Ramp vs Bill Spend & Expense
Bill Spend & Expense (formerly Divvy) is a budget-focused card account with limited controls and a complicated points system. Ramp is an all-in-one finance automation platform that gives you the control and visibility to scale from one to thousands of employees.
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Join the 25,000+ businesses already simplifying their finances
Ramp vs Bill Spend & Expense
Ramp
Bill Spend & Expense
Virtual and physical cards
Advanced reimbursements capabilities like OCR receipt scanning
5% average savings with cashback and savings insights1
Free accounts payable automation
Procure-to-pay capabilities including built-in price intelligence
Sub-admin role that enables executive delegation
1,000+ integrations, like Gmail and Microsoft Outlook for faster receipt collection
Advanced vendor management with renewal reminders and custom fields
Payment term extensions for bill payments
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“If I code one transaction with a certain vendor, Ramp knows. It makes suggestions based on past transactions. It just works.”
Kyle Potter
CFO, FirstBlood
3 reasons to choose Ramp instead of Bill Spend & Expense
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Control spending down to the vendor level
Ramp's corporate cards allow you to proactively set guardrails with spend limits, category and merchant restrictions, receipt and memo requirements, before spend happens. Ramp also gives immediate insight into company spending, making financial tracking effortless.
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Make expenses effortless for all
Ramp’s expense management platform helps finance teams focus on the real work and eliminate receipt chasing. Our easy-to-use software prompts automated reminders, auto-matches receipts to transactions, auto-populates fields and memos, and issues fast reimbursements—ensuring that employees submit expenses on time.
Integrated accounts payable automation
Ramp's free accounts payable software automates the entire AP workflow, doing away with manual data entry. Use AI to easily create bills from uploaded invoices and prevent duplicate invoices. Ramp even benchmarks your software contracts against millions of transactions to help you get the best deals on software.
Roll out in minutes
Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.
Live support
Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.
It’s free
Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.
Why Ramp is the top corporate card of choice
Our customers love how Ramp’s corporate card and spend management software are designed to help them spend less and scale faster. Get straightforward cashback unlike other cards with complex rewards. Increase financial operations efficiency with an all-in-one platform that offers corporate card, expense management, reimbursements, and accounts payable.
Get started today
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