Ramp recognized by CNBC Disruptor 50 for creating the best version of finance
- Our counterintuitive model: helping businesses save more
- The result? Over $400M dollars saved for over 15,000 businesses
- Get the best version of finance today
Over the past 30 years, we’ve seen tech innovations transform key business functions, from marketing to sales and support. Yet finance remains in the dinosaur age, riddled with expense reports and manual closing of the books.
At Ramp, we’re building the future of finance, not by digitizing accounting gruntwork but helping finance leaders re-engineer their operations from the ground up and finally take control of business spending in real time, through corporate cards anchored by best-in-class software.
We’re proud that this paradigm shift that we’ve been leading since day one has catapulted us onto CNBC’s Disruptor 50 list this year. The annual ranking honors the top fifty private companies whose innovations are revolutionizing their industries and changing the way people live and work.
Our counterintuitive model: helping businesses save more
The award is a testament to our mission since day one to help businesses spend less, not more.
Legacy financial institutions over-index on chatbots and cushy rewards as the future of finance. We believe the best version of finance is actually one where finance teams are empowered by the right tools to make confident decisions that result in healthier and more profitable businesses.
Imagine a smarter finance function where:
- Every outgoing dollar is tracked in real time through a single platform that’s connected to all of your payments.
- Built-in expense reporting saves time for employees and allows your accounting team to close the books 8x faster and with fewer errors.
- Intelligence helps your finance team avoid overspending or duplicate payments through automation that constantly analyzes employee spending in the background.
With Ramp, this version of finance is available. Every time your employees swipe their corporate cards or submit invoices for payment, your finance team understands where and how the money is being used. Accounting reconciliation happens automatically, freeing up more time for deeper finance work. Through a consolidated view of all financials, everyone is able to tackle bigger picture questions that drive the business forward.
The result? Over $400M dollars saved for over 15,000 businesses
Ramp is helping complex businesses more efficiently manage more than $1 billion per month in spend—from beloved consumer brands like Barry’s Bootcamp, Caraway, and 818 to tech companies like TaskRabbit, Quora, and Attentive.
To date, Ramp has saved businesses millions through a combination of cashback and savings insights.
We’ve saved teams millions of hours of painstaking accounting work as well, thanks to technology that automatically collects receipts from employees and maps transactions to their proper categories. In the last six months alone, we’ve saved employees over 60 working years that would have been spent on submitting receipts and filing expense reports.
This new way of doing finance is helping Ramp customers grow in a challenging economy. Companies that joined Ramp early last year—at the height of recession fears—have increased their average headcount by 51% since onboarding.
Get the best version of finance today
As interest rates rise and the cost of capital gets more expensive, the top priority for any business—from startup founders to enterprise CFOs— is to get more out of every dollar. Helping our customers save more is our North Star. Let us help you: get started with Ramp.
“I assumed I would have to choose between speed and control. What I found is that you can have both. A well-designed system takes friction out, for the finance function and for everyone else.”
Justin Webster
CFO, Denver Broncos
“A well-run district should not have to choose between getting work done at the school site and keeping control of the dollars behind it. We're not hiring more people to do more jobs, so we have to be smarter about the process. With Ramp, the purchase, the receipt, and the record stay together from the start. ”
Nick Brizeno
Director of Purchasing, San Marcos Unified School District
“AI is moving faster than the finance context around it. Prices change, models change, and the value is not always obvious from an invoice. We needed enough detail to know which bets deserved more investment — and which ones did not.”
Greg Cooley
Controller, AngelList
“Invoices, cards, tokens. The categories change but the principle doesn't: know where the money is going, remove the work around it, and make sure the spend is worth it.”
Maciej Mylik. Finance
ElevenLabs
“There's just no surprises anymore. No more waiting two months to find out how a job did. We know how it's doing as it's happening.”
Erich Kuss
Financial Systems Manager, Infinity Home Services
“More token spend isn’t proof that AI is working. Less isn’t proof that it isn’t. What matters is whether we’re buying the right level of intelligence for the work. Ramp lets us make that judgment in the same place we manage every other type of spend.”
Cody Nutt
Senior Director of Business Systems, Daxko
“Most banks treat the back office as a cost to keep down. We treat ours as a return to compound, which is why we run it on Ramp. Now we put our clients on Ramp, too.”
Patrick Gaughen
President & COO, Hingham Institution for Savings
“Browserbase builds infrastructure so AI agents can do real work. Ramp is doing the same for finance. It’s not another tool. It’s a system purpose-built for AI-driven finance, and that’s why we chose Ramp as our financial operating system from day one.”
Paul Klein IV
Founder & CEO, Browserbase
