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Our mission at Ramp has always been to save customers time and money. When we started building the platform in 2019, we built it with AI in service of this mission. Longstanding AI-powered features such as receipt matching and duplicate invoice detection have helped our customers save over $405 million in time and money to date. 

But today we’re taking things to the next level. We’re launching Ramp Intelligence, a broad set of GPT-powered solutions delivering vendor price intelligence, effortless expense reports and audits, and an accounting copilot to help ​​companies improve their productivity and bottom lines. This is the future of finance—a world where finance teams experience fair software prices, dramatically faster and more accurate month-end closing processes, expenses that code themselves, and automated insights into business performance. 

With Ramp Intelligence, we’re using AI and machine learning to democratize over $10 billion in transaction data for the benefit of businesses everywhere. Even leading AI companies like Adept,, and Snorkel are recognizing the power of our technology and using Ramp to reshape their financial operations. As we explore new breakthrough capabilities, we’re grateful to have AI trailblazers and extraordinary mentors like Satya Nadella, Adam D'Angelo, Professor Chris Ré, and Fidji Simo as individual investors and advisors.

The AI revolution for finance is here—and we’re glad to be leading the way for our customers.

AI innovations that generate real value 

We built Ramp Intelligence because, despite a flurry of finance AI products entering the market in recent months, deep-rooted finance problems still exist. Accounting teams are still bogged down with manual financial reporting. Employees are still distracted by tedious tasks like reconciling receipts. Finance leaders are still unsure whether they've secured a fair price on software.  

Ramp Intelligence fundamentally changes how finance teams operate by injecting more speed, accuracy, and insights into their workflows. It draws on the power of local models and large language models like GPT-4 to unlock the value of unstructured financial data previously siloed in documents, receipts, and even text messages. Using Ramp, customers have cut their expense reporting time in half and reduced manual accounting errors by 70%. It’s fulfilling to be able to deliver tangible savings and hear finance leaders like Crossbeam’s Matt Dougherty share:

“We see AI as a way to augment the great work our team is doing, to make us as productive as possible, and Ramp’s products are built for that—they make us faster, more accurate, and save us time.” 

Here’s how finance teams can use Ramp Intelligence to accelerate their operations:

Get the best price on software: Price intelligence  

Software spend continues to rise, as evidenced by 11% projected growth this year alone. Opaque pricing contributes to this trend, with companies overspending on contracts due to a lack of transparency. Ramp’s Price Intelligence helps finance leaders get the best deal by bringing the wisdom of the crowd to software pricing.  

Powered by GPT-4, Ramp extracts pricing details from your software contracts uploaded to Ramp, and then benchmarks the price against millions of Ramp transactions, providing visibility into software pricing down to individual SKUs and cost-per-seat. You’ll instantly understand whether you’re getting a fair price.


Speed up month-end close: Accounting intelligence 

Accounting work done by hand is a drain on valuable employee time, with countless hours wasted on tedious activities like coding, tracking out-of-policy spend, and chasing receipts. Our smart coding helps you keep your books accurate by using GPT-4 to give employees insight into how tens of thousands of accountants have coded similar expenses in Ramp. It suggests fields and categories that have helped teams automate 20% of manual coding. Soon, you’ll also be able to use smart compliance reviews to automatically flag expenses with a high likelihood of being incorrect or out of policy. 


Let Ramp do your expenses: Expense intelligence 

Manually entering expenses leads to headaches like lost receipts, errors, and recoding. End time-consuming expense reports for your employees and let them focus on real work with automatic receipt capture and integrations to instantly match receipts to transactions. To save them even more time and ensure error-free submissions, our AI uses GPT-4 to scan receipts and suggest memos based on the context it sees. 


Your copilot for finance

Every week, finance teams spend hours sifting through data to answer questions that range from simple (“Show me all gas purchases above $100”) to complex (“How can I reduce costs?”). With Copilot, you get a smart assistant that doesn’t just answer questions, but also takes action based on plain English user input. Want a new approval workflow? Done. Need to lock Ramp cards with missing receipts? No problem. Perform faster and deeper analyses with Copilot’s data-backed answers.


Keeping your financial data secure has been paramount as we’ve built Ramp Intelligence. We aggregate data where possible and strive to keep customer-specific data to a minimum for our queries. For our AI service providers processing customer data, we require contracts that include security and privacy commitments. 

Experience the future of finance

Ramp Intelligence is ushering in the best way for customers to do finance—and it’s only the beginning. We will continue to innovate and iterate on products that harness the power of AI to help businesses run more efficiently and uncover more savings, as we have since Ramp’s inception. If you’re a Ramp customer, we'd be excited for you to give Ramp Intelligence a try—log in to Ramp to gain early access. Not yet a customer? Sign up for Ramp.

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Co-founder & CEO, Ramp
Eric is the co-founder and CEO of Ramp. He previously co-founded Paribus, a digital tool that automates price protection and shipping guarantees at online retailers (acq. in 2016 by Capital One). Eric is an active New York-based angel investor. He graduated from Harvard with a BA in Economics and East Asian Studies, and was raised in Las Vegas.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.


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