Ramp vs Citi
Citi offers traditional corporate cards with basic software for businesses. Ramp is an all-in-one platform that automates complex financial processes to save you time and money.
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Join the 25,000+ businesses already simplifying their finances
Compare Ramp vs Citi
Ramp
Citi
Physical cards
Unlimited virtual cards
Total savings of 5%1 across all your spending
Slack integration
Free expense management software
Expense and accounting automation
Automated onboarding with HRIS integrations
Dedicated procurement team to help you save
Receipt capture with OCR technology
Why UpEquity picked Ramp
"Ramp’s ability to approve reimbursements and employee expenses on the fly has made my job a lot easier"
Tyler Bliha
Head of Strategy and Finance, UpEquity
Top 3 reasons leaders pick Ramp over Citi
Control spending down to the vendor level
Ramp's corporate cards allow you to proactively set guardrails with spend limits, category and merchant restrictions, receipt and memo requirements, before spend happens. Ramp also gives immediate insight into company spending, making financial tracking effortless.
Stronger controls and real-time visibility
Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role.
Best-in-class integrations
Ramp integrates with NetSuite, Quickbooks, Xero, and Sage Intacct, and hundreds more accounting providers.
Roll out in minutes
Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.
Live support
Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.
It’s free
Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.
Choose Ramp as a Citi alternative
When it comes to choosing a corporate card provider, many businesses are opting for a card with a unique set of benefits. Ramp offers a seamless and intuitive user experience with features such as free virtual cards and automatic receipt matching. Additionally, you'll have greater control and flexibility thanks to Ramp's network within Visa and customizable spend limits. Ramp's auto-enforced expense policies ensure compliance with company policies, stopping bad spend before it happens. Thanks to these advantages, Ramp has become the alternative for businesses looking for a modern and user-friendly corporate card solution, setting us apart from traditional options like Citi.
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