Bill Pay Software

Automated AP
that scales

Use Ramp Bill Pay to automate payables, approvals, and payments with strengthened financial controls and integrations.
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No personal credit checks or founder guarantee
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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Effortless accounts payable

Eliminate data entry

Upload or email PDF invoices into Ramp and all the key details will be extracted into a bill with 95% accuracy. Ramp’s OCR technology populates bills on your behalf, saving time and reducing the risk of error.

Auto-sync accounting

Ramp remembers your GL category mappings and auto-syncs Bill Pay events to NetSuite, Sage, QuickBooks, or Xero to eliminate multiple entries and keep all your systems up to date.
A screenshot of a Line item with the QuickBooks description Logo Design, is auto-categorized as 2122-Professional Services
Two professionals looking at the same tablet. Animated invoices are shown automatically uploading to Ramp by email.

Get full visibility

Easily view the status of each bill entered into Ramp and have a clear line of sight into upcoming bills to pay. Need a summary of your AP? Download an AP Aging report in one click to forecast outflows and pinpoint your runway.

Automate approvals and payments

Animation showing layers of approval. The request passes through the Vendor Owner, to the Manager, and finally to the CFO.

Configurable approval workflows

Create and customize approval workflows to implement a robust set of controls. Ramp’s bill pay software automatically sends the bill to the designated approvers and follows up to make sure the bill is paid on time.

All-in-one payments platform

When your bill is fully approved, the payment will go out automatically on the scheduled date. Ramp’s modern payments platform automates check payments, securely delivers ACH transfers and international wires, and gives you 1.5% cash back when you pay with a Ramp card.

Consolidate tools into Ramp’s market-leading bill pay software

Pay domestic and global vendors across 195 countries in USD.
Graphic of "Finance with Ramp Flex" toggled on. Underneath there's an example range, showing 60 day payback at 2%fee.
Extend payment terms on your bills and smooth out cash flows in seconds.
One source of truth. Full auditability, updated in real time on your ERP.


What is Ramp Bill Pay?
Ramp Bill Pay is an automated accounts payable solution fully integrated into Ramp’s spend management platform. Ramp’s bill pay software allows users to automate bill entries, approvals, and payments while providing robust financial controls Finance and Accounting teams love.
What payment options can I use in Ramp Bill Pay?
Pay bills by ACH, Card, Check, or international wire (USD) directly from Ramp Bill Pay. Same-day ACH and multi-currency international wires are coming soon. Learn more.
How does Ramp issue check payments?
Once a bill is approved for payment, Ramp will debit your connected bank account on the scheduled payment date and issue a check on your behalf. Learn more.
How can I pay a bill with a Ramp card? 
Use an existing Ramp card or instantly generate a one-time virtual card to pay for bills and get 1.5% cashback. Once a bill is approved for payment, input the card details in the vendor’s payment portal and the bill will automatically be marked as paid. Learn more.
How can I extend payment terms on my bills?
Use Ramp Flex to pay bills on 30, 60, or 90 day terms. Get access to interest free capital in seconds with no hidden fees or penalties. Learn more.
Can I generate an AP Aging report in Ramp Bill Pay?
Download a CSV AP Aging report directly from Ramp Bill Pay. Get a summary on the status of unpaid bills, showing what you owe, who you owe it to, and how much is overdue. Learn more.
Can I set up recurring bills?
Recurring bills can be set up directly in Ramp’s bill pay software to make routine vendor payments even easier to manage. Customize the frequency and ending date and Ramp will handle the rest. Learn more.
Can Ramp amortize bills?
Ramp supports amortization for your bills with our NetSuite integration. Sync any existing Amortization Templates created in Netsuite and apply them to bills in Ramp Bill Pay. Learn more.
How does Ramp collect vendor ACH payment details? 
Ramp collects vendor ACH payment details in two ways. If payment instructions are provided on the vendor invoice, Ramp will automatically extract them along with the additional vendor information to create a vendor record. You also have the ability to request ACH details from your vendor directly from Ramp Bill Pay. Learn more.
Can Ramp collect and store vendor W9 tax information?
Add vendor W9 tax information directly into the vendor record or request W9 tax information directly from Ramp. Vendor tax information and payment history can be exported as a CSV for hassle-free 1099 processing. Learn more.
Can I import purchase orders into Ramp Bill Pay?
Purchase order import is coming soon to Ramp Bill Pay. Ramp will automatically match purchase orders imported from your ERP or accounting software and match them to bills in Ramp Bill Pay. Once PO-linked bills are paid in Ramp and the transactions are synced back to your ERP, a 3-way match can be enabled. Be on the lookout for more information.
Join the 13,000+ businesses already simplifying their finances

Get started with Ramp's bill pay software today

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No personal credit checks or founder guarantee
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Ramp advantage

Ramp’s focused on maximizing your businesses most precious resources: every minute and dollar.