March 13, 2025

All Sanity Components

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Cards

At Ramp, transparency and integrity are core values guiding our content. We believe in the exceptional value of our products, which may shape our perspective. Our methodical approach involves competitor analysis, comparison of credit cards, and frequent reviews to maintain reliability. Review our full methodology for choosing the best business credit cards.
8.8Meets Requirements9.4
8.8Ease of Use9.5
8.6Ease of Setup9.3
8.7Ease of Admin9.4
8Quality of Support9.2
8.6Good Partner9.5
8.4Product Direction9.8
Source: G2 ratings

Discover Ramp's corporate card for modern finance

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The Business Platinum Card from American Express

Annual Fee
$895
APR
18.24%–28.99% variable with Pay Over Time
Foreign Transaction Fees
$0
Rewards
Points
Pros:
  • 5x points on flights and prepaid hotels booked via Amex Travel
  • No preset spending limit
  • Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status
  • Access to airport lounges and other travel perks
  • No foreign transaction fees
  • “Pay Over Time” offers payment flexibility on eligible purchase
Cons:
  • High annual fee of $895
  • Rewards program is relatively complex
  • Benefits are primarily travel-focused, less so on other business expenses
  • Requires full balance payment each month
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Leonard YapSenior Product Marketing Manager, Ramp
Leonard is a product marketer for Ramp’s Accounts Payable product, Bill Pay. Prior to Ramp, he was at LinkedIn, leading go-to-market initiatives across their Hiring and Learning solutions. Based in NYC, he enjoys trying new wine bars, food trucks and pizza by the slice.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.

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