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Most finance teams have policies to ensure employees only use their business cards for purchases within specific categories or vendors. But even with those guardrails in place, it’s difficult to identify many purchases on a typical business card statement. Merchant descriptors are more secure than ever, but they’re still quite confusing at times, forcing finance teams to spend hours Googling cryptic descriptors each month to determine if they should approve purchases. 

This is why we built our Charge Finder tool, which leverages our large dataset of merchant details to help you understand why charges are appearing on your statement.

Introducing Ramp’s Charge Finder tool  

Ramp’s Charge Finder is a web-based tool that shows you how charges from a wide variety of vendors might appear on your credit card statement. To use the tool, just enter a vendor’s name into the search bar.

In the screenshot below, we’ve searched for the variety of descriptors that Verizon uses on credit card statements. Some are fairly obvious, but many others are confusing and would make it difficult for any finance team to identify. Ramp’s free Charge Finder tool leverages data from over 1 million acceptors to eliminate hours of endless Google searching and quickly identify if a purchase adhered to your expense policies.

Automate tedious expense management work with Ramp

Give Charge Finder a try today at

In addition to the Charge Finder, check out Ramp's corporate card and spend management platform to learn how you can automatically enforce approval policies and spend categories. Ramp admins can also pre-approve purchases of certain amounts or with specific vendors, which makes it easier for cardholders to get the resources they need without waiting for finance to sign off. 

Our all-in-one platform also automates the busy work of constantly monitoring employee spend. It evaluates each purchase in real time and flags anything that falls outside your approved categories. 

Want to see more? See how Ramp can automate your finance team’s most tedious work.

Try Ramp for free
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Staff Software Engineer, Ramp
Akash Wadawadigi is an early engineer at Ramp. Since joining as employee #16, he’s tech led projects in core product, outbound automation, lead scoring and customer activation. Today, he manages a team of senior engineers with a primary focus on customer acquisition. Akash holds a BS in Computer Science from Stanford University.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.


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