Subham Agarwal

Product Management & Marketing

In addition to leading Product Marketing, Subham builds products at Ramp, currently overseeing all financial products, intelligence, money movement platform, internationalization, and monetization product teams. She’s helped Ramp evolve beyond the flagship card, incubating 0-1 products such as Ramp Travel, Flex, Ramp Vendor Network, AR. Prior to Ramp, Subham was at Square (aka Block) where she oversaw all aspects of the P&L for Square Payments (North America), Business Banking (Cards, Savings, Checking) and Terminal (Point of Sale). She started her career in private equity at Vista Equity Partners, investing across enterprise SaaS and fintech.

Education

BA in Mathematics, Economics from Vanderbilt University

Expertise

FinTech, Product, Product Incubation, Investing

Articles by Subham Agarwal

Introducing Ramp Treasury: Most banks hope you never see this.

Many banks make money by making their clients worse off – offering yield only if you lock up your cash with restrictions, minimums, transfer limits or brokerage sweeps. So businesses face a rough trade: earn 0% to keep cash accessible to pay bills, or lock it away to earn returns. Incentives of both parties - banks and customers - are misaligned.

Introducing Ramp Flex: Simplify cash flow management with extended payment terms

Ramp Flex allows businesses to pay critical vendors back in 30, 60 or 90-day terms, along with finance automation tools to improve cash flows.