Budgets
Track budgets vs. actuals in real time.
Empower your team with live budget tracking across every card swipe, bill paid, and PO committed.
Join 50,000+ businesses running on Ramp.
Stop hoping, start knowing.
See budgets live, get context at every approval, and instant alerts when spend goes off-track. No more unexpected overspend.
Ditch the spreadsheet. Track your budgets in Ramp.
See budget impact from every dollar—T&E, AP, procurement, and POs— live, in one platform.
Stop approving spend you'll regret.
Every approval shows what's left, what's committed, and all the context you need to make the right call.
Spot overspend before it snowballs.
Get notified as budgets approach their limits—with context on what's driving it, the budget line hit, and how much is left.
No more back-and-forth with budget owners.
Give teams their own dashboards and approval authority. "How much of my budget is left?" gets answered instantly.
Delegate budget decisions without losing control.
Assign clear budget ownership. Owners see how they track without access to other teams' data.
Finance sets the guardrails. Owners keep it on track.
Build the plan and define spending targets. Owners decide when alerts fire to stop overages before they hit.
Route approvals to budget owners.
Custom rules put the right person in charge, so finance only steps in when they need to—no more bottlenecks.
“Our leaders now have real-time visibility to approve spend faster and with greater confidence.”
Katana Billingsley
Expenditure Manager
From setup to custom insights in minutes.
Keep your existing structure and numbers—upload your sheet and move from month-end reports to live tracking.
Upload your budget.
Ready to go.
Tell us how you want to track, bring your numbers, and it syncs to spend. No rebuild required.
From top-level view to team-level detail.
Structure budgets to mirror your company—teams, departments, regions—and drill down in a click.
FAQ
Ramp Budgets tracks plan vs. actuals in real time across all your Ramp spend—cards, reimbursements, Bill Pay, and committed POs. You can nest budgets up to five layers deep, map them to any ERP field (department, project, GL account), and build approval flows that automatically check budget context before approving spend.
Budgets is available on Plus and Enterprise plans.
Plus customers can get started in minutes: Navigate to Manage Spend > Budgets, build your structure, upload your budget, map line items. See the complete guide and video walkthrough.
Every Ramp spend type is mapped to Budgets in real time: Cards, Reimbursements, Bill Pay, and Procurement—including committed PO spend.
Any field already in Ramp—whether it's from your ERP (department, entity, GL account, project) or Ramp-native. You can also build roll up fields for custom reporting.
Budgets are built for tracking plan vs. actuals, not hard enforcement. For limits, use card controls, approval workflows, or Funds. You can also turn on budget-aware approvals—so your team sees budget status and gets flagged before spending pushes a line over budget.
Budgets is ideal for teams who want real-time spend visibility, budget context in approvals, and delegated control. Especially powerful if you're using the full Ramp platform or managing multiple entities.