Scott Hickam
Scott Hickam is an accomplished finance writer and editor with over five years of experience. He provides actionable advice across many subject areas. With a bachelor’s degree in Accounting and Finance from Fresno Pacific University and an MBA from Texas A&M University, Scott has credentials in investing, retirement planning, and personal finance.
Articles by Scott Hickam
ARTICLE
Secured business credit cards: Definition and best options
A secured business credit card requires a refundable cash deposit that sets your credit limit, designed for businesses building or rebuilding credit.
ARTICLE
Best startup business credit cards with no credit check
A no credit check business credit card lets startups access spending power based on business financials rather than personal credit history.
ARTICLE
The best instant or pre-approved business credit cards in June 2026
Discover the top instant or pre-approved business credit cards. Get the best options for business credit card pre-approval and find your perfect fit.
ARTICLE
How to build business credit fast in 2026
Building business credit means establishing your company as a separate legal entity, getting an EIN, opening business accounts, and paying vendors on time.