Different by design

Your finance software should work for you, but let’s face it—it hasn’t evolved in decades. Employees and finance teams end up paying the price, struggling with 80s software that traps them into busy work.
Other companies market card programs with confusing points and perks designed to get you to spend more. Ramp is building new software every day designed to help you spend less. Because you don’t need another rewards card. What you need is smarter software that works for you, transforming the way you manage and spend money.
With our unique approach to financial services, Ramp has quickly become America’s fastest-growing corporate card and top-rated software. Businesses that use Ramp save an average of 3.5% in their first year and close their books 8x faster than before.

Time is money. Save both.

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Customer savings
Hours saved

Loved by thousands

Hundreds of 5-star reviews of Ramp’s award winning software

Simplifies so much of our accounting

Anyone can text or email their receipts, and Ramp automatically attaches them to the charge. This is so fast and easy for every employee. Accounting has significantly less work to do.
Kirsten M., COO

Simplifies so much of our accounting

Anyone can text or email their receipts, and Ramp automatically attaches them to the charge. This is so fast and easy for every employee. Accounting has significantly less work to do.
Kirsten M., COO

Big time saver

The onboarding process is easy and seamless (makes switching painless), customer service is excellent/responsive, and the accounting software sync is great. They are always adding useful new features.
Victor C., Co-founder

Ramp is like Brex but better

Ease of generating new cards, centralized management, receipt uploads. The list goes on! Issuing cards to department and management spend in a modern way. Sorry not sorry banks (wells...)
Mario M., Security & Compliance Program Manager

One of the best business cards around

No personal guarantee is needed, flat 1.5% cashback, monthly float for points (unlike Brex), and solid support team. Tracking all corporate spend and expensing is much easier with Ramp than doing it by hand or via other cards.
Jimmy H., Founder

Transformed our spending process

We are able to auto sync with our GL, review and approve expenses, define importing rules and have complete visibility into our spend. Unsecured credit card program with high limits allows us to put our cash to work.
Dillon L., Controller

Spend management done right

Ramp stands out from other corporate credit cards because they don't gamify their platform to incentivize you to spend more. Great tool if you want to maximize savings. Total game changer!
Paige D., Founder

10x better than other options

It is easy to set up, easier for our employees - I was able to use a virtual card in the first hour. I'd recommend very highly above all other credit card options - AND above all expensing solutions.
Jordan T., CEO

The solution we needed

We tried a number of solutions, and Ramp came out on top...with no annoying per-user or per-transaction fees. It's made all of our processes easier, reduced the burden on our admin staff and was quickly adopted by employees.
Neil C., CEO
Love at first swipe
Hundreds of 5-star reviews make us the top-rated finance, expense, and card software.
G2 review badges Ramp has won, including Leader Mid-Market, Best Est. ROI, Best Results, and Leader Small Business.

Special team

Our team is over 400 strong. We combine experience from some of the leading financial services and fintech companies—Capital One, Stripe, Affirm, Goldman Sachs, American Express, Visa—with high-growth technology companies like Facebook, Spotify, Zendesk, Intercom, and Webflow. This combination gives us a special edge and is why we believe it should be software first, card second.

We build relationships with strategic partners to help our mutual customers create value.
Emily, Business Development
It’s time finance professionals stop wrestling with spreadsheets and painful expense reports.
Karim, Co-Founder & CTO
Elevate the finance function of companies by harnessing the power of technology.
Geoff, Product
Our people are the heart of our organization. Building an inclusive workforce is critical to our success!
Adele, Talent
We want to solve problems for finance professionals so that they can do more each day.
Gene, Co-Founder & CPO
I want to help our customers be more profitable so they can invest in faster growth, more hiring, and higher pay.
Eric, Co-Founder & CEO
We want to provide our customers with all the financial resources they need to innovate and grow.
Alex, Capital Markets
We're transforming corporate spend management into a smooth and effortless experience.
Akash, Engineering
We're building the best engineering talent in FinTech to change the way businesses work!
Nik, Risk Engineering
We build based on what should be, not what others are doing.
Diego, Design & Marketing
We love simple, elegant solutions - but our concern is for our customers, not our ideas.
Calvin, Chief of Staff
Programming is often compared to magic, our job is to bring this superpower to all of our customers.
Veeral, Engineering

Our values

We feel for our customers
We put our customers first, and build incredible relationships founded on empathy, understanding, and mutual success.
We are all owners
We take ownership and empower others. We deliver our best work because we care. We deliver on our commitments.
Win the marathon, sprint by sprint
We have a bias for action. We aim for impact in everything we do. We relentlessly focus on turning ideas into reality.
Put the team first
We share in the successes and failures of others.
Think big
We see the industry as it should be, and build towards that.
Grow without fear
We engage with kindness, transparency, and best intentions.

Strong backing

Founders Fund
D1 Capital Partners
Goldman Sachs
Thrive Capital
Redpoint Ventures
Iconiq Growth
General Catalyst
Over 100 of the most influential angels, founders, and board members in Fintech

In the press

Ramp rolls out product for accountants

"Ramp said in the blog post announcing the product that it wants to be more than just a vendor, aiming to create genuine partnerships with accounting firms."
Accounting Today, November 2022

Ramp rolls out product for accountants

"Ramp said in the blog post announcing the product that it wants to be more than just a vendor, aiming to create genuine partnerships with accounting firms."
Accounting Today, November 2022

They Built Ramp Into An $8 Billion Company In Under 3 Years: The Inside Story Of How They Did It

"In less than four years, Ramp—a company offering corporate cards and an expense management platform with a unique goal of helping businesses save money—has grown to well over nine figures in revenue, over 10,000 customers, and $1.4 billion in venture funding from the likes of Founders Fund, D1 Capital Partners, Stripe, Conversion Capital, and others, valuing it at over $8 billion as of March 2022 (when Ramp was just around its three year mark)."
Forbes, November 2022

Fintech Ramp Surfs Dollar Wave By Helping U.S. Companies Turn To International Markets

"With its international play, Ramp customers—all based in the United States—can now pay vendors in foreign currencies within minutes or reimburse employees in two days or less for out-of-pocket expenses overseas...The push helps expand Ramp’s reach in the $120 trillion payments market as many fintechs struggle... CEO Eric Glyman says, 'Now as the cost of capital keeps going way up, and combined with other challenges, this idea of being more efficient with your spending and time has gone from being nice to a real necessity.'"
Forbes, September 2022

Brex and Ramp’s rivalry is personal

"Ramp [is appealing to] an ethos of humble growth...'If you can help people go home earlier and spend time with their families and do more things for less, I think that should work,' CEO Eric Glyman said."
Protocol, September 2022

New ‘Flex’ Offering For Businesses

"The offering builds upon Ramp’s Bill Pay service, which automates payments by using artificial intelligence to process email invoices in seconds and then approve payments via credit card, ACH or check. Glyman notes Bill Pay is Ramp’s fastest-growing offering yet. After launching last October, it took just six months to surpass $1 billion in annualized volume, less than half the time it took Ramp’s cards to cross that threshold... Glyman says at the rate Bill Pay is growing, it could surpass card volume as soon as next year."
Forbes, August 2022

Fintechs are racing to help businesses pay their bills

“Ramp, a corporate card and spend-management startup, launched a new financing option for its bill-pay product Tuesday that will allow customers to stretch — or "Flex" — payments between 30 and 90 days...Ramp's announcement described it as the first service of its kind where businesses can finance all bills…CEO Eric Glyman anticipates that Flex funding could be particularly useful in helping companies manage expenses such as inventory, especially in an era when supply chain delays are common.”
Protocol, August 2022

Fintech isn’t dead, as Ramp reports accelerating revenue growth

"Corporate management startup Ramp says it has seen its business grow exponentially across all segments in 2022 so far."
TechCrunch, July 2022

Tactic wants to reinvent accounting software for the web3 age

"Founders Fund & Ramp co-led a $2.6M financing for the 8-person startup...Eric Glyman, Ramp CEO and co-founder, told TechCrunch that his company invested in Tactic based on the belief that there is a need for 'simple, intuitive solutions for businesses transacting with crypto.'...'Everything we do at Ramp is in support of saving businesses time and money.'"
TechCrunch, May 2022

Ramp just raised $750 million and is now valued at $8.1 billion. The startup's CEO explains how the fintech is nabbing customers from rivals like Amex and Brex.

"One of the corporate card industry's fastest-growing players just received a boost as it nabs clients from the industry's biggest names like American Express, Capital One, and Silicon Valley Bank."
Insider, March 2022

Payments startup Ramp valued at $8.1 billion in latest funding round

"Ramp has been building its finance platform for businesses, including a corporate card that tracks employees’ expenses and a bill-pay service that’s its fastest-growing product. The company...now handles more than $5 billion of payments volume on its platform annually, with revenue growing almost 10-fold last year."
Bloomberg, March 2022

Ramp confirms new $8.1B valuation after ‘a nearly 10x’ YoY increase in revenue

"Today, more than 5,000 businesses use Ramp, powering over $5 billion in annualized payments volume. Notably, its customer base is up 7x and cardholder growth is up 15x year-over-year. Some of its larger customers spend “in excess of $10 million a month” with Ramp, Glyman said."
TechCrunch, March 2022

The 10 most innovative finance companies of 2022

"Barely a year after its launch, Ramp is the fastest-growing corporate card in the United States. Its 2,000 enterprise customers—from the real estate broker Douglas Elliman to the creative agency Red Antler—use Ramp to consolidate corporate cards, expense management, bill payment, and more into one Slack-integrated platform."
Fast Company, March 2022

Ramp expands into travel as the corporate spend category goes horizontal

"The startup’s goal with the new offering, which will be offered to all existing customers and any new ones at no additional cost, according to Glyman is to help business travelers 'book anywhere' while giving businesses an 'unprecedented level of insight and control over their travel.'"
TechCrunch, Feb 2022

While finance chiefs weigh crypto, unicorn fintech Ramp is adding stablecoins to its balance sheet

"Because the stablecoins have a higher yield, Song says, than, say, an investment-grade corporate bond, that 5% allocation Ramp has made to stablecoins is able to provide it with the same level of returns it would see from a 95% allocation to those bonds."
Fortune, Jan 2022

Corporate card start-up Ramp targets Bill.com with free payments software

"The start-up has grown rapidly this year by offering small and medium-sized businesses a cashback card paired with software that identifies ways clients can save money. Ramp says that transaction volumes have jumped 50% in the two months since the company last raised funds at a $3.9 billion valuation."
CNBC, Oct 2021

University endowments mint billions in golden era of venture capital

"Endowments notched their biggest investment gains in decades, thanks to portfolios boosted by huge VC returns...Corporate credit-card company Ramp, which launched early last year, has raised two rounds of financing already this year, with the company’s valuation rising to nearly $4 billion, an extraordinary run for a two-year-old startup."
Wall Street Journal, Sept 2021

3 questions with…Eric Glyman, CEO, Ramp

“The biggest opportunity in fintech is to turn this upside down and build companies where business incentives are aligned with what's best for the customer.”
Protocol, Sept 2021

Fintech Ramp more than doubles valuation to $3.9 billion, raising $300 million to take on AmEx in massive corporate card market

"Ramp offers a corporate credit card with zero fees, no interest rates and cashback rewards, but it aims to differentiate itself with an expense-management platform that uses artificial intelligence to analyze transactions and identify savings opportunities."
Forbes, Aug 2021

The start-ups disrupting the corporate credit card market

"Ramp, which had already started offering cards to a few other start-ups before its public launch in February 2020, now facilitates more than $1bn in annualised transaction volume, which Glyman said makes it the fastest-growing corporate card in the US. 'We’re collapsing a lot of the software processes and doing some of the heavy lifting,' Glyman said. 'An interesting product can be built when we do it that way.'"
Financial Times, May 2021

PS: We’re hiring.