Turn platform payments into profit
Earn cashback on every vendor payment—no bank integration or pre-funding required.
Earn margin from every payout
Ramp lets you earn interchange on vendor payments without needing to build your own payment stack.
From card to close, fully automated
Use Ramp's API to generate single-use virtual cards with precise spend caps, expiration rules, and metadata for fraud protection and clean reconciliation.
Deliver payments instantly
Eliminate payout delays—vendors receive cards immediately and can use them with no delay.
Go live in under a week
No sponsor bank. No heavy integration. Our API abstracts the hard parts away so you can ship zero to one in a matter of days.
FAQs
A virtual card is a payment method generated for a specific transaction or use case. Configure expiration dates, merchant restrictions, and spending caps for precise, auditable payments tied to a vendor, booking, or invoice.
Embedded platform payments are ideal for:
- Travel aggregators
- B2B marketplaces
- Field service platforms
If your platform facilitates payments between buyers and suppliers—or needs to control spend per transaction—this solution is for you.
Yes. You can:
- Restrict cards to specific merchant categories (e.g., airlines, hotels)
- Lock cards to specific vendors
- Set spending limits and expiration dates to prevent misuse
Ramp uses a unique Card ID to Transaction mapping so every card is directly linked to the payment, booking, or vendor it represents. This helps:
- Simplify refund workflows
- Support reconciliation even after a card is locked or expired
- Enable webhook notifications for charges, refunds, and declines
Yes. Refunds can still be processed on locked or expired cards, ensuring clean reconciliation without manual intervention.
No. Ramp handles card issuing, compliance, settlement, and reporting so you can focus on your platform.
Platforms earn interchange revenue on every transaction processed through Ramp’s virtual cards—without needing to build a full payments stack.