Brad Gustafson
Head of Accounting Partner Channel, Ramp
Brad Gustafson leads the Accounting Partnerships Channel at Ramp. With over a decade of experience, including managing Top 100 firm partnerships at Xero, he’s passionate about building a strong, engaged community of accountants connected through innovative technology and shared opportunities.
Articles by Brad Gustafson
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Operating budget: What it is and how to build one
An operating budget is a financial plan that projects a company's expected revenues and day-to-day expenses over a fiscal year to guide spending decisions.
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The cash application process: A complete guide
Cash application is the process of matching incoming customer payments with open invoices to update the general ledger and close out accounts receivable.
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What is cash disbursement? Types & best practices
Cash disbursement is the outflow of funds a business uses to pay financial obligations like invoices, employee salaries, loan repayments & operating expenses.
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IRS Publication 535: A guide for small businesses
IRS Publication 535 is a tax guidance document that covers deductible business expenses, how to claim them, and which records to keep to stay compliant with IRS rules.
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Billing cycle explained: How it works and examples
A billing cycle is the recurring time period between one billing statement and the next, during which all transactions and charges are recorded.
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Year to date (YTD): What it means and how to calculate it
Year to date (YTD) is the cumulative total of a financial metric from January 1 through today, used to track revenue, expenses, and payroll.