Report
// Winter 2026 Business Spending Report
The latest on AI adoption, plus the fastest-growing vendors
Our data reveals surprising spend trends
Close to half of businesses are now paying for AI services from companies like OpenAI and Anthropic
Software upstarts are swiftly gaining share from established players in categories like project management and business intelligence
Answer engine optimization (AEO) companies are gaining steam as AI reshapes the world of SEO
Summary
Despite bubble concerns, business AI adoption spiked across all sectors we track. And other business software spend is shifting in favor of AI-driven upstarts, too.
Our latest quarterly analysis of billions of anonymized transactions from 50,000-plus businesses using Ramp reveals fresh insights across manufacturing, health care, tech, finance, and more.
It also debuts Ramp Rate, the new flagship dataset that tracks the leading and fastest-growing software vendors across categories.
What you'll learn
Get exclusive insights into spending that will help your business make more informed decisions and get ahead in today’s fast-changing landscape.



Related content

Top 6 questions finance leaders are asking about AI (with practical answers)

The new era of financial fraud: 7 steps to thwart deepfakes, scams, and takeovers
