Take control of company spend in one place.

Ramp brings your company’s spending into one platform—giving you clear visibility and control across your business.

Core Products

Corporate cards

Smart corporate cards with built-in spend controls and real-time visibility.
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Expense management

Automate expense reporting and reimbursements with intelligent workflows.
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Accounts payable

Streamline accounts payable with automated bill processing and payments.
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Travel

Book and manage corporate travel with integrated expense tracking.
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Business banking

Modern business banking with high-yield accounts and cash management.
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Procurement

Centralize purchasing and streamline procurement processes.
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Corporate Cards

Issue unlimited physical and virtual cards with granular controls. Every transaction is automatically coded and reconciled, eliminating manual work and giving you real-time visibility into company spending.

Virtual cards

Create unlimited single-use or recurring virtual cards with custom spend limits and vendor restrictions.
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Card Integrations

Sync card transactions directly with your acounting software for seamless reconciliation.
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Expense management

Automate expenses from submission to reimbursement. Smart receipt matching, built-in policy enforcement, and multi-level approvals reduce manual work and speed up processing.

Business expense cards

Empower employees with smart expense cards that automatically capture and categorize spending.
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Reimbursements

Process employee reimbursements quickly with automated approval workflows.
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Receipt automation

Capture and match receipts to transactions automatically with auto-capture and one-click submission.
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Accounts payable

Transform your AP process with intelligent automation. From invoice capture to payment execution, Ramp eliminates manual data entry and accelerates close cycles.

Invoice management software

Extract invoice data automatically with industry-leading OCR accuracy and intelligent processing.
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ACH bill payments

Send domestic and international payments via ACH with fast, secure transfers.
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Payment approvals

Route payments through custom approval chains with configurable rules and real-time notifications.
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Business banking

Manage your business banking and treasury operations with high-yield accounts, cash management, and financial insights.

Checking account

Earn more on operating cash with automated cash management, zero fees, and no minimums.

Investment account

A higher-yield account for idle cash — next-day liquidity, fully automated.

Travel

Book flights, hotels, and car rentals directly in Ramp. Travel expenses are automatically captured and categorized, with built-in policy controls to ensure compliance.

Trip management

Trips are automatically created when bookings are made, aggregating all travel-related expenses (flights, hotels, per-diem) in one place.

Pre-spend policy enforcement

Custom travel policies are enforced at booking, preventing overspend before check-out.

Expense automation

Ramp Travel bookings have receipts automatically attached, transactions coded, and memos suggested for you.

Procurement

Manage your entire procurement process in one place. Track vendor performance, streamline onboarding, and gain visibility into all vendor-related spending across your organization.

Vendor management

Maintain a centralized database of all vendors with contact information and payment details.
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Spend analytics

Analyze vendor spending to identify consolidation and negotiation opportunities.

Purchase orders

Create and manage purchase orders with automated approval workflows and tracking.

Platform Features

Spend management

Monitor company spending, enforce policies, and manage budgets with real-time visibility.
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Accounting automation

Automatically code transactions, sync data to your ERP, and streamline reconciliation and month-end close.
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Budgets

Create and manage budgets across teams, track spending against targets, and prevent overspending.
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Reporting

Generate real-time reports on company spending with customizable dashboards and detailed financial insights.
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Intelligence

AI-powered insights to optimize spending, identify savings, and improve decision making.
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Global

Multi-currency support and international payments for global operations.
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Mobile app

Access your corporate card, submit expenses, and approve requests directly from the Ramp mobile app.
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Security

Secure company data and spending with SSO login, card controls, fraud monitoring, and encryption.
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Multi-Entity

Manage multiple entities from one Ramp account with entity-level controls, payments, and accounting sync.
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Integrations

Connect Ramp with your accounting, ERP, and business tools to automatically sync transactions and data.
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