Financial management for nonprofits.
One platform for cards, expenses, and AP, with fund-level coding, automated receipt capture, and real-time board reporting.
8,600+ nonprofit organizations trust Ramp
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Track spend across every fund.
See how spend rolls up against grant budgets in real time, not weeks later.
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Built-in expense capture.
Staff capture receipts via SMS or email, and Ramp matches each to the right fund.
Budget controls by program.
Program directors approve within their own limits while finance focuses on exceptions.
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Audit-ready on every transaction.
Form 990 and Single Audit documentation is captured with every transaction.
Cards built for how nonprofits spend.
Issue cards tied to grants or restricted funds with built-in spend limits and approvals. No personal guarantee, plus uncapped cashback.
Corporate cards
Capture every receipt in real time.
Capture receipts via SMS, mobile, or email at purchase. Ramp matches each to the right fund and functional expense category.
Expense managementProcess invoices in minutes, not weeks.
Invoices and grantee disbursements flow from inbox to payment with automated coding and approval routing. Duplicate detection catches overbills before they clear.
Accounts payableClose your books 3x faster.
Every transaction lands in your accounting system coded to the right fund and functional expense category. Close gets faster each month.
Accounting automationOne platform for every fund you manage.
Cards, expenses, bills, and accounting sync so your finance team stops juggling spreadsheets. Every transaction codes to the right fund.
"Our mission is mental health, not month-end close. Ramp gave us back 101 hours last quarter, 72 of those on closing the books. For a 25-person nonprofit, that's time our team spends on providing hope and help in real, tangible ways, raising funds to provide therapy scholarships and peer support, and better serving people instead of chasing receipts."
Lindsay Kolsch
Executive Director
"We cut our monthly close time by four hours every month, which sounds small until you're the only person doing the books. Ramp's controls have prevented hundreds of dollars each month in unauthorized spend -- for a church our size that's real money. We process close to $160,000 a month in card transactions and about 20 reimbursements, and it all rolls up clean without a dedicated AP system."
Dave McCurdy
Administration Lead
"When you're spending donor funds, stewardship is everything. The removal of expense reports and ease of reporting on credit card spend with Ramp saves our organization 20+ hours per month between our employees and finance team. Ramp allows our staff to focus on the mission rather than administrative tasks while empowering our finance team to provide faster and more accurate reporting."
Gabriel Reid, CPA
CFO
"We process over 400 bills and 60+ reimbursements a quarter on top of card spend, travel bookings, and treasury, all through Ramp. Everything feeds directly into Intacct, so our finance team of three isn't buried in reconciliation. For a church our size, that kind of consolidation used to require a much bigger back office."
Merci Rusli
Bookkeeper
"We've run over 300 bill payments through Ramp this past quarter, close to $670,000, and it's completely changed our AP workflow. Our monthly close is about 25 minutes faster, and overall we're saving over 1 hour a month on admin. For a church with 50 staff, every hour our finance team gets back goes directly toward the mission."
Becca Baley
Accounts Payable
"Employees can submit expenses, they can be approved by their manager, and then they can receive payment within a few days. No paper vouchers or checks need to be printed, and all of that can happen without batching a week's worth of transactions together."
Jason Hershey
VP of Finance and Accounting
"As a not-for-profit, having strong controls and oversight is essential. There's always a scarcity of resources on the financial front, so getting the greatest impact for those funds is really critical and the bedrock for that is the financial discipline to ensure we spend our money wisely."
Jason Penegar
VP Controller
"It always comes back to the mission and being good stewards of donor funds and the revenues from our performances. The more we're able to quickly assess and accurately see where our current big picture is, the quicker we're able to pivot if needed and make the correct decisions so we're humming along with the mission."
Gee Hoon Lim
Director of Finance
FAQs
Every transaction appears in real time with receipts, fund codes, and functional expense classifications attached. Program directors track spend against their own budgets, and your finance team gets a single view across all funds and programs without manual report assembly.
Yes. You can set card-level limits by dollar amount, merchant category, or vendor, and Ramp enforces them at the point of purchase. Limits reset daily, monthly, or as a one-off, and unauthorized vendors are blocked before the transaction clears.
Ramp provides an easy-to-use online dashboard where you can track and manage all expenses made by your employees on their cards in real time. You can view transaction details, set spending limits, and freeze cards when you spot out-of-policy transactions to effectively manage expenses and ensure compliance.
Ramp offers uncapped cashback on every card purchase, with no caps or tiers. The cashback goes directly back to your organization, turning routine operational spend into recovered dollars for your mission.
Ramp syncs transactions, receipts, and fund codes directly to your accounting system. The Accounting Agent codes each transaction to the right fund, program, and functional expense category in real time, so your books stay current throughout the month without manual re-entry.