Smarter spend management
software for total control.

From cards to reimbursements, track, analyze, and reduce company spend with powerful automation and built-in controls.

Spend controls that work automatically. Set guardrails once to manage budgets, control vendor spend, and prevent off-policy purchases without extra work.
Expenses that handle themselves. Receipts match, expenses reconcile, and reimbursements close automatically with no manual work.
access_time
See spend in real time. Get instant visibility across every card, vendor, and department to stay on budget and in control.

Every dollar, managed in one platform.

Cards, reimbursements, and bill payments all flow through Ramp, giving your finance team total visibility and control in one place. You’ll eliminate scattered tools and manual tracking while managing company spend from end to end.

Platform overview

Automation that saves you time every month.

Ramp takes care of the manual work you shouldn’t have to do. Receipts match automatically, transactions categorize themselves, and accounting data syncs in real time so you can close the books faster and focus on analysis, not admin work.

Expense managment

Intelligence that works for you.

Ramp Intelligence continuously reviews spend to help you catch waste, duplicate vendors, and off-policy purchases before they add up. It’s a built-in finance partner that helps you move from reactive cleanup to proactive control.

Intelligence
Ramp Intelligence

Share funds across teams while keeping control.

Create shared funds in seconds with unique virtual cards for every member. Owners and co-owners can manage access, track spend, and enforce policies automatically to keep shared budgets organized and compliant.

Share funds

Integrate with the tools you already use.

Ramp connects seamlessly with your existing systems—from QuickBooks and NetSuite to Workday and Xero—so your data stays accurate across every workflow. Spend less time moving files and more time improving results.

Integrations

Smarter insights. Scalable control.

Ramp keeps spend under control around the clock. Policies are enforced automatically, employees get proactive guidance from AI agents, and finance teams gain 24/7 visibility into spend trends, compliance risks, and policy gaps before they become problems.

image

"Ramp is the only vendor that can service all of our employees across the globe in one unified system. They handle multiple currencies seamlessly, integrate with all of our accounting systems, and thanks to their customizable card and policy controls, we're compliant worldwide."

Brandon Zell

Chief Accounting Officer

Time is money. Save both.
*After you apply for Ramp and get approved (no minimum spend required)

FAQs

Spend management software helps businesses track, control, and analyze company spending in one place. It automates expense tracking, enforces budgets, and provides real-time visibility so finance teams can manage spend proactively instead of reactively.

Ramp reduces waste by consolidating cards, reimbursements, and bill payments into one platform, eliminating the need for extra tools. Its Policy Agent reviews every expense in real time, approving what’s compliant and flagging what needs attention. Early customers are catching 3x more out-of-policy spend.

Ramp brings every part of company spend into one platform, from corporate cards and expense management to bill payments, travel, and reimbursements. Finance teams get real-time visibility across all spend and can manage everything from a single platform.

Yes. Ramp lets you set budgets and approval flows by department, project, or vendor, so managers get autonomy while finance maintains oversight.

Yes. Ramp supports international vendors, multicurrency transactions, and unified reporting so global teams can manage company spend seamlessly from one platform.

Yes. Ramp’s approval workflows are fully customizable, so you can mirror your current structure or build something more efficient. Approvals happen automatically through the platform, keeping every purchase compliant without slowing teams down.

Time is money. Save both.

Spend Management Software That Runs On Automation