Yes. Travel agencies, airlines, and hotels are categorized differently across all major classification systems. Travel agencies are classified under NAICS 561510 (Administrative and Support Services) and merchant category code 4722.

Modern business cards let you restrict spend to travel-related merchants by using merchant category code (MCC) controls. On Ramp, you can limit any card to specific travel categories (such as airlines, lodging, and ground transportation) so all non-travel transactions automatically decline.

When a travel-only card is used at a non-travel merchant, the transaction will be declined. Travel-only cards are restricted to specific merchant categories—typically airlines, hotels, car rentals, and other travel-related vendors—and cannot be used for purchases outside those categories.