
John Iwuozor
Contributor Finance Writer
John is a freelance writer and content strategist with over three years of experience and expertise covering topics on finance, HR/business, and IT security for small and medium-sized businesses. His work has been featured on reputable platforms like Forbes Advisor and Techopedia.
Articles by John Iwuozor

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The 3 major business credit bureaus and how they work
The three major business credit bureaus—Dun & Bradstreet, Experian Business, & Equifax Business—collect data lenders & suppliers use to assess creditworthiness.

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Complete monthly expenses list for personal and business budgeting
A complete list of monthly expenses, including essential costs, commonly forgotten items, average benchmarks, and business-specific expenses.

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Do LLCs have credit scores? How LLC business credit works
LLCs can build business credit tied to their EIN, separate from the owner’s personal credit, which lenders use to assess risk and set financing terms.

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Corporate travel management: How to control business travel costs
Corporate travel management coordinates every part of business travel, from booking and policies to expenses, to control costs and keep travelers safe.

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What is liquidity? Definition, ratios, and examples
Liquidity is a company’s ability to convert assets to cash quickly enough to pay short-term obligations without significant losses.

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PAYDEX score: What it is and how it works
A PAYDEX score is Dun & Bradstreet’s 0–100 business credit score based on vendor payment history. Higher scores reflect on-time or early payments.