In this article
You might like
No items found.
Spending made smarter
Easy-to-use cards, spend limits, approval flows, vendor payments —plus an average savings of 5%.1
4.8 Rating 4.8 rating
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get fresh finance insights, monthly
Time and money-saving tips,
straight to your inbox
4.8 Rating 4.8 rating
Thanks for signing up
Oops! Something went wrong while submitting the form.
Table of contents

Most finance teams have policies to ensure employees only use their business cards for purchases within specific categories or vendors. But even with those guardrails in place, it’s difficult to identify many purchases on a typical business card statement. Merchant descriptors are more secure than ever, but they’re still quite confusing at times, forcing finance teams to spend hours Googling cryptic descriptors each month to determine if they should approve purchases. 

This is why we built our Charge Finder tool, which leverages our large dataset of merchant details to help you understand why charges are appearing on your statement.

Introducing Ramp’s Charge Finder tool  

Ramp’s Charge Finder is a web-based tool that shows you how charges from a wide variety of vendors might appear on your credit card statement. To use the tool, just enter a vendor’s name into the search bar.

In the screenshot below, we’ve searched for the variety of descriptors that Verizon uses on credit card statements. Some are fairly obvious, but many others are confusing and would make it difficult for any finance team to identify. Ramp’s free Charge Finder tool leverages data from over 1 million acceptors to eliminate hours of endless Google searching and quickly identify if a purchase adhered to your expense policies.

Automate tedious expense management work with Ramp

Give Charge Finder a try today at

In addition to the Charge Finder, check out Ramp's corporate card and spend management platform to learn how you can automatically enforce approval policies and spend categories. Ramp admins can also pre-approve purchases of certain amounts or with specific vendors, which makes it easier for cardholders to get the resources they need without waiting for finance to sign off. 

Our all-in-one platform also automates the busy work of constantly monitoring employee spend. It evaluates each purchase in real time and flags anything that falls outside your approved categories. 

Want to see more? See how Ramp can automate your finance team’s most tedious work.

Try Ramp for free.
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Staff Software Engineer, Ramp
Akash Wadawadigi is an early engineer at Ramp. Since joining as employee #16, he’s tech led projects in core product, outbound automation, lead scoring and customer activation. Today, he manages a team of senior engineers with a primary focus on customer acquisition. Akash holds a BS in Computer Science from Stanford University.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.


Don't miss these

No items found.

How Ramp helped Viking Well Service institute a more efficient expense management process

“Having the purchase order and bills all in one place just makes a whole lot more sense for the type of business that Viking’s doing, because you can simplify it down to a one-line-item type deal. That’s really important for control purposes, for visibility."
Chris Lowdermilk, Senior Controller, Viking Well Service

How Ramp Procurement helped NPHY simplify, save time, and improve transparency

“Before Ramp Procurement, requests could take up to a month. Now the process is complete in a matter of days, meaning we can get much needed supplies and focus on delivering care to our clients (teenagers in crisis) faster.”
Michelle LaBonney, Director of Finance & Operations, Nevada Partnership for Homeless Youth

How Betterment manages corporate spend for five entities with Ramp

“With Ramp, we can save rules directly to the card. Transactions from any of our monthly vendors come in already coded, so that’s been a huge time saver.”
Marianne Hawes, Senior Accountant, Betterment

How Alexandra Lozano Immigration Law prepared for scale with Ramp

"I used to have to call our card provider and sit on the phone for a couple hours a week, I don’t have to do that with Ramp.”
Wayne Robinson, CFO, Alexandra Lozano Immigration Law

How Ramp helped Smart City Apartment Locating save time, expedite month close, and grow sustainably

"Five to 15 hours each month of non-value-add activities are off my plate. I’m able to be a strategic advisor versus just a tactical manager when it comes to spend management.”
Dustin Walsted, VP Finance, Smart City Apartment Locating

How TaskHuman built their runway with Ramp

“I’ve pretty much seen or used everything that’s out there, everything does something Ramp does, but nothing does everything Ramp does.”
Matthew Ferguson, Controller, TaskHuman

How First Tee transformed its bookkeeping and saved time with PwC and Ramp

"The efficiency of using PwC Bookkeeping Connect, coupled with the Ramp platform, has probably been about 75% time savings. Instead of every hour I would have had to spend on bookkeeping, I’m probably having to spend maybe 10 or 15 minutes.”
Dan Burke, CEO, First Tee San Francisco