In this article
You might like
No items found.
Spending made smarter
Easy-to-use cards, spend limits, approval flows, vendor payments —plus an average savings of 5%.1
4.8 Rating 4.8 rating
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get fresh finance insights, monthly
Time and money-saving tips,
straight to your inbox
4.8 Rating 4.8 rating
Thanks for signing up
Oops! Something went wrong while submitting the form.
Table of contents

Update as of Monday, March 13th, 4:15 PM ET

A few days ago, we took action to support Ramp customers and the broader community who banked with SVB. As of today, SVB customers have regained access to their funds. We are glad to have supported our customers when they needed it and will continue to support you in this next phase, whether it’s by helping link your new bank accounts to Ramp or providing priority referrals to leading bank partners. 

Message published on Saturday, March 11th

This is a uniquely stressful situation for those who bank with SVB. We want to share what Ramp is doing to support our customers through this challenge and provide options to those in need of immediate assistance. 

What Ramp is doing to help our customers

Payment deferrals:

Note as of March 13: We are pausing payment deferrals in most cases as customers have access to their funds at this time.

If you’re facing a liquidity challenge because your business maintained funds at SVB and need more time to pay your Ramp balance, please reach out to us at This is the last thing we want you to worry about.

Stable spend limits: Our aim is to ensure you can continue to spend and run your business as close to normal as possible. We’ve stabilized spend limits for Ramp customers who have SVB accounts, regardless of your current bank account balance. 

Easy connections to new corporate bank accounts: Many organizations have transferred assets to alternative banks in the past few days and are looking to connect that to Ramp. To help make it easier and quicker to connect alternative banks and accounts to Ramp we’ve updated our bank linking flow. If you’ve opened new accounts in the last week, you can connect them to Ramp in just a few clicks here.

Ramp Flex—pay vendors that are not accepting card: If you need access to short term credit to pay vendors where payment by card isn’t accepted, we are here to help. Ramp Flex* is available to help customers obtain funds immediately to pay vendors and help with priority liquidity needs with 30, 60 and 90-day terms at competitive rates. You can check your company’s eligibility status 24/7 at

Throughout this weekend, I am personally on standby alongside the rest of the Ramp team. You can reach us by submitting a ticket at or work with your account manager.

Additional ways we hope to support all affected businesses

We are offering options to help all businesses with credit and liquidity through our network.

Get a card** that's backed by your securities: If you or those in your network need new cards, Ramp will take into account the deposits and non-cash holdings you have with SVB to provide spending power as you work to regain access to your assets. For folks who need to spend now and have a blocked SVB card, our hope is to allow you to continue to run your business with minimal interruptions.

Introductions to reputable banks: We work with some of the most reliable banking partners in the industry, such as Goldman Sachs Bank USA, TD Bank N.A., and BMO who have dedicated resources to support Ramp customers with account opening. To get started, reach out to [email protected] with your company’s legal name and needs

We’re standing by: We want to be able to extend spend capacity to organizations that need an alternative provider quickly. Our support and customer activation teams are working through the weekend to prioritize requests based on need.  

Even if you’re not a Ramp customer, we are here and eager to help. To get started ASAP, you can start your application here, no need to book a call.

At Ramp, our focus is always on our customers. Normally, that focus is on saving customers time and money, and now, it’s about helping them manage this challenging situation. The Ramp team is hard at work for all businesses that need a long-term partner to support their financial operations.

*Loans issued by Ramp Financing Corporation and/or Lead Bank. Visit for more info.

**The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively.

Try Ramp for free
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Co-founder & CEO, Ramp
Eric is the co-founder and CEO of Ramp. He previously co-founded Paribus, a digital tool that automates price protection and shipping guarantees at online retailers (acq. in 2016 by Capital One). Eric is an active New York-based angel investor. He graduated from Harvard with a BA in Economics and East Asian Studies, and was raised in Las Vegas.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.


How Crowdbotics streamlined, centralized, and saved with Ramp

“We switched from our legacy provider to Ramp in under a week and heard zero complaints."
Miles Lavin, VP of Strategic Finance, Crowdbotics

How Ramp Helped REVA Air Ambulance Save Time, Improve Visibility, and Gain Peace of Mind

“We were able to mold Ramp to our company to set it up as needed within departments. But the biggest selling feature to us was the automatic, real-time integration with Sage.”
Seth Miller, Controller, REVA

How Heyday Skincare gained control over 23+ entities with Ramp

“Ramp has been a saving grace by organizing and consolidating systems and giving us real time visibility across 23 entities.”
Shawn Gordon, Sr. Accounting Manager, Heyday Wellness

How Ramp helped Rustic Canyon Restaurant Group promote a culture of financial awareness and responsibility

"Ramp has helped promote a culture of awareness and accountability, there's no swipe your card and forget about it, people are more attuned to why and how they are spending."
Derek Arnette, Controller, Rustic Canyon Restaurant Group

How Ramp helped Viking Well Service institute a more efficient expense management process

“Having the purchase order and bills all in one place just makes a whole lot more sense for the type of business that Viking’s doing, because you can simplify it down to a one-line-item type deal. That’s really important for control purposes, for visibility."
Chris Lowdermilk, Senior Controller, Viking Well Service

How Ramp Procurement helped NPHY simplify, save time, and improve transparency

“Before Ramp Procurement, requests could take up to a month. Now the process is complete in a matter of days, meaning we can get much needed supplies and focus on delivering care to our clients (teenagers in crisis) faster.”
Michelle LaBonney, Director of Finance & Operations, Nevada Partnership for Homeless Youth

How Betterment manages corporate spend for five entities with Ramp

“With Ramp, we can save rules directly to the card. Transactions from any of our monthly vendors come in already coded, so that’s been a huge time saver.”
Marianne Hawes, Senior Accountant, Betterment