Business Investment Account
Investment Account optimized for higher yield and liquidity.
Get up to 4.62%1 in a custom fixed-income portfolio. Professionally managed† and fully automated.
Up to 4.62%1. Broader diversification. Smarter allocation. Higher yield.
Up to same-day liquidity2. Withdraw from your dashboard. No calls, no forms.
Zero effort Tailored to your preferences. Reinvested at maturity. Rebalanced for liquidity.
Investment Account advisory services provided by Ramp Advisory LLC, an SEC-registered investment adviser and Ramp affiliate.
Set your strategy.
Let us do the work.
Money market funds for quick access. Diversified fixed-income for cash to work harder. Your preferences, our execution.
Investment account
Short term
Up to same-day liquidity2
Money market funds
Long term
2 day liquidity
Money market funds, US treasuries, investment-grade corporates, CDs
For illustration only. Not an actual client portfolio. Holdings shown are examples of what the strategies may hold, not recommendations, and may change.
Professional investing. Live in minutes.
Diversified fixed income without the high minimums and long onboarding. Quick setup, real-time visibility, full control.
Auto-reinvested. Auto-rebalanced.
Institutional-grade portfolio management with no friction. Your portfolio runs itself to stay optimized.
Withdraw funds in one click.
Up to same-day access2 to your funds directly from the dashboard. No phone calls, no emails, no waiting.
One platform > Multiple apps
Cash, cards, payments, and investments all on one platform with one easy login.
“I think about Ramp as the platform for anything that touches our cash and our expenses. Having banking, cards and AP in one trusted platform is a massive time save that only compounds over time.”
Neusha Sayadian
Chief Financial Officer at Valence
Add a Checking Account* built for yield, speed, and safety.
Earn more on operating cash and get unlimited free same-day ACH and instant transfers.
FAQs
Ramp Investment Account
Short-term strategies hold government money market funds and short-term prime mutual funds. Long-term strategies hold U.S. Treasury securities and investment grade corporate bonds. The holdings of each strategy are shown when you select it.
The Investment Account is not a deposit account and is not FDIC insured. Securities are held at Apex Clearing Corporation, a member of SIPC. SIPC covers customer assets up to $500,000, including $250,000 in cash, if the broker-dealer fails. It does not cover investment losses, and you can lose money including principal.
You can access your short-term balance as early as same-day. Withdrawals above your short-term balance may require selling securities from the long-term portion and funds are typically available in 2 business days.
Your total position must be at least $5,000. This includes initial investments and ongoing balances. If your balance falls below $5,000, securities in your Investment Account may be sold and the proceeds returned to your Ramp Checking Account, as permitted under the discretion you grant in your advisory agreement. After your initial investment of $5,000, you can invest more with a minimum deposit/withdrawal size of $50.