Brad Gustafson
Head of Accounting Partner Channel, Ramp
Brad Gustafson leads the Accounting Partnerships Channel at Ramp. With over a decade of experience, including managing Top 100 firm partnerships at Xero, he’s passionate about building a strong, engaged community of accountants connected through innovative technology and shared opportunities.
Articles by Brad Gustafson
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Operating profit: Formula, examples, and what it shows
Operating profit is the profit a company earns from core operations after subtracting operating expenses but before interest and taxes.
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Operating budget: Definition, components and example
An operating budget is a financial plan showing expected revenue and expenses over a set period to guide daily operations and performance tracking.
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What is a billing cycle? Definition, length, and examples
A billing cycle is the recurring period—often 28–31 days—between billing statements that determines your statement balance, payment due date, and grace period.
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Non-current liabilities: Definition, ratios, and types
Non-current liabilities are long-term financial obligations due after 12 months, such as loans, bonds, leases, and deferred taxes, reported on the balance sheet.
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How to calculate and interpret cash ratio for your small business
The cash ratio formula is (Cash + Cash equivalents) / Current liabilities. It measures whether a business can cover short-term obligations using only cash.
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