The future of AI spend management is here.

Ramp unifies cards and expenses for real-time visibility and control, across your global workforce.

From private multinationals to the Fortune 500, join 50,000+ businesses on Ramp
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The modern platform for finance teams

Expenses without reports. Visibility without delays.

Run global travel and expense from one place.

Simplify T&E for your global workforce, across entities, currencies, and regions all on one platform.

See transactions the moment they happen.

Get immediate visibility into spend without relying on delayed card feeds or manual imports.

Effortlessly submit expenses on-the-go.

Snap a picture of the receipt via SMS and let Ramp automatically write a memo and code the transaction.

Every expense, reviewed. Automatically.

Ramp's AI agents check 100% of expenses against your policy, only flagging those that need additional review.

Your systems stay in sync.

Transactions are auto-coded accurately and synced to your books, keeping your ERP up to date.

Trusted by global T&E leaders, loved by employees

$10 billion and 27.5 million hours saved.

Up to

3x

more out-of-policy spend captured¹

Up to

85%

transaction reviews automated²

Up to

99%

policy enforcement accuracy³

Notion

Notion

Ramp is the only vendor that can service all of our employees across the globe in one unified system. They handle multiple currencies seamlessly, integrate with all of our accounting systems, and thanks to their customizable card and policy controls, we're compliant worldwide.

- Brandon Zell, Chief Accounting Officer

Anduril

Anduril

At scale it's impossible to track every expense, we're a global organization, I can't be looking line by line, I need guardrails and automation to maintain the oversight I need and a consolidated place to manage spend.

- Timothy Fieldler, Senior Payroll, Travel & Expense Manager

Virgin Voyages

Virgin Voyages

Any wasteful spend is prevented because I can set the policy from the start. It all comes down to accuracy and coding. Having to go back and forth endlessly can eat up hours of your team's time, and we can all but eliminate that with Ramp.

- Michael Litwin, VP Controller

Ramp is leading the way in agentic finance

Turn AI into your strategic advantage.

Ramp's agents are built to think like your team

AI agents audit 100% of transactions against your policy, approving what's safe and escalating anything that's not.

Detect anomalies, across your global spend

Ramp turns your real-time spend data into actionable insights, spotting trends, managing risk, and identifying new savings opportunities.
Out of policy spend analytics

Eliminate wasteful spend before it happens

Set card limits and merchant rules, catching 3x more out-of-policy spend than rule-based systems.¹
Card restrictions and merchant rules

“Ramp is building with AI in a way that re-imagines how finance teams operate.”

Brad Lightcap, Chief Operating Officer, OpenAI

Global, enterprise grade controls and security built-in.

Modular by design

Configure custom roles, fields, and workflows to match how your organization operates.
Modular by design

Global coverage, unified control

Local cards, reimbursements, and policies for every entity, currency, and region.
Global coverage, unified control

Integrate into your existing tech stack

Connect to 200+ tools, like Oracle Fusion Cloud, Workday, Slack, and Teams.

Trust & security

Designed for enterprise-scale security and compliance—SOC 2 Type II certified, ISO 27001 accredited, and aligned with FedRAMP Moderate standards.

The easiest upgrade your finance team will make.

Guided onboarding and implementation

Ramp experts lead implementation end-to-end: mapping your workflows, configuring controls, and training your teams for smooth change management.

Engineering backed deployment

Forward-deployed engineers and SI partners ensure Ramp integrates cleanly with your existing processes and tech stack.

Ongoing support

Dedicated account management and prioritized 24/7 global support ensure you continue to scale with confidence.

Why enterprise implementation doesn't have to be painful

Enterprise implementation guide

Ramp is setting a new standard for transparency, value, efficiency and tangible time and money savings.

Ken Chenault

Former Chairman and CEO, American Express

Ken Chenault

Latest news

Time is money. Save both.

Enterprise Automation Software for Finance | Ramp