Start for free.
Scale with Intelligence.
Whether you’re a startup, global enterprise, or somewhere in between, Ramp is designed to save you time and money.
AI-assisted
Free
$0/mo/user
Best for smaller teams who want to simplify finances.
Key features:
Corporate Card
checkUnlimited cards
checkCard issuing controls
Travel & Expense
checkComplete expenses via SMS or Slack
checkCreate a custom travel policy
checkBook flights, hotels, and car rentals
checkAuto-receipt collection and matching
Accounts Payable
checkAutomated invoice extraction (OCR)
checkConfigurable approval workflows
checkAutomated fraud checks
checkPay bills by ACH, card, check, wire, and more
Treasury
checkEarn -.--%* in a Ramp Investment Account
checkEarn -.--%* on cash in a FDIC-insured account
checkNo fees, minimum deposits, or transfer caps
checkFree wires and same-day ACH via Bill Pay
Accounting Automation
checkBasic accounting rules
checkQuickBooks Online and Xero integrations
Budgets & Reporting
checkCustom reports and insights via AI reporting
checkCustom report builder
Vendor Management
checkAutomated vendor tracking and contract extraction
checkPrice intelligence
AI-powered
Plus
$15/mo/user
+ Platform fee based on team size
Save 20% with annual billing
Perfect for teams who want to use AI-driven automation to eliminate busywork.
All the features of Free, and:
Travel & Expense
checkAI-driven expense reviews and policy insights
checkAuto-lock cards when compliance is unmet
check24/7 phone support for travel bookings
Accounts Payable
checkAuto-coded line items
checkAI-driven approval recommendations
checkAutomated batch payments
checkPayment release approvals
Procurement (Add-on to Plus or Enterprise)
checkAdvanced intake and approval workflows
checkAI-driven vendor compliance reviews
checkAutomated PO creation and tracking
checkThree-way match with Ramp purchase orders
Accounting Automation
checkNetSuite, Sage Intacct, and more integrations
checkAI coding for every field
checkAutomate approval and sync of routine spend
checkSupport for multi-entity businesses
Global Coverage
checkAuto tax capture and coding
checkLocally funded reimbursements
checkPay card payments in local currency
Budgets & Reporting
checkShare live reports and schedule exports
checkTrack budgets vs. actuals in real time
User management
checkCustom user roles
checkMulti-entity visibility restrictions
checkAudit log
AI-tailored
Enterprise
Custom
Annual billing
Specifically made for teams who need full customization.
All the features of Plus, and:
Accounting Automation
checkWorkday, Oracle Fusion Cloud, and more integrations
Global Coverage
checkLocal currency card issuing in 40+ countries
White Glove Support
checkDedicated account and customer success manager
checkPriority 24/7 global support
Implementation Services
checkCustom implementation scoping and roll out plan
checkIntegration setup and validation testing
checkEmployee training and change management
Enterprise Services
checkCustom development
checkERP extensions and configurations
checkCustom policy and workflow configuration
checkAdvanced org, role, and entity configuration
50,000+ finance teams have saved millions of hours with Ramp.
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+ Automatically lock cards when required receipts or items aren’t submitted on time
+ Automatically lock cards when required receipts or items aren’t submitted on time
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Create company-wide policies
+ Create custom travel policies based on role, department, location, and more
+ Create custom travel policies based on role, department, location, and more
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+ Invite external guests to book travel in Ramp with set budgets and policy controls
+ Invite external guests to book travel in Ramp with set budgets and policy controls
24/7 chat support
24/7 phone support
24/7 phone support
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+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
+ Limit reimbursement spending
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
+ Submit and review reimbursements in bulk
+ Send weekly batched reimbursements
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+ Require itemized receipts, flag alcohol spend, weekend transactions, and more
+ Require itemized receipts, flag alcohol spend, weekend transactions, and more
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+ Route based on GL code, entity, and other accounting conditions
+ Route based on GL code, entity, and other accounting conditions
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+W8 uploads
+W8 uploads
$.65 per IRS filing. Free state filing.
$.65 per IRS filing. Free state filing.
$.65 per IRS filing. Free state filing.
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+ Route based on vendor, department, accounting field, payment type, and more
+ Route based on vendor, department, accounting field, payment type, and more
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QuickBooks Online, Xero
+ NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central
+ Workday, Oracle Fusion Cloud, Microsoft Dynamics F&O
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+ Workday
+ Workday
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Compare features
Free | Plus | Enterprise | |
|---|---|---|---|
Corporate Card | |||
Corporate liability charge card | check_circle | check_circle | check_circle |
20x higher credit limits | check_circle | check_circle | check_circle |
Unlimited physical and virtual cards | check_circle | check_circle | check_circle |
Card issuing controls | check_circle | check_circle | check_circle |
Category and vendor controls | check_circle | check_circle | check_circle |
Proactive policy controls and follow up | check_circle | + Automatically lock cards when required receipts or items aren’t submitted on time | + Automatically lock cards when required receipts or items aren’t submitted on time |
Travel | |||
Travel bookings | check_circle | check_circle | check_circle |
Travel policies | Create company-wide policies | + Create custom travel policies based on role, department, location, and more | + Create custom travel policies based on role, department, location, and more |
Guest bookings | check_circle | + Invite external guests to book travel in Ramp with set budgets and policy controls | + Invite external guests to book travel in Ramp with set budgets and policy controls |
Support | 24/7 chat support | 24/7 phone support | 24/7 phone support |
Expense Management | |||
Spend limits with preset accounting codes | check_circle | check_circle | check_circle |
Automatic receipt collection and matching | check_circle | check_circle | check_circle |
Employee repayments | check_circle | check_circle | check_circle |
Reimbursements | check_circle | + Limit reimbursement spending + Submit and review reimbursements in bulk + Send weekly batched reimbursements | + Limit reimbursement spending + Submit and review reimbursements in bulk + Send weekly batched reimbursements |
Transaction alerts and flags | check_circle | + Require itemized receipts, flag alcohol spend, weekend transactions, and more | + Require itemized receipts, flag alcohol spend, weekend transactions, and more |
Approval workflows | check_circle | + Route based on GL code, entity, and other accounting conditions | + Route based on GL code, entity, and other accounting conditions |
Complete expenses & ask policy questions via SMS or Slack | check_circle | check_circle | check_circle |
Approval recommendations for every transaction | remove_circle | check_circle | check_circle |
Proactive policy & compliance insights | remove_circle | check_circle | check_circle |
Parallel approvers | remove_circle | check_circle | check_circle |
Missing receipt affidavits | remove_circle | check_circle | check_circle |
Sunshine Act | remove_circle | check_circle | check_circle |
Accounts Payable | |||
Invoice capture with AI-powered OCR | check_circle | check_circle | check_circle |
Pay bills by check, ACH, card, and wire | check_circle | check_circle | check_circle |
Advanced exports | check_circle | check_circle | check_circle |
Tax management | check_circle | +W8 uploads | +W8 uploads |
1099 filing (NEC and MISC) | $.65 per IRS filing. Free state filing. | $.65 per IRS filing. Free state filing. | $.65 per IRS filing. Free state filing. |
Create bills using CSV uploads | check_circle | check_circle | check_circle |
Import bills from ERP | check_circle | check_circle | check_circle |
Mobile bill approvals | check_circle | check_circle | check_circle |
Approval rules and routing | check_circle | + Route based on vendor, department, accounting field, payment type, and more | + Route based on vendor, department, accounting field, payment type, and more |
Basic vendor onboarding | check_circle | check_circle | check_circle |
Automated fraud checks from AP Agents | check_circle | check_circle | check_circle |
Automated card payments | check_circle | check_circle | check_circle |
Automated batch payments | remove_circle | check_circle | check_circle |
Approval recommendations from AP agent | remove_circle | check_circle | check_circle |
Line item auto-coding from AP agent | remove_circle | check_circle | check_circle |
Payment release approvals | remove_circle | check_circle | check_circle |
Line item splits | remove_circle | check_circle | check_circle |
Three-way match with imported purchase orders and item receipts | remove_circle | check_circle | check_circle |
Procurement (Add-on to Plus or Enterprise) | |||
Custom intake | remove_circle | check_circle | check_circle |
Advanced workflow builder | remove_circle | check_circle | check_circle |
Integrations with CLM, TPRM, and Ticketing tools | remove_circle | check_circle | check_circle |
Vendor onboarding with custom forms | remove_circle | check_circle | check_circle |
Purchase order (PO) management | remove_circle | check_circle | check_circle |
Match card transactions to purchase orders | remove_circle | check_circle | check_circle |
AI-driven vendor compliance reviews | remove_circle | check_circle | check_circle |
Three-way match with Ramp purchase orders and item receipts | remove_circle | check_circle | check_circle |
Treasury | |||
Earn -.--%* in a FDIC-insured business account | check_circle | check_circle | check_circle |
Earn -.--%* in an investment account | check_circle | check_circle | check_circle |
No fees, minimum deposits, or transfer caps | check_circle | check_circle | check_circle |
Free, same-day ACH, domestic and international wires* | check_circle | check_circle | check_circle |
DACAs and letters of credit | check_circle | check_circle | check_circle |
Accounting Automation | |||
Basic accounting rules | check_circle | check_circle | check_circle |
Advanced accounting rules | remove_circle | check_circle | check_circle |
Advanced NetSuite support | remove_circle | check_circle | check_circle |
Multi-entity support | remove_circle | check_circle | check_circle |
Custom field support | remove_circle | check_circle | check_circle |
AI coding for every field | remove_circle | check_circle | check_circle |
Automated accruals and reconciliation | remove_circle | check_circle | check_circle |
Amortization | remove_circle | check_circle | check_circle |
Auto approvals for routine, recurring transactions | remove_circle | check_circle | check_circle |
Integrations | |||
Accounting integrations | QuickBooks Online, Xero | + NetSuite, Sage Intacct, Acumatica, Microsoft Dynamics 365 Business Central | + Workday, Oracle Fusion Cloud, Microsoft Dynamics F&O |
HRIS integrations | check_circle | + Workday | + Workday |
Continuous HRIS sync | remove_circle | check_circle | check_circle |
Global | |||
Pay global vendors in USD or local currency | check_circle | check_circle | check_circle |
Global reimbursements funded in USD and paid in local currency | check_circle | check_circle | check_circle |
Global reimbursements funded and paid in local currency | remove_circle | check_circle | check_circle |
Issue limits and create spend programs in local currencies | remove_circle | check_circle | check_circle |
Pay card statements with local currency | remove_circle | check_circle | check_circle |
Fund bill payments with local currency | remove_circle | check_circle | check_circle |
Auto tax capture | remove_circle | check_circle | check_circle |
Local card issuing | remove_circle | remove_circle | check_circle |
Budgets & Reporting | |||
1099 reporting | check_circle | check_circle | check_circle |
Create custom reports using AI | check_circle | check_circle | check_circle |
Ramp Budgets tracks plan vs. actuals in real time | remove_circle | check_circle | check_circle |
Custom report builder | remove_circle | check_circle | check_circle |
User management | |||
Secure logins with SCIM, SSO, and SAML | check_circle | check_circle | check_circle |
Custom fields | remove_circle | check_circle | check_circle |
Custom user roles and multi entity restrictions | remove_circle | check_circle | check_circle |
Audit log | remove_circle | check_circle | check_circle |
Vendor management | |||
Price intelligence | check_circle | check_circle | check_circle |
Contract extraction | check_circle | check_circle | check_circle |
Automatic vendor tracking | check_circle | check_circle | check_circle |
Support | |||
Help center | check_circle | check_circle | check_circle |
Instant, 24/7 AI help for any Ramp question or task | check_circle | check_circle | check_circle |
Chat, email, and phone support | check_circle | check_circle | check_circle |
Priority support | remove_circle | check_circle | check_circle |
Custom support | remove_circle | remove_circle | check_circle |
FAQ
Yes, Ramp Free is designed for smaller teams who want to get started with Ramp. If you would like to try Ramp Plus, you can sign up with a free 30-day trial, and easily switch plans anytime as your needs change.
No, you can issue unlimited virtual and physical cards to your team at no extra cost.
You can pay for Ramp Plus with ACH or the rewards you earn from your Ramp card spending.
You can upgrade or downgrade anytime within your Ramp dashboard or by contacting us directly. See here for more information.