In this article
Spending made smarter
Easy-to-use cards, spend limits, approval flows, vendor payments —plus an average savings of 5%.1
4.8 Rating 4.8 rating
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Webinar: Smart ERP setups to automate expense management
Dec. 13, 1 PM EST/10 AM PST

Is your finance team only finding out about big ticket spend when the receipts land on their desks? Or spending a lot of time chasing people to get more context about their high-dollar card requests?

It’s time to evolve your approval process and put more safeguards in place for higher levels of spend. With Ramp, you can now easily create multi-step approval processes to manage card and reimbursement requests efficiently and safely.

Ramp's multi-step approval screen

How multi-step approval workflows work

These workflows let you easily do the following: 

  • Route spend requests to the right people based on the spend amount 
  • Keep people in the know with smart notifications
  • Quickly approve to unblock your team on the go
  • Do all of the above from Slack

For example, set card requests with a $1,000 per year card limit or below to be automatically approved by line managers. Have requests for higher card limits get pre-vetted by managers, then route to the finance team for additional approval. And for the really big ticket ones, you can make sure that someone in the C-suite is either informed or in the approval flow. Introducing more granular controls for approvals is part of Ramp’s commitment to give our customers control of their finances without sacrificing speed. 

With these controls in place, go ahead and empower line managers to approve spend for their team members up to a certain amount. They have the best context for the needs of their team members so there’s no need for your finance team to spend time on these requests. Most importantly, a fast and flexible approval process lets people get to work more quickly using their approved card. They'll also appreciate getting faster reimbursements for out-of-pocket expenses. By giving managers more control over their team’s requests, you’ll be supercharging the efficiency of your whole organization.

Ramp multi-step approval flow

And remember, if your team is in Slack, everyone can easily request, review, and issue cards and reimbursements directly in Slack, using the Ramp integration. 

Give visibility into high-dollar requests

With a more rigorous approval process in place, your CEO or CFO no longer needs to be in the approval chain for every new card request – but they might still want to be notified if an employee requests to spend beyond a certain amount. For those cases, create an approval layer with a step to notify the exec once a request has been approved.

Ramp approval notifications

More control over your spend

Beyond multi-step approvals, we recently introduced a few other features to give finance leaders greater visibility and control.

Flags for unauthorized transactions: If you see a transaction that shouldn’t have been on a company card, you can now flag the transaction to your finance team and employee within the Ramp dashboard. 

Ramp transaction flags

Daily digest: Get a daily report about large transactions, new teammates, and new vendors added to your Ramp account. 

Ramp's daily digest

Keep your peace of mind even as your team grows. Ramp helps finance teams operate more efficiently without sacrificing rigor and control. Curious if Ramp is right for your organization? Sign up for free here

Lead Product Manager, Ramp

In addition to being a key member of the Ramp product team, TK is also the chief meme officer at Ramp. TK leads the Spend Management product team at Ramp. Learn more about his work and interests at

Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.


How Alexandra Lozano Immigration Law prepared for scale with Ramp

"I used to have to call our card provider and sit on the phone for a couple hours a week, I don’t have to do that with Ramp.”
Wayne Robinson, CFO, Alexandra Lozano Immigration Law

How Ramp helped Smart City Apartment Locating save time, expedite month close, and grow sustainably

"Five to 15 hours each month of non-value-add activities are off my plate. I’m able to be a strategic advisor versus just a tactical manager when it comes to spend management.”
Dustin Walsted, VP Finance, Smart City Apartment Locating

How TaskHuman built their runway with Ramp

“I’ve pretty much seen or used everything that’s out there, everything does something Ramp does, but nothing does everything Ramp does.”
Matthew Ferguson, Controller, TaskHuman

How First Tee transformed its bookkeeping and saved time with PwC and Ramp

"The efficiency of using PwC Bookkeeping Connect, coupled with the Ramp platform, has probably been about 75% time savings. Instead of every hour I would have had to spend on bookkeeping, I’m probably having to spend maybe 10 or 15 minutes.”
Dan Burke, CEO, First Tee San Francisco

How Mix Talent cut costs, gained transparency, and improved efficiency with Ramp

"I use Ramp’s functionality to examine the contracts and understand whether we’re getting the best terms, as opposed to just trying to get the bill paid. Ramp has allowed us to project cash flow so much better."
Paul Streitenberger, Accounting & Finance Lead, Mix Talent

How The Joffrey Ballet cut their month-end close time with Ramp

“One of the things I was looking for, and which Ramp has done for me beautifully, is to consolidate credit cards, ACH payments, check payments, and reimbursements into one place and give us a full picture for insights."
Gee Hoon Lim, Director of Finance, The Joffrey Ballet

How Beyond sped up reconciliation time 8x faster with Ramp

“With Ramp we close in 5-6 days, which is pretty quick for a company with four different subsidiaries."
Jake Steele, Senior Staff Accountant, Beyond