March 13, 2025

All Sanity Components

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Cards

Stripe Corporate Card
The fastest, easiest way to manage expenses.
  • Corporate card available on an invite-only basis to U.S. companies
  • Requires a Stripe account to request access
  • Charges transaction fees on purchases rather than having a monthly or annual fee
  • Each card transaction costs between 1% and 2.9% plus an additional fee of between 0.30 and 0.80 cents
  • Earn 1.5% cashback on purchases

APR

N/A

Fees

$0

American Express Blue Business Cash™ Card
Best for flexible cashback
  • Offers a 0% introductory APR on purchases for 12 months, then a variable APR of 18.49% to 24.49%
  • There is no annual fee for this card
  • Cardholders earn unlimited 1.5% cash back on all purchases
  • Benefits include purchase protection, extended warranty, and auto rental collision damage waiver
  • No foreign transaction fees are applied to international purchases
  • Employee cards can be added at no extra cost, with individual spending limits available

Net Savings

N/A

APR

0% intro APR, then 18.49%–24.49% variable

Fees

No annual fee

Rewards

Cashback

Chase Ink Business Unlimited® Credit Card
Best for flat-rate rewards
  • Offers a 0% introductory APR on purchases for 12 months, then a variable APR of 18.49% to 24.49%
  • There is no annual fee for this card
  • Cardholders earn unlimited 1.5% cash back on all purchases
  • Benefits include purchase protection, extended warranty, and auto rental collision damage waiver
  • No foreign transaction fees are applied to international purchases
  • Employee cards can be added at no extra cost, with individual spending limits available

Net Savings

N/A

APR

0% intro APR, then 18.49%–24.49% variable

Fees

No annual fee

Personal Guarantee

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At Ramp, transparency and integrity are core values guiding our content. We believe in the exceptional value of our products, which may shape our perspective. Our methodical approach involves competitor analysis, comparison of credit cards, and frequent reviews to maintain reliability. Review our full methodology for choosing the best business credit cards.
8.7Meets Requirements9.2
8.8Ease of Use9.4
8.6Ease of Setup9.1
8.7Ease of Admin9.3
8Quality of Support9.4
8.5Good Partner9.6
8.3Product Direction9.6
Source: G2 ratings

Discover Ramp's corporate card for modern finance

Ramp corporate card

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The Business Platinum Card from American Express

Annual Fee
$695
APR
18.49%–27.49% variable with Pay Over Time
Foreign Transaction Fees
$0
Rewards
Points
Pros:
  • 5x points on flights and prepaid hotels booked via Amex Travel
  • No preset spending limit
  • Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status
  • Access to airport lounges and other travel perks
  • No foreign transaction fees
  • “Pay Over Time” offers payment flexibility on eligible purchase
Cons:
  • High annual fee of $695
  • Rewards program is relatively complex
  • Benefits are primarily travel-focused, less so on other business expenses
  • Requires full balance payment each month
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Leonard YapSenior Product Marketing Manager, Ramp
Leonard is a product marketer for Ramp’s Accounts Payable product, Bill Pay. Prior to Ramp, he was at LinkedIn, leading go-to-market initiatives across their Hiring and Learning solutions. Based in NYC, he enjoys trying new wine bars, food trucks and pizza by the slice.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.

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