Public sector finance. Powered by AI.

Connect cards, spend management, policy controls, and accounting in one platform built for accuracy, compliance, and real-time oversight.

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Public sector leaders trust Ramp to do more with every dollar.

Kipp NYCPhillyKetchum Idaho
Purchase & Travel Cards
Instantly issue smart cards across agencies with centralized control and visibility while maintaining agility for frontline teams that need to make fast, in-policy purchases.
Expense Management
Auto-capture receipts by mobile, SMS, or email. AI matches transactions to receipts for faster reconciliation and stronger audit compliance.
Accounts Payable
Record, approve, and pay every invoice in one place. Automated invoice processing, PO matching, and approval chains ensure on-time payments and visibility into committed vs actual expenditures.
Accounting Automation
Sync spend to your financial system in real time with AI classification and custom mapping. Eliminate manual reconciliations for faster and more accurate closeouts.

Cut waste. Stay mission-focused.

Manage public funds proactively and with confidence. Ramp frees time for budget analysis and uncovers savings with real-time visibility.

Built-in controls and spend request workflows.

Issue virtual and physical cards in seconds with guardrails that uphold agency procurement rules. Vendor restrictions and structured approval workflows give finance teams real-time control to prevent noncompliant spend before it occurs.

Corporate Cards

Automated receipt capture and compliance.

Capture receipts at purchase via app, SMS, or email. AI instantly matches receipts to transactions, ensuring daily compliance, reducing administrative burden, and maintaining audit readiness across programs.

Expense Management

AI-driven policy enforcement.

AI reads your expense policy, applies fund and object codes, and flags exceptions automatically. Approvers review only outliers, improving oversight and freeing finance staff for agency fiscal strategy.

Ramp Intelligence
q3-policy-agents

Faster, more accurate reconciliation.

Sync every coded, approved, and documented transaction to your financial system in real time. Custom mapping aligns spend to your chart of accounts, giving agencies clear visibility, faster closeout, and fewer audit findings.

Accounting Automation
"Ramp had everything we were looking for, and even things we weren't looking for. The policy aspects, that's something I never even dreamed of that a purchasing card program could handle."
Doug Volesky
Director of Finance, City of Mount Vernon

FedRAMP and GovRAMP

Ramp has completed a Readiness Assessment Report (RAR) and is listed as FedRAMP Ready on the FedRAMP Marketplace. Ramp participates in GovRAMP to validate security and compliance for state and local agencies.

Ramp Trust Center
FedRAMP and GovRAMP

FAQs

It gives every team member a secure card with real-time controls. Transactions are checked against policy before approval, receipts are matched automatically, and all data stays audit-ready. You see spend as it happens, not weeks later.

Yes. You can set limits by user, vendor, amount, or category. Controls can also block or allow merchants, enforce location rules, or require approvals. Updates apply instantly and all changes are logged.

All charges appear in a single dashboard with receipts, memos, and approvals attached. AI flags anomalies and duplicate charges, while administrators get a full audit trail of every step for easier oversight.

Yes. All eligible spend earns cash back, credited to your account. Unlike traditional rewards programs, Ramp's model is simple and consistent. You do not have to manage points or categories.

Ramp connects to major ERPs and financial systems through APIs, SFTP, or CSV. Transactions sync in real time with codes, approvals, and documentation. This reduces manual reconciliation and speeds up close.

Traditional cards review spend after the fact. Ramp enforces policy before the purchase, captures receipts at the point of spend, and automates reconciliation. The result is stronger compliance, fewer errors, and less manual work.

Time is money. Save both.

Public Sector Spend Management Platform | Ramp