Ramp recognized by CNBC Disruptor 50 for creating the best version of finance

- Our counterintuitive model: helping businesses save more
- The result? Over $400M dollars saved for over 15,000 businesses
- Get the best version of finance today

Over the past 30 years, we’ve seen tech innovations transform key business functions, from marketing to sales and support. Yet finance remains in the dinosaur age, riddled with expense reports and manual closing of the books.
At Ramp, we’re building the future of finance, not by digitizing accounting gruntwork but helping finance leaders re-engineer their operations from the ground up and finally take control of business spending in real time, through corporate cards anchored by best-in-class software.
We’re proud that this paradigm shift that we’ve been leading since day one has catapulted us onto CNBC’s Disruptor 50 list this year. The annual ranking honors the top fifty private companies whose innovations are revolutionizing their industries and changing the way people live and work.
Our counterintuitive model: helping businesses save more
The award is a testament to our mission since day one to help businesses spend less, not more.
Legacy financial institutions over-index on chatbots and cushy rewards as the future of finance. We believe the best version of finance is actually one where finance teams are empowered by the right tools to make confident decisions that result in healthier and more profitable businesses.
Imagine a smarter finance function where:
- Every outgoing dollar is tracked in real time through a single platform that’s connected to all of your payments.
- Built-in expense reporting saves time for employees and allows your accounting team to close the books 8x faster and with fewer errors.
- Intelligence helps your finance team avoid overspending or duplicate payments through automation that constantly analyzes employee spending in the background.
With Ramp, this version of finance is available. Every time your employees swipe their corporate cards or submit invoices for payment, your finance team understands where and how the money is being used. Accounting reconciliation happens automatically, freeing up more time for deeper finance work. Through a consolidated view of all financials, everyone is able to tackle bigger picture questions that drive the business forward.

The result? Over $400M dollars saved for over 15,000 businesses
Ramp is helping complex businesses more efficiently manage more than $1 billion per month in spend—from beloved consumer brands like Barry’s Bootcamp, Caraway, and 818 to tech companies like TaskRabbit, Quora, and Attentive.
To date, Ramp has saved businesses millions through a combination of cashback and savings insights.

We’ve saved teams millions of hours of painstaking accounting work as well, thanks to technology that automatically collects receipts from employees and maps transactions to their proper categories. In the last six months alone, we’ve saved employees over 60 working years that would have been spent on submitting receipts and filing expense reports.

This new way of doing finance is helping Ramp customers grow in a challenging economy. Companies that joined Ramp early last year—at the height of recession fears—have increased their average headcount by 51% since onboarding.
Get the best version of finance today
As interest rates rise and the cost of capital gets more expensive, the top priority for any business—from startup founders to enterprise CFOs— is to get more out of every dollar. Helping our customers save more is our North Star. Let us help you: get started with Ramp.

“When our teams need something, they usually need it right away. The more time we can save doing all those tedious tasks, the more time we can dedicate to supporting our student-athletes.”
Sarah Harris
Secretary, The University of Tennessee Athletics Foundation, Inc.

“Ramp had everything we were looking for, and even things we weren't looking for. The policy aspects, that's something I never even dreamed of that a purchasing card program could handle.”
Doug Volesky
Director of Finance, City of Mount Vernon

“Switching from Brex to Ramp wasn’t just a platform swap—it was a strategic upgrade that aligned with our mission to be agile, efficient, and financially savvy.”
Lily Liu
CEO, Piñata

“With Ramp, everything lives in one place. You can click into a vendor and see every transaction, invoice, and contract. That didn’t exist in Zip. It’s made approvals much faster because decision-makers aren’t chasing down information—they have it all at their fingertips.”
Ryan Williams
Manager, Contract and Vendor Management, Advisor360°

“The ability to create flexible parameters, such as allowing bookings up to 25% above market rate, has been really good for us. Plus, having all the information within the same platform is really valuable.”
Caroline Hill
Assistant Controller, Sana Benefits

“More vendors are allowing for discounts now, because they’re seeing the quick payment. That started with Ramp—getting everyone paid on time. We’ll get a 1-2% discount for paying early. That doesn’t sound like a lot, but when you’re dealing with hundreds of millions of dollars, it does add up.”
James Hardy
CFO, SAM Construction Group

“We’ve simplified our workflows while improving accuracy, and we are faster in closing with the help of automation. We could not have achieved this without the solutions Ramp brought to the table.”
Kaustubh Khandelwal
VP of Finance, Poshmark

“I was shocked at how easy it was to set up Ramp and get our end users to adopt it. Our prior procurement platform took six months to implement, and it was a lot of labor. Ramp was so easy it was almost scary.”
Michael Natsch
Procurement Manager, AIRCO
