A corporate card designed for modern finance.
Save money and time. All with one corporate card.
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Save more by preventing out-of-policy spend. Preset controls on corporate cards for specific vendors and categories.
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Be free from expense reports. Easily submit expenses through SMS, mobile app, and integrations.
savings
Unlock savings in real time. Get insight into spend as it happens, with a platform that pays off immediately.
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Grow your business with the right terms. Get rewards and perks, and up to 5%1 savings. There’s no personal credit checks or personal guarantee.
Build control into the
card, before spend
even happens.
Conference virtual card
$2500
/$3000
Travel and expenses
virtual card
virtual card
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Taxi
Fuel
Entertainment
block
Alcohol
block
Casinos
$123
/$500
Marketing virtual card
$1120
/$10000
Don't compromise on growth or control.
Create custom virtual cards and set permissions for everything from ad marketplace spend to remote work stipends, for individual teams or your whole company.
Get ahead of out-of-policy spend.
Add restrictions to automatically prevent specific categories and merchants. Not sure if it's out of policy? Questionable vendors are always automatically flagged for approval.
More visibility, more
time back.
Simplify approvals and share accountability.
Create personalized workflows that only notify the right people, based on spend amount or team role, and keep visibility high.
Focus on your work, not follow ups.
Let Ramp send reminders for missing items or request repayments for you. Spend less time chasing down receipts and more time closing your books.
Effortless expenses
for
employees
(and managers).
Don't sweat a missing receipt.
Ramp automatically finishes expenses for you by routing transactions to the right limits, generating receipts for purchases, and saving recurring memos.
Swipe, then submit on the go.
Send receipts with an SMS, via mobile app, or auto-route through smart integrations like Gmail, Lyft, and Amazon.
"Ramp has been a major upgrade for our accounting team to efficiently and effectively track spend."
Joseph HornVP Controller
Automation, control,
and
rewards in
one place.
Earn cashback on every swipe.
Reduce your card balance, deposit into your business account, or redeem for travel and gift cards.
Learn about savings
Over $350k in partner offers.
From accounting providers to travel services, get top deals and discounts, and sign-up offers to better run your business.
Explore rewards
No personal credit checks
checkNo impact to your personal credit score
checkCredit limit based on financial factors such as revenue or dollars raised
checkCorporate charge card with 30-day payback
Easy, secure payments
checkUnlimited physical and virtual cards
checkRuns on the Visa network
checkApple and Google Pay compatible
checkEnhanced security with 3DS enrollment, SSO logins, and others
Works wherever you go
checkAcceptance in 200+ countries through the Visa global network
checkLocal issuing in 30+ countries
checkReimburse in 60+ countries and 40 currencies
200+ Integrations to the tools you already use.
Streamline your finance operations by integrating Ramp with your existing apps.
Centralize your spend on
one intuitive platform.
Travel
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Turn travel policies into guardrails everyone on the team will follow.
Learn more
Expense management
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Automate expense management with Ramp’s corporate card, reimbursements, and more.
Learn more
Vendor management
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Track all your vendor data and discover pricing insights in one convenient place.
Learn more
Procurement
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Upgrades the entire procure-to-pay process, eliminates approval bottlenecks, and prevents out-of-policy spend before it happens.
Learn more
Accounts payable
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Automates your entire accounts payable workflow to record, approve, and pay every bill without any data entry or repetitive tasks.
Learn more
FAQ
A corporate card is a company-issued charge card that employees use for business expenses like travel, software, and supplies. The company is liable for the balance - not the employee. Ramp's corporate cards come with built-in spend controls, approval workflows, and real-time expense tracking so finance teams can manage every transaction without chasing receipts.
In most cases, no. Corporate cards are tied to the company's credit profile, not the individual cardholder's. As long as the card doesn't require a personal guarantee, employee spending and payment activity won't appear on your personal credit report. Ramp's corporate cards carry no personal guarantee, so your personal credit stays protected.
Corporate credit cards are typically available to registered businesses, not individuals. Eligibility depends on the card provider - some require a minimum revenue threshold or credit check on the business. Ramp corporate credit cards have no personal guarantee requirement, no annual fee, and can issue virtual or physical corporate cards to any employee once the company is approved.
Corporate cards are designed for mid-size to large companies and are underwritten against the business itself. Business credit cards are typically geared toward small businesses or sole proprietors and often require a personal guarantee, meaning the individual is personally liable for the balance. Ramp's corporate credit cards offer advanced controls like department-level spend limits, automated receipt matching, and real-time policy enforcement - without requiring a personal guarantee.
Ramp combines corporate credit cards with built-in expense management, so there's no need for a separate expense tool. Every transaction is automatically categorized, matched to receipts, and enforced against your company's spend policies in real time. Ramp also offers cashback, no annual fees or interest charges.