Reimagine expense management without the busywork.
Automated expense management software built into your corporate card, reimbursements, and more.
Join the 50,000+ businesses already simplifying their finances.
Let Ramp capture receipts, fill memos, and approve in real time.
Free your team from manual work.
The old way.
The Ramp way.
Control spend before it happens.
Give employees cards with policies built in, so you can prevent unapproved spend.
Stay compliant with built-in guardrails.
Set submission requirements, enforce spend limits, and block risky merchants or categories all before spend happens.
Automate spend setup at scale.
Ramp creates reusable spend templates for recurring funds, based on your policies, to prefill the right limits, approvals, and controls, so issuing takes just one click.
Speed up spend approvals with recommended actions.
All spend requests come with a recommended action grounded in your policies, budgets, and funds, so you can approve or reject in seconds.
Eliminate manual expense reporting.
Free employees to do their job without expenses
getting in their way.
Expenses handled automatically.
As soon as you swipe your card, Ramp captures the receipt and fills in memos and categories. Make edits and submit via SMS, Slack, or Microsoft Teams.
Your finance assistant, always on.
Chat with Ramp to ask what’s in policy, request funds, or resolve card issues - all in natural language as you would a teammate.
Buy-in was quick because it’s so simple to use. Employees can snap a photo of their receipt, and (with pre-hardcoding of required accounting fields) it’s instantly coded to the correct department—half the work is done before they start.
Staci Robinson
AP Manager, Pair Eyewear
Let Ramp review and reconcile your expenses.
Scale your team by automating routine work and get time back to focus on strategic work.
Catch out-of-policy spend without reviewing every line.
Let Ramp’s policy agent review 100% of your expenses, approve what’s compliant, and only flag what needs your attention — always with direct reference to your policy and a full audit trail.
Set policies that evolve over time.
Ramp makes your policies dynamic and easy to refine — highlighting gaps and ambiguities so reviews are clearer and employees always know what’s in policy.
Enforce policies without the hassle.
Ramp handles employee reminders, requests missing details, processes repayment, and even locks cards so you don’t have to play bad cop.
Reliably sync with your ERP.
Ramp maps, codes, and syncs every transaction directly to your ERP, speeding up close and cutting out manual work.
Make strategic decisions with real-time expense reporting.
Instantly access spend data and insight to save money for your business.
Stay ahead of overspend.
Track spend against set budgets with real-time tracking and proactive alerts across cards, bills, and procurement.
Spot risky behaviors before they become issues.
See exactly where overspending and policy drift are happening across cardholders, teams, and departments.
Get instant answers on spend.
In addition to pre-built dashboards, ask Ramp data questions in natural language on spend by team, vendor, or cardholder.
FAQ
Ramp unifies corporate cards and expense management in one platform, no switching between tools or chasing reports. Every transaction is visible in real time, and employees can submit expenses in seconds on the go via SMS, Slack, or Teams. Ramp automatically matches receipts, codes transactions, and enforces policy before spend happens, catching out-of-policy that human reviewers or other rules-based system would miss. By automating submission, review, and reconciliation, Ramp saves time for employees, managers, and accountants while preventing non-compliant spend and reducing manual overhead.
Yes, Ramp integrates seamlessly with your accounting software in just five minutes (Netsuite, QuickBooks, Xero, Sage, etc), ensuring every expense is accurately categorized and synced in real time. No more manual data entry or end-of-month reconciliation headaches—just clean, organized financials.
Before spend happens, admins can set spend limits and restrictions by merchant, category, or amount, define receipt and memo requirements, and build custom approval workflows. Ramp enforces these rules automatically, flagging or blocking out-of-policy transactions in real time. The Policy Agent reviews every expense, approves low-risk, compliant items and escalates only those that need human judgment, reducing manual reviews and helping you catch more out-of-policy spend.
Ramp automates expense approvals according to the guardrails you define. Admins can set approval rules by amount, department, vendor, or other criteria, and even assign the Policy Agent as an approver. The agent approves in-policy expenses on behalf of reviewers, while exceptions are routed to the right person with full context, eliminating manual follow-ups and delays.
Yes! Employees can submit out-of-pocket expenses in seconds by sending Ramp the receipt via web, mobile, SMS, Slack, or Teams. Approvals route automatically to the right reviewer, and once approved, reimbursements are paid to employees’ bank accounts in 1-2 business days. No expense reports or waiting weeks for approval and payment.
With Ramp, finance teams get real-time visibility into every transaction as it happens. At the moment of purchase, Ramp automatically captures or matches receipts, pre-fills memos, and codes expenses based on context—creating a seamless, automated flow from swipe to ERP sync. Built-in dashboards and reports provide instant insight into spend trends, outliers, and spending by employee, department, or category.