Time Is Money.
Save Both.

Bill Pay

The only corporate card and spend management platform designed to help you spend less.


Cards and software that
work seamlessly


Get started in minutes with corporate cards and #1 rated software that everyone loves


Streamline operations and save days each month with controls & automation that scale to 1000s of employees


Stop wasteful spend and save thousands with unlimited cashback and insights that maximize savings - not points

Cards and software that

Spend management software
Annual savings*
*Est. 1.5% cash back + 1.8% realized savings across Ramp customers
5 days
Faster end-of-month close

Everything you need, out-of-the-box

Ramp combines expense reporting, accounting, savings, and more into one free package

Corporate cards

Smart virtual & physical cards with unlimited 1.5% cashback on every category of spend—no gimmicks

Controls & approvals

Powerful limits, restrictions, and multi-level approvals that control employee spend proactively


Next-day payouts for out-of-pocket expenses like mileage and incidentals

Savings insights

AI-powered insights that surface duplicate subscriptions & wasteful spend for automatic savings

Seamless integrations

Hundreds of integrations—from QuickBooks to Slack—that streamline your operations

Real-time reporting

Search and live dashboards that let you track spend in real time by category, department, and employee

Thousands of finance leaders love Ramp

CEO & Founder
Choosing Ramp was a no-brainer. It’s easy to set up and the support experience is unparalleled.
Zuben Mathews, CEO & Co-founder
Read case study
Closing the books used to take a couple of days—now it takes about an hour each month.
Shafak Ilyas, Senior Accountant
Read case study
Department Head
With Ramp, you can see every transaction the instant it happens and correct wasteful behavior. What a relief.
Teo Evanick, Financial Controller
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Department Head
With Ramp, the people who are expected to be spending have access to their own corporate card that I can control in real time.
Christina Cooksey, Director of Creative Production
Read case study

Built for high-performance finance teams

Automate expense reporting

Digitize your expense policies so you can control and approve spend before it happens. Plus, Ramp collects and verifies over 90% of receipts so you don’t have to.

Close your books 86% faster

Create smart rules that automate reconciliation. With multi-entity and custom field support, Ramp is the world’s most powerful accounting experience.

Incredible integrations

Streamline financial operations with out-of-the-box integrations that simplify your workflows and increase productivity

100+ others

What makes Ramp so great?


Meet Ramp: Product 101 webinar

Get a tour of Ramp from Eric, CEO & Co-founder, and Geoff, Head of Product


Ramp product

See an overview of Ramp’s unique capabilities and the customers we work with

Blog post

The ultimate guide to financial software

Learn about categories of finance software and which tools your team should be using

Learn more

Why virtual cards are the future of B2B payments

Learn about advantages of virtual cards and how they’re revolutionizing online payments

Blog post

A guide to financial planning & analysis

Get a 101 on FP&A and learn how planning and forecasting can ensure financial health

Learn more
Explore resources
For companies of all sizes

10-20x higher limits.

Unlimited instant cards.

No founder guarantee.

Unlimited receipt matching.

1.5% cashback.

No credit checks.

Easy onboarding.

Slack integration.

30-day terms.

No fees of any kind.