
Scott Hickam
Scott Hickam is an accomplished finance writer and editor with over five years of experience. He provides actionable advice across many subject areas. With a bachelor’s degree in Accounting and Finance from Fresno Pacific University and an MBA from Texas A&M University, Scott has credentials in investing, retirement planning, and personal finance.
Articles by Scott Hickam

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The best instant or pre-approved business credit cards in October 2025
Discover the top instant or pre-approved business credit cards. Get the best options for business credit card pre-approval and find your perfect fit.

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How to build business credit: Step-by-step guide
Build business credit by formalizing your business, opening accounts, getting a D-U-N-S number, working with vendors, and paying on time.

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What is a secured business credit card?
In this article, we explain what a secured business credit card is and why it's a great option if your business has poor or limited credit.

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Which startup business credit cards don’t require a credit check?
Explore the best startup business credit cards with no credit check to build credit fast and manage expenses without any personal risk.