Quickly identify unknown charges with Ramp's Charge Finder tool


Most finance teams have policies to ensure employees only use their business cards for purchases within specific categories or vendors. But even with those guardrails in place, it’s difficult to identify many purchases on a typical business card statement. Merchant descriptors are more secure than ever, but they’re still quite confusing at times, forcing finance teams to spend hours Googling cryptic descriptors each month to determine if they should approve purchases.
This is why we built our Charge Finder tool, which leverages our large dataset of merchant details to help you understand why charges are appearing on your statement.
Introducing Ramp’s Charge Finder tool
Ramp’s Charge Finder is a web-based tool that shows you how charges from a wide variety of vendors might appear on your credit card statement. To use the tool, just enter a vendor’s name into the search bar.

In the screenshot below, we’ve searched for the variety of descriptors that Verizon uses on credit card statements. Some are fairly obvious, but many others are confusing and would make it difficult for any finance team to identify. Ramp’s free Charge Finder tool leverages data from over 1 million acceptors to eliminate hours of endless Google searching and quickly identify if a purchase adhered to your expense policies.

Automate tedious expense management work with Ramp
Give Charge Finder a try today at https://ramp.com/charge-finder.
In addition to the Charge Finder, check out Ramp's corporate card and spend management platform to learn how you can automatically enforce approval policies and spend categories. Ramp admins can also pre-approve purchases of certain amounts or with specific vendors, which makes it easier for cardholders to get the resources they need without waiting for finance to sign off.
Our all-in-one platform also automates the busy work of constantly monitoring employee spend. It evaluates each purchase in real time and flags anything that falls outside your approved categories.
Want to see more? See how Ramp can automate your finance team’s most tedious work.

“When our teams need something, they usually need it right away. The more time we can save doing all those tedious tasks, the more time we can dedicate to supporting our student-athletes.”
Sarah Harris
Secretary, The University of Tennessee Athletics Foundation, Inc.

“Ramp had everything we were looking for, and even things we weren't looking for. The policy aspects, that's something I never even dreamed of that a purchasing card program could handle.”
Doug Volesky
Director of Finance, City of Mount Vernon

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Lily Liu
CEO, Piñata

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Ryan Williams
Manager, Contract and Vendor Management, Advisor360°

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Caroline Hill
Assistant Controller, Sana Benefits

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CFO, SAM Construction Group

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VP of Finance, Poshmark

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Michael Natsch
Procurement Manager, AIRCO
