Expense management software powered by AI.

From cards to reimbursements, Ramp automates expenses with built-in controls to keep spend in check.

Expense management hero
Join the 45,000+ businesses already simplifying their finances.

Free your team from manual expense management.

Expenses that submit themselves.

The old way.

The Ramp way.

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Control spend before it happens.

Give employees cards with policies built in, so you can prevent unapproved spend.

Keep travel expenses in check.

Prevent out-of-policy travel spend by setting custom policies in Ramp. Maintaining oversight with T&E reporting.

Learn more about travel
Expense management travel
Pre-build budgets for responsible spend.
Employees can request spend from pre-set budgets. Custom workflows ensure only the right stakeholders are looped in for approval.
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Set guardrails to stay compliant.
Proactively set auto-enforced limits, controls, and submission requirements on corporate cards and expense reimbursements—from merchants to categories.
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Eliminate manual expense reporting.

Free employees to do their job without expenses
getting in their way.

Expense management submit on the go
Submit expenses on the go.
Ramp prompts, collects, and matches receipts via SMS, mobile app, and integrations with Gmail, Lyft, and more.
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Ramp will handle the rest.
We’ll route transactions to the right limits, generating receipts for purchases, and saving recurring memos.

Buy-in was quick because it’s so simple to use. Employees can snap a photo of their receipt, and (with pre-hardcoding of required accounting fields) it’s instantly coded to the correct department—half the work is done before they start.

Staci Robinson

AP Manager, Pair Eyewear

Let Ramp review and reconcile your expenses.

Scale your team by automating routine work and get time back to focus on strategic work.

Catch out-of-policy spend humans can’t.
Proactively set limits, controls, and submission requirements on cards and expense reimbursements—from merchants to categories.
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Enforce policies without the hassle.
Get Ramp to send reminders for missing items, request repayments, and auto-lock cards for non-compliant employees.
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Reliably sync with your ERP.
Speed up monthly close. Ramp accurately codes, categorizes, and maps thousands of transactions with direct integrations.

Ensure compliance without reviewing every line.

Ramp's expense software checks every transaction for you, and flags non-compliant expenses so you don’t have to waste time reviewing every item.

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Make strategic decisions with real-time expense reporting.

Instantly access spend data and insight to save money for your business.

Expense management get ahead of overspend
Get ahead of overspend.
Make timely adjustments before your teams exceed their budget, with real-time insights.
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Maximize visibility with centralized data.
Ramp's AI-powered assistance surfaces detailed financial answers with faster analysis.
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Uncover cost savings.
Ramp continuously surfaces insights like duplicate subscriptions and unused solutions.

FAQ

With Ramp, you don’t have to waste time manually tracking expenses or reviewing endless reports. Employees can submit expenses in just 30 seconds via SMS. Our platform automatically categorizes transactions, flags out-of-policy spending, and streamlines approvals, giving you and your team real-time visibility into every dollar spent and saving hours of manual work.

Yes, Ramp integrates seamlessly with your accounting software in just five minutes (Netsuite, QuickBooks, Xero, Sage, etc), ensuring every expense is accurately categorized and synced in real time. No more manual data entry or end-of-month reconciliation headaches—just clean, organized financials.

Ramp does the work for you by automatically flagging policy violations, setting enforceable spending limits, and ensuring that every expense follows your company’s guidelines. You can customize approval workflows and prevent non-compliant spending before it happens.

Yes. With Ramp, your employees can submit expenses in just a few clicks, and you can approve and reimburse them instantly. No more chasing paperwork or waiting weeks for approvals—your team gets reimbursed faster, and you stay in control.

Ramp gives you real-time visibility into spending, with tools to set limits, flag unusual transactions, and track expenses in one dashboard. Receipts are automatically collected and matched to transactions, while AI-powered categorization ensures everything is coded correctly and synced with your accounting system—saving you hours of manual work.

Ramp eliminates approval bottlenecks with automated workflows that follow your company’s policies. Expenses are reviewed, approved, or flagged in real time, so you never have to track down managers or manually review expenses again.

Time is money. Save both.

Expense Management Software & Reporting Solution