?

No. Ramp does not require business owners to personally guarantee expenses. We consider your business’s financial health factors, such as the company’s cash balance and cash flows, in setting your company’s business limit. We continuously innovate and tailor the underwriting model for the needs of your business, as no two companies are the same.

Will my personal credit be affected if I apply for Ramp?

No. We do not use an individual's credit reports. Applying for Ramp will never affect your personal credit score.

Who qualifies for Ramp?

In order to qualify for Ramp, a business must:

  • Be registered in the US.
  • Be a corporation or limited liability company (LLCs). Currently, we are not accepting individuals, sole proprietors, and other types of unregistered businesses.
  • Have at least $75,000 in cash in a US business bank account.
  • Have most of your operations and corporate spend in the US. Ramp waives all international transaction fees.
How much does Ramp cost?

Unlike other cards that entice you to spend with complicated reward programs, Ramp is the only card platform built around saving time for you and your team, and keeping money in your bank at no cost.

Without paying a cent, you get access to the most powerful spend management tool and corporate card on the market. 1.5% cashback on all spend, unlimited users and cards, real-time spend visibility and savings insights, automated receipt matching, accounting integrations, and more—all for free.

Ramp does not charge any card replacement fees, late fees, or interest.

Learn more about Ramp

Ramp Cards
Webinar

Meet Ramp: The only corporate card that helps you spend less

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E-book

Why virtual cards are the future of B2B payments

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Blog post

10 reasons to kill expense reports

Looking to get rid of cumbersome expense reports? Find out how Ramp can help.

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