Brad Gustafson
Head of Accounting Partner Channel, Ramp
Brad Gustafson leads the Accounting Partnerships Channel at Ramp. With over a decade of experience, including managing Top 100 firm partnerships at Xero, he’s passionate about building a strong, engaged community of accountants connected through innovative technology and shared opportunities.
Articles by Brad Gustafson
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Billing cycle explained: How it works and examples
A billing cycle is the recurring time period between one billing statement and the next, during which all transactions and charges are recorded.
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Year to date (YTD): What it means and how to calculate it
Year to date (YTD) is the cumulative total of a financial metric from January 1 through today, used to track revenue, expenses, and payroll.
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Operating profit: Formula, calculation, and examples
Operating profit measures income from core operations after subtracting operating expenses, COGS, depreciation, and amortization.
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Cash ratio formula explained with examples
The cash ratio measures a company's ability to cover short-term liabilities using only cash and cash equivalents, the most conservative liquidity measure.
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How to reduce corporation tax: 9 proven strategies for 2026
Corporation tax reduction strategies include deductions, credits, entity structure choices, and year-end timing techniques to lower a company's taxable profit.
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What is a factor rate and how do you calculate it?
A factor rate is a decimal multiplier used in merchant cash advances and short-term business loans to calculate total repayment up front.